Star Autism Plans

Can you get a special health insurance policy that covers special kids? Yes, with Star Health at your service, you can get a special cover for your special kids. Star Health has designed 'Special Care Policy' to provide medical insurance cover to children diagnosed with Autism Spectrum Disorder. This policy provides a good chance to get yourself or your loved ones covered if suffering from autism. It is an individual policy provided for a term of one year. The policy provides quite a lot of benefits to the policyholders.

Key Features

• The policy is available on an individual basis
• Sum insured option is Rs. 3 Lakh
• The policy is available for one year
• No need for pre-medical screening to buy the policy
• The policy can be renewed up to 25 years of age
• Beyond 25 years, a suitable alternate product is provided
• The expenses incurred on treatment of certain procedure are payable up-to certain limits

Scope of Coverage

• Room, nursing, boarding expenses are covered for up to Rs. 5,000 each day
• Coverage for the medical practitioner, surgeon, consultants and specialist fees is provided
• Expenses of an emergency ambulance are covered for up to a certain limit
• Post-hospitalisation expenses are included in the policy
• Blood, OT charges, oxygen, medicines, drugs, and surgical appliances are covered under the policy
• The insured, in case he/she opts for shared accommodation, gets cash up to a certain limit
• Specialized covers such as occupational therapy, physiotherapy, behavioral therapy, and speech therapy
• Coverage for all day care procedures

Eligibility

Star Special Care health insurance is available for children aged between 3 years and 25 years who are diagnosed with Autism Spectrum Disorder.

Exclusions

• Injury or disease due to materials, nuclear weapons either directly or indirectly
• Charges related to admission, hospital registration, telephone, etc.
• Expenses related to vitamins and tonics unless it is a part of treatment
• Chromosomal abnormalities, genetic abnormalities, mental retardation, etc.
• Dental treatment or surgery are excluded under the policy

Star Health has set high records where customer satisfaction is concerned. Still, if you have any query about this policy, feel free to contact InsuranceDekho at 1800 1205 698 and get all your queries resolved.