ManipalCigna Health Insurance for Woman

Women should prioritise their health, no matter what. ManipalCigna believes the same and offers ProHealth Insurance. Available on individual and family floater sum insured basis, ProHealth Insurance covers maternity expenses along with newborn baby cover & first-year vaccination expenses. It offers maternity & related benefits under its Plus, Preferred & Premier variants. ProHealth can be invested in for a policy term of 1 year, 2 years or 3 years. The expenses covered under ProHealth Insurance include inpatient hospitalisation, pre-hospitalisation, post-hospitalisation, ambulance cover, and others.

Key Features

• Sum insured range - Rs. 4.5 Lakh to Rs. 100 Lakh (Plus, Preferred & Premier)
• 6,969+ network hospitals for cashless treatment
• Worldwide emergency cover
• Restoration of the sum insured
• Health Maintenance Benefit
• Expert opinion on critical illness (Value added cover)
• Cumulative bonus (Value added cover)
• Healthy Rewards (Value added cover), etc.

Scope of Coverage

• Inpatient hospitalisation expenses covered
• Up to 60 days pre & 180 days post hospitalisation expenses covered
• Maternity expenses - Up to Rs. 15,000 for normal delivery and Rs. 25,000 for C-section (Plus variant) & Up to Rs. 50,000 for normal delivery and Rs. 100,000 for C-section (Preferred & Premier variants) after a waiting period of 48 months
• Newborn baby expenses covered up to limit under maternity expenses
• First-year vaccinations covered as per national immunisation programme over and above maternity expenses
• 500+ day care treatments covered, up to the full sum insured
• Organ donor expenses
• Ambulance cover, etc.

Eligibility

The minimum entry age under ProHealth Insurance policy by ManipalCigna is 91 days for children and 18 years for adults. The policy doesn’t come with a limit for maximum entry age.

Exclusions

• Genetic disorder and stem cell implantation/surgery, harvesting, storage or any kind of treatment using stem cells
• Dental treatment, dentures or surgery of any kind
• Laser Surgery for the treatment of focal error correction
• Any treatment received in convalescent homes, convalescent hospitals, health hydros, nature cure clinics or similar establishments
• Charges incurred primarily for diagnostic, X-ray or laboratory examinations or other diagnostic studies

Do you want to invest in ProHealth Insurance? Uncover the policy in detail before you go ahead and buy this health insurance for women. To gain detailed information, go through Policy Wordings right away! You can also call InsuranceDekho customer care executives at 1800-1205-698.