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Star Health Insurance for Maternity

Star Comprehensive Insurance Policy brought to you by Star Health is a plan that everyone would wish for. As the name suggests, it is a comprehensive plan that provides a wide range of coverage features for you and your family with special benefits for moms-to-be. The plan covers maternity and newborn baby expenses. This star health insurance for maternity plan can be termed as a complete family health insurance plan as it provides a wide range of benefits with no sub-limit or capping requirements.

Key Features of Star Health Insurance for Maternity

  • You can cover yourself, your spouse, and dependent children in the floater policy
  • Pre-acceptance medical screening is required for people below 50 years of age
  • No limit on room rent if the patient is treated in a single standard AC room
  • Automatic restoration of the sum insured by 100%
  • Lifelong renewals are guaranteed
  • The hospital cash benefit is also provided under the policy

Scope of Coverage Under Star Health Insurance for Pregnancy

  • Maternity expenses, be it normal or cesarean delivery, are covered
  • Newborn baby expenses are included in the plan
  • Bariatric surgery and delivery and the newborn cover are provided after a waiting period of 36 months
  • More than 400 daycare procedures are covered under the plan
  • Expenses related to health check-ups for every 3 years if no claim is made
  • Pre and post-hospitalisation expenses are covered under the plan
  • Option for a second medical is provided under this plan

Star Health Insurance for Pregnancy Eligibility

Anyone aged between 18 years and 65 years can purchase Star Comprehensive Insurance Policy. Dependent children can be covered up to 25 years of age.

Exclusions for Star Health Pregnancy Insurance

  • Specified illnesses, diseases, or treatments are not covered until a waiting period of 24 months is served
  • Pre-existing diseases are not covered before 48 months of continuous coverage
  • Expenses related to non-allopathic treatment are excluded
  • Any injury caused due to self-harm
  • Naturopathy treatment

In case of any doubt or query, read the policy wording or call us on 1800 1205 698. Our customer care executives will solve all your doubts and help you make the best decision for yourself and your loved ones.

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FAQs

  • What maternity-related expenses are covered under Star Health Insurance?

    Star Health insurance covers delivery charges, pre and post-natal care, hospitalisation, medical tests, and newborn care. 

  • Is there a waiting period for maternity coverage to become effective under Star Health Insurance plans?

    The waiting period for maternity coverage to become effective under Star Health Insurance is 24 months.

  • Can I purchase Star Health’s maternity health insurance if I am already pregnant?

    Yes, you can purchase maternity health insurance while pregnant, however, the coverage will only be provided once the waiting period is over.

  • Are prenatal check-ups, delivery, and postnatal care covered under Star Health’s maternity insurance?

    Yes, prenatal check-ups, delivery, and postnatal care are covered by Star Health’s maternity insurance.

  • Does Star Health’s Maternity Insurance cover newborn baby expenses?

    Yes, newborn baby expenses are covered under the Star Health Insurance plan up to the limit mentioned in the policy.

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