Star Health Insurance for Parents

Star Care Micro Insurance Policy provides protection to the members covered on an individual as well as family floater basis. The policy can cover parents with a maximum age limit of 65 years. Anyone who is from Tier 1 and Tier 2 places in India and fulfills the age limit criteria can purchase this health insurance from Star Health. Under this star health insurance for parents policy, there are specified indemnity limits on medical management, accidental injuries, cataracts, and surgeries. It’s a non-stop coverage policy, as it can come with a lifelong renewable feature.

Key Features of Star Health Insurance For Parents

• Children aged at least 2 years can be covered by their parents
• After 65 years, the policy can only be renewed
• Pre-acceptance medical acceptance test not required
• A single sum insured of Rs. 1 Lakh covers the entire family
• Hospital cash benefit provided (if treatment is taken at a government hospitalization)
• The facility of maintaining health records in electronic format
• Free look period of 15 days
• Lifelong renewability

Scope of Coverage under Star Health Insurance Plans for Parents

• Room, boarding, and nursing expenses are covered up to a certain limit
• ICU charges are covered up to Rs. 2,000 (subject to Rs. 1,000 per hospitalization)
• Emergency ambulance charges are covered up to a certain limit
• A fee for the Surgeon, Consultant, Medical Practitioner, Specialist
• Hospital cash of Rs. 1,000 is paid for a maximum of 14 days of hospitalisation
• ICU charges covered up to a specified limit
• Pre-hospitalisation expenses
• Post-hospitalisation expenses

Eligibility

Anyone aged between 18 years to 65 years can be the proposer of this plan.

Exclusions

• Any disease or injury that has directly/indirectly occurred from or is attributable to invasion, war, warlike operations, or any act of the foreign enemy
• Any disease diagnosed by the insured individual within the initial 30 days from the date of commencement of the policy
• Treatment occurring due to pregnancy, miscarriage, childbirth, abortion, or complication of any of these
• Dental treatment or surgery is excluded unless required in the event of an accident
• Any injury caused due to self-harm

Gain more knowledge on the product by reading the policy document or get in touch with the customer care executives at InsuranceDekho on 1800 1205 698.