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Bharti AXA Term Insurance FAQs

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Highlights
Claim Settlement Ratio99.05%
Customer Care9:00 AM - 7:00 PM
Inception2006
Policies Sold1,285 Policies
Presence263 Branches
Total Death Benefit PaidRs. 61.56 Crore

Term Life Insurance Premium Calculator

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Choose required coverage to secure your family’s future

50L
1Cr
1.5Cr
2Cr
Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Best Bharti AXA Term Insurance Plans

1 Crore
2 Crore
  • LIFE COVER
    Tax Free
    1 Cr
  • CLAIMS SETTLED 99.7%
Starting From 688/Month
Key Features:
  • Right Green Tick Revised Zero Cost Benefit
  • Right Green Tick Terminal Illness
  • Right Green Tick Cover Continuance Benefit
  • Right Green Tick Insta-Payment on Claim Intimation
  • Right Green Tick Nominee's Choice payout
  • LIFE COVER
    Tax Free
    1 Cr
  • CLAIMS SETTLED 99.2%
Starting From 730/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Waiver of Premium on Disability
  • Right Green Tick Terminal Illness
  • Right Green Tick Life Stage Benefit
  • Right Green Tick Special Exit Benefit
  • LIFE COVER
    Tax Free
    1 Cr
  • CLAIMS SETTLED 99.4%
Starting From 771/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Terminal illness
  • Right Green Tick Special Exit - Option to get your premiums back
  • Right Green Tick Renewability Option
See More Plans

Benefit

  • When will my Bharti AXA term insurance plan expire?

    Your Bharti AXA term insurance plan will expire only at the end of the policy term or if the claim is received by the nominee (whichever happens earlier). Till such situations, the policyholders are required to pay insurance premium costs without any break to keep their term insurance plans active.

  • How can I track the status of my Bharti AXA term insurance plan?

    To track your Bharti AXA term insurance policy status, just visit the website of the Bharti AXA life insurance company and go to the policy tracker page. After this, you will have to enter your term insurance policy number, contact details, date of birth, and then click on the ‘Submit’ button to get the status of your policy.

  • How is the premium for my Bharti AXA term insurance plan calculated?

    The term insurance premium amount is calculated on the basis of several factors which comprise age, gender, occupation, lifestyle habits, and so on. Also, it is recommended to purchase term insurance plans at a young age because the premium amount of term insurance plans increases with age.

  • Why should I buy my Bharti AXA term insurance plan online?

    You should buy your Bharti AXA term insurance policy online as it is a cost-effective and time-saving method. However, since middlemen get removed from the purchase process under the online mode, therefore, it becomes economical there and buying at a click saves your time as well.

  • How can I pay my premium online for my Bharti AXA term insurance policy?

    You can pay the premium of your Bharti AXA term insurance plan by visiting its official website and choosing the ‘Pay My Premium’ option. After this, you will have to enter your term insurance policy number and date of birth and click on the ‘Next’ tab. Select the premium payment option like net banking, debit card, etc., and pay the premium.

Claim Settement

  • How long does it take for Bharti AXA Term Insurance to decide on the claim?

    Generally, the Bharti AXA term Insurance claim settlement period is five working days.

  • Who can be a nominee in a Bharti AXA term insurance policy?

    Typically, the nominee in Bharti AXA term insurance is a close relative. Preferably, it is the next of kin.

  • How will you know the status of the Bharti AXA term insurance claim?

    In the case of Bharti AXA term Insurance claim, you can track the claim status online.

  • Who will receive the claim money from Bharti AXA term Insurance?

    The nominee/claimant will receive the money from Bharti AXA term Insurance directly into their bank account.

  • Can a Bharti AXA term Insurance policy claim be rejected?

    Yes, Bharti AXA Life Insurance Company can reject a claim for a term insurance plan, if the nominee does not provide the right information, or if there is any concealment of information at the time of applying for the policy that serves as a disqualification.

Over View

  • Who can purchase a Bharti AXA term insurance policy?

    Any Indian resident between 18 and 65 years can purchase a Bharti AXA term insurance plan.

  • What are the minimum and maximum terms for which one can purchase a Bharti AXA term insurance plan?

    The minimum policy term is ten years, and Bharti AXA Life Insurance offers the option to extend the term insurance plan for up to 35 years.

  • Is there any maximum age at maturity in a Bharti AXA Life Insurance term insurance plan?

    Yes, the maximum age at maturity of a Bharti AXA term insurance policyholder, should not exceed 75 years.

  • Does the gender of the assured person affect the term plan?

    Yes, the gender of the assured person determines the cost of the term policy based on risks. In short, it is a risk-rating component which is considered along with other factors.

  • What are the Bharti AXA Term Insurance premium payment frequency modes?

    The policyholder of a Bharti AXA term insurance plan can opt to pay annual, half-yearly, quarterly, or monthly instalments.

Plans

  • In what situations the death benefit is terminated under term insurance?

    If the cause of death of the policyholder is suicide or any self-inflicting action, then the death benefit can be cancelled by the insurance company. Also, if any detail is found to be entered wrongly or hidden in the term insurance policy, in such a case, the claim request can be failed. However, claim requests can also be rejected if they are raised for excluded benefits of the policy.

  • What will happen if the nominee of the term insurance dies too?

    In a situation where the nominee, claimant or beneficiary also dies after the demise of the policyholder, without taking the claim amount, in such a case, the policy benefits are to be received by the legal representative of the policyholder, or his or her heir or successor.

  • Can I own more than one term insurance plan?

    Yes, you can purchase and possess multiple term insurance policies to protect your loved ones or family. In addition to this, you are free to either buy different term insurance plans from a single insurer or from different insurance companies.

  • Can I earn tax benefits with my term insurance policy?

    Yes, the term insurance policies provide the tax benefits with deduction in tax on the premium amount as per Section 80 C of the Income Tax Act, 1961. You can claim tax deductions on the term insurance premium paid for up to Rs 1.5 Lakh.

  • Are Bharti AXA Term Insurance plans available online?

    Yes, you can buy Bharti AXA term insurance plans directly from the website of Bharti AXA Insurance in a few minutes.

Premium Calculator

  • Where is the premium calculation calculator available for Bharti AXA Term Insurance?

    The calculator for Bharti AXA Term Insurance is available at the InsuranceDekho website, life insurance section.

  • Should you opt for the individual riders offered by Bharti AXA Term Insurance?

    It depends on your choice, but it is advisable to avail the benefits offered by Bharti AXA Term Insurance riders.

  • What factors determine the Bharti AXA Term Insurance premium calculation?

    Factors like the type of plan, insurance amount, policy term, age, and gender affect the premium amount of Bharti AXA Term Insurance.

  • Which is a better Bharti AXA Term Insurance premium option for a salaried person?

    The monthly payment option in Bharti AXA Term Insurance for premium is the ideal option for a salaried person.

  • Does the inclusion of riders change the Bharti AXA Term Insurance premium amount?

    Yes, the premium amount increases with the inclusion of every additional rider in the Bharti AXA Term Insurance term plan.

User Reviews

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What users are saying
  • All
  • Hardworking Customer Care

    The Customer Care team was awesome at InsuranceDekho company. They put all their efforts into making my purchasing experience much easier and smoother. I bought the Bharti AXA Term Insurance Plan from the website. It was easy to compare the Term policies and choose the best one for myself.

    A
    Bharti AXA
    By Amit Jugran
    On: Feb 09, 2024
  • Best Insurance Advice

    I bought the Bharti Axa term insurance Plan from InsuranceDekho. I am impressed with the support team. I was treated with such kindness, and this continued throughout my purchasing process. Even after that, the customer service team helped me understand the online portal. Loved it!

    S
    Bharti AXA
    By Solani Goyal
    On: Dec 12, 2023
  • Quick policy issuance

    I purchased the Bharti AXA Life Term Insurance Policy from the InsuranceDekho website. The policy was issued within several minutes without any paperwork involved. I was guided well by the team at each step, they helped me complete the process smoothly. The plan comes with amazing benefits. 

    A
    Bharti AXA
    By Amul Verma
    On: Nov 24, 2023
  • Trustworthy Recommendations

    I trusted InsuranceDekho's recommendations when choosing my Bharti AXA Life Term Insurance Policy, and I'm happy with the choice I made.

    K
    Bharti AXA
    By Keval Thakur
    On: Nov 07, 2023
  • Excellent Value for Family Sec...

    As a family-oriented person, I value the security that the Bharti AXA Term Insurance- Flexi Term Plan provides to my loved ones. InsuranceDekho offered this plan tailored to family needs. The peace of mind that comes from knowing my family will be financially protected in my absence is invaluable.

    A
    Bharti AXA
    By Aniket Mishra
    On: Oct 16, 2023
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Bharti AXA Term Insurance Contact Details

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Claim Process at Bharti AXA Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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