Does Oriental Health Insurance policy come with a lifelong renewability benefit?

Yes, all the health insurance policies offered by Oriental Health Insurance comes with lifelong renewability benefit.

How many claims can I make with Oriental Health Insurance policies?

There is no restriction on the number of claims you can make in a policy year. However, it should not go beyond the sum insured amount specified in the policy document.

Does Oriental Insurance Company have a family floater health insurance policy?

Yes. Oriental Insurance Company provides a health insurance policy, especially for families. The name of the policy is “Happy Family Floater.” The best feature of the policy is that it covers critical illnesses too.

How to apply for and buy an Oriental Health Insurance policy?

You can apply and buy an Oriental Health Insurance policy online from the official website of the company. You can also contact InsuranceDekho at 7551-196-989 to get all the details and purchase any policy of Oriental Insurance Company.

Who all are covered under the family floater policy of Oriental Insurance Company?

The family floater plan of Oriental Insurance Company covers legally wedded spouse, children (i.e. natural or legally adopted) between the age of 91 days to 18 years, dependent children up to 25 years (girl until she gets married, divorced and widowed daughter), parents, and parents-in-law.

Oriental HOPE (Health of Privileged Elders) Health Insurance User Reviews

165 reviews Rate This

Oriental

Highlights

Claim Settlement	Dedicated Team
Claim Settlement Ratio	93.96%
COVID-19 Cover	Yes
Network Hospitals	4,300+
Policies Sold	12,50,812
Renewability	Lifelong

Health Insurance Calculator

Whom do you want the insurance for ?

You

Couple

Family

Father

Mother

Select the age of all members

You
Select Age

Where do you live ?

Enter Area Pincode

Choose required Coverage for yourself?

5 Lac

10 Lac

25 Lac

Select Coverage

Disclaimer : Actual Premium might vary basis your location, age and number of members

Rating of HOPE (Health of Privileged Elders)

4.0

Based on

23 User reviews

Good option!
HOPE is good option for senior people like me. It covers specified diseases, 30 days pre and 60 days post hospitalisation expenses, room rent, ICU charges and much more.
S
Srikant Rao
On: Jan 31, 2020
Varied Benefits
I have bought HOPE (Health of Privileged Elders) for me and my spouse because this policy provides several benefits like premium discounts to opt for voluntary co-payment, no claim bonus, and so on.
G
Gautham Verma
On: Jan 21, 2020
Hope for my health
HOPE policy by Oriental Insurance is my hope for my health at this old age. For me, it is the most comprehensive senior citizen policy one can buy online. In fact, best policy ever!
K
Kalpita Pandey
On: Jan 14, 2020
Approved claim in minutes!
My parents are covered under HOPE policy! And they are happy with the plan. I am also feeling lucky to buy them this policy as the claim was approved in 30 minutes by the insurer. The hospital staff also said that Oriental Insurance cashless claim process is approved in half an hour.
U
Umesh Chandra
On: Jan 09, 2020
Policy is appreciable
I have taken Oriental HOPE policy. The policy coverage is for 5 lakh. Recently, i got hospitalized and underwent cashless treatment. I got the claim. With this policy, I can get cashless treatment in many hospitals across the country. It’s the right plan for seniors.
L
Lata Sawant
On: Jan 09, 2020

Why to Buy Health Insurance Policy Online from InsuranceDekho

Tax benefit upto 75,000*
Claim support everyday 10AM-7PM
80 Lacs+ happy customers

Nice option for us
I am thankful to Oriental Insurance for offering HOPE policy to senior citizens. It’s a nice option for elderly that covers specified diseases, pre and post hospitalisation, ICU charges, room rent, and much more.
S
Shailesh
On: Dec 20, 2019
Great Senior-centric plan
HOPE is a suitable senior-centric plan for older people in India. Since I am using this policy, I have complete information about it. It covers hospitalisation expenses, including Room Rent, specific diseases/illnesses/injuries including Knee Replacement, Accidental Injury, etc.
M
Maneesh Singh
On: Dec 20, 2019
Supremely Satisfying Experience
HOPE Policy by Oriental Insurance has given me supremely satisfying experience. It’s an excellent health plan for people like me. Cover for 30 days pre and 60 days post hospitalisation expenses tempted me to buy this product.
V
Vivek Jaggi
On: Dec 11, 2019
A plan for Privileged Elders
Finally, i got a suitable health insurance plan for me and my wife. HOPE policy is the great option to take care of my health during old age. It’s has everything that i wanted to have in my health plan.
B
Bandela Karna
On: Dec 10, 2019
Result is gratifying
The results i have obtained from the HOPE policy are very gratifying. I fully support and strive to promote it because of its exclusive benefits and features for an elderly person like me. It’s a great policy i have ever bought for me and my wife.
A
Anu Sharma
On: Nov 27, 2019

Page 1 of 3 pages

Choose Oriental Insurance Plan for

FAQs

Does Oriental Health Insurance policy come with a lifelong renewability benefit?
Yes, all the health insurance policies offered by Oriental Health Insurance comes with lifelong renewability benefit.
How many claims can I make with Oriental Health Insurance policies?
There is no restriction on the number of claims you can make in a policy year. However, it should not go beyond the sum insured amount specified in the policy document.
Does Oriental Insurance Company have a family floater health insurance policy?
Yes. Oriental Insurance Company provides a health insurance policy, especially for families. The name of the policy is “Happy Family Floater.” The best feature of the policy is that it covers critical illnesses too.
How to apply for and buy an Oriental Health Insurance policy?
You can apply and buy an Oriental Health Insurance policy online from the official website of the company. You can also contact InsuranceDekho at 7551-196-989 to get all the details and purchase any policy of Oriental Insurance Company.
Who all are covered under the family floater policy of Oriental Insurance Company?
The family floater plan of Oriental Insurance Company covers legally wedded spouse, children (i.e. natural or legally adopted) between the age of 91 days to 18 years, dependent children up to 25 years (girl until she gets married, divorced and widowed daughter), parents, and parents-in-law.

View All

Claim Process at Oriental Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.

Oriental Health Insurance Contact Details

Reach us for help anytime

Insurance Dekho
755 1196 989Mon to Sun 10:00 AM to 7:00 PM
support@insurancedekho.com
Oriental Health Insurance
1800-118-48524x7
csd@orientalinsurance.co.in