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Bajaj Allianz Term Insurance Plans

46 reviews Rate This
Claim Settlement Ratio98.48%
Customer Care9:00 AM to 7:00 PM
Death Benefit Paid For11,887 Policies
Presence759 Branches
Total Death Benefit PaidRs. 310.71 Crore

Term Life Insurance Premium Calculator


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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Best Bajaj Allianz Term Insurance Plans

1 Crore
2 Crore
    Tax Free
    1 Cr
Starting From 707/Month
24hr Claim Settlement
Key Features:
  • Zero Cost Benefit
  • Terminal Illness
  • Nominee's Choice payout
  • Voluntary Top Up
  • Tax Benefits
    Tax Free
    1 Cr
Starting From 857/Month
24hr Claim Settlement
Key Features:
  • Waiver of Premium on Disability
  • Terminal Illness
  • Life Stage Benefit
  • Tax Benefits
    Tax Free
    1 Cr
Starting From 771/Month
24hr Claim Settlement
Key Features:
  • Tax Benefits
  • Terminal illness
See More Plans

Bajaj Allianz Life Insurance Company Limited is a venture formed after Bajaj Finserv Limited and Allianz SE collaborated together. Bajaj Allianz Life has been serving since 2001. One of the renowned private insurance providers in India, Bajaj Allianz Life offers the best comprehensive budget friendly insurance plans at affordable premium rates. When it comes to term insurance plans, Bajaj Allianz Life offers both online and offline term insurance plans. The company offers total right term insurance plans.

Bajaj Allianz Life Term Insurance Plans

The 8 term insurance plans provided by Bajaj Allianz Life include:

  • Bajaj Allianz Life Smart Protect Goal: This is a term insurance plan that offers life cover at a reasonable premium price. The plan comes with a maturity benefit, thereby allowing the policyholder to retrieve the total premiums paid at the time of maturity. Under the plan, you also get financial support if diagnosed with any listed critical illnesses. The plan can be customized to suit the different insurance needs of an individual.
  • Bajaj Allianz Life eTouch Online Term: Bajaj Allianz Life eTouch Online Term plan is the ultimate financial protection one needs if they get diagnosed with a critical illness. Under this plan, you get financial aid in case of accidental total permanent disability. Moreover, Waiver of Premium benefit as well. This plan offers four plan options to make a choice from as per one’s needs.
  • Bajaj Allianz iSecure: This plan offers life cover at reasonable premiums. With Bajaj Allianz iSecure, you get financial protection to secure your family in your absence. The claimant can opt for death benefit payout in instalments of equal amount for five or ten years as per their preference.
  • Bajaj Allianz iSecure More: This plan offers the desired financial security you may like your family to have in your absence. Under the plan, the claimant has an option to opt for death benefit payout in instalments of equal amounts for 5 or 10 years. Bajaj Allianz iSecure More also offers a 5% increase of the sum assured on every anniversary date of the policy.
  • Bajaj Allianz iSecure Loan: This is a debt cover term plan. Bajaj Allianz iSecure Loan helps the policyholder’s family member repay the loan taken by the policyholder. This plan helps family members of the policyholder to fulfill their life goals without worrying about repaying the loan that the policyholder might have taken.
  • Bajaj Allianz Life Secure: This is a whole life term insurance plan that offers life coverage upto 100 years of age. The plan comes with multiple life cover options like death benefit, death benefit in addition to accidental benefit or death benefit or accelerated critical illness in addition to waiver of premium benefit.
  • Bajaj Allianz LifeStyle Secure: This plan provides level cover term assurance with addition to accelerated critical illness benefit. If the policyholder passes away due to a critical illness, the benefit amount is paid in equal instalments as per the policy term chosen. Bajaj Allianz LifeStyle Secure plan does not require undergoing any medical examination before policy purchase.
  • Bajaj Allianz Saral Jeevan Bima: Bajaj Allianz Saral Jeevan Bima is a term policy that offers up to Rs. 25 lakh life cover for a maximum period of 40 years, thereby allowing financial security to your loved ones. The plan allows one to choose single, multiple and regular premium paying terms as per their needs.

Bajaj Allianz Term Insurance User Reviews

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What users are saying
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  • I would highly recommend InsuranceDekho to anyone looking for term insurance. The entire purchase process of t...

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    Bajaj Allianz
    By Jagdish Keshari
    On: Oct 31, 2023
  • InsuranceDekho's transparency in policy details made me confident in my choice of securing the Bajaj Allianz T...

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    Bajaj Allianz
    By Tina Fernando
    On: Oct 26, 2023
  • InsuranceDekho provides a wide range of term insurance plans to choose from. It was easy to find the Bajaj All...

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    Bajaj Allianz
    By Karan Rajpal
    On: Oct 18, 2023
  • Whenever I've had questions or needed assistance for my Bajaj Allianz Term Insurance Policy, InsuranceDekho's ...

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    Bajaj Allianz
    By Ramadevi Kutty
    On: Oct 03, 2023
  • The Bajaj Allianz Term Insurance Policy terms are crystal clear, and there are no hidden surprises with Insura...

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    Bajaj Allianz
    By Namita Jahan
    On: Sep 15, 2023
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Bajaj Allianz Term Insurance Contact Details

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Claim Process at Bajaj Allianz Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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FAQ About Bajaj Allianz Term Insurance

  • What benefits will I get if I buy term insurance?

    Some of the benefits that you get on buying term insurance include affordable premium, return of premium option, flexibility in premium payment, death benefit, flexible policy terms and more. 

  • Why should I buy term insurance from Bajaj Allianz?

    You should choose Bajaj Allianz to buy a term insurance plan to make the most of benefits like high CSR (98.02%), vast network across the country, large product variety with excellent features, prompt claim settlement and more. 

  • Can I buy a joint term insurance plan with my spouse?

    Yes! You can choose Bajaj Allianz Life Smart Protect Goal policy that will help you avail the benefit of joint cover for you and your spouse.

  • Which are some of the Bajaj Allianz term insurance plans that I can buy online?

    Life Smart Protect Goal, eTouch Online Term, and iSecure are some of the Bajaj Allianz term insurance plans that you can easily buy online. 

  • What is the toll-free number of Bajaj Allianz Life Insurance?

    Toll-free number of Bajaj Allianz Life Insurance is 1800-209-7272.

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