ManipalCigna Health Insurance for Senior Citizen

The perfect solution to the diverse medical requirements of senior citizens, ManipalCigna’s ProHealth comes with a vast array of features. The plan is available on both, the individual sum insured basis and the family floater sum insured basis and promises lifelong renewal. The plan has three variants, namely ProHealth Protect, ProHealth Plus, ProHealth Preferred, and ProHealth Premier. Available for a policy term of 1 year, 2 years, or 3 years, ProHealth Insurance provides coverage for various expenses, including inpatient hospitalisation, pre-hospitalisation, post-hospitalisation, and others.

Key Features

• Sum insured range - Rs. 2.5 Lakh to Rs. 100 Lakh
• Cashless treatment easily available at 6,969+ network hospitals
• Long-term and family discounts
• Guaranteed bonus every renewal, maximum up to 200%
• Unlimited times of restoration with 100% additional sum insured
• Superior deductible (up to Rs. 10 Lakh) with packaged benefits to top-up health protection
• Healthy rewards points (up to 20% of premium) to redeem as HMB/renewal discount
• Preventive health benefits with Wellness Programs & Medical Checkups, etc.​

​Scope of Coverage

• Coverage for inpatient hospitalisation expenses
• Pre & post-hospitalisation expenses covered
• 500+ day care treatments covered up to the full sum insured
• Organ donor expenses
• Worldwide emergency cover
• Ambulance cover
• AYUSH cover
• Value-added cover for expert opinion on critical illness, and others.

Eligibility

The minimum entry age for the ProHealth Insurance plan by ManipalCigna is 91 days for children. For adults, it is 18 years. The maximum entry age is lifelong.

Exclusions

• Genetic disorder and stem cell implantation/surgery
• Dental treatment, dentures or surgery
• Expenses for the treatment of HIV or AIDS and related ailments
• Weight control treatments, cosmetic surgery, mental disorders, insanity & congenital diseases
• Abuse of intoxicant or hallucinogenic substances like intoxicating drugs and alcohol

ProHealth is one of the best health insurance for senior citizens. If you think the same as well, go through the Policy Wordings to explore the plan in detail. Experts at InsuranceDekho will be happy to assist you with your queries at 1800-1205-698.