National Health Insurance for Parents

Your parents have been your backbone since you were born. Don’t you realize you should pay utmost care to their health when they’re old? Varistha Mediclaim Policy by National Insurance can support you in this move. Specially designed for senior citizens, this policy guarantees cover for your parents’ ill-health by covering expenses incurred during hospitalisation due to sickness, ailments or accident. With the policy in hand, your parents can remain healthy and stress-free during their golden period.

Key Features

• Sum insured available in the policy is Rs. 1 Lakh and Rs. 2 Lakh
• An annual increase in the sum insured by 5% (maximum 50%) for each claim-free year
• 5% discounts on renewal premium up to 10 claim-free years
• Reimbursement of health checkup at every three continuous claim-free years
• Guaranteed lifelong renewability of the policy
• Optional benefits of pre-existing hypertension and diabetes coverage
• A provision to port to other similar health insurance product

Scope of Coverage

• Cover for hospitalisation and domiciliary treatment
• Intensive Care Unit expenses up to the specified amount
• Fees of medical practitioners, surgeons, anaesthetists, consultants
• Charges for an ambulance as per the policy wording
• Critical Illnesses like Cancer, Stroke, Kidney Failure, Major Organ Transplant, etc.
• Coverage for blood, anesthesia, oxygen, medicines, drugs, etc.
• Hospital room rent or accommodation charges up to a specified limit

Eligibility

Varistha Mediclaim Policy for parents is available for the people, right from 60 years to 80 years.

Exclusions

• Costs of OPD and dental treatment
• Expenses arising out of pregnancy or childbirth
• No cover for pre-existing diseases during the initial first year of the policy
• Infertility, Sterility, STD, HIV, AIDS, Maternity and so on
• Any injury or illness directly or indirectly affected by drug or alcohol

If you want to be the best caretaker of your parents, buy them a health insurance policy like Varistha Mediclaim Policy. To buy it online or to know more about this policy, dial InsuranceDekho toll-free number 1800-120-5698.