IndiaFirst Life Term Insurance FAQs
Claim Settlement Ratio | 96.81% |
Customer Care | 9:00 AM to 7:00 PM |
Death Benefit Paid For | 11,887 Policies |
Inception | 2009 |
Presence | 4,800 branches |
Total Death Benefit Paid | Rs. 310.71 Crore |
Term Life Insurance Premium Calculator
Gender
- Male
- Female
Date of Birth
Do you smoke or chew tobacco?
- Yes
- No
Choose required coverage to secure your family’s future
Best IndiaFirst Life Term Insurance Plans
- LIFE COVERTax Free₹1 Cr
- CLAIMS SETTLED ₹99.7%
- Revised Zero Cost Benefit
- Terminal Illness
- Cover Continuance Benefit
- Insta-Payment on Claim Intimation
- Nominee's Choice payout
- LIFE COVERTax Free₹1 Cr
- CLAIMS SETTLED ₹99.2%
- Waiver of Premium on Disability
- Terminal Illness
- Life Stage Benefit
- Special Exit Benefit
- LIFE COVERTax Free₹1 Cr
- CLAIMS SETTLED ₹99.4%
- Terminal illness
- Special Exit - Option to get your premiums back
- Renewability Option
Benefit
How do I know the right amount of coverage for me?
If looking for the perfect coverage amount, make sure you emphasize your specific requirements, duration of coverage, and sum assured in mind.
Being an NRI, can I buy the Online Term Plan from IndiaFirst Life?
Yes, you can buy an Online Term Plan if you are an NRI from a standard country. Medical tests will be conducted in India, if applicable.
I have the Online Term Plan from IndiaFirst. Will I get the maturity benefit if I survive the tenure?
IndiaFirst’s Online Term Plan is a protection plan that does not come with maturity benefit or payout at the end of the policy term if the buyer survives.
Can I change my policy premium amount during the tenure?
No! Unfortunately, you cannot change your premium amount during the policy tenure.
Claim Settement
Who can lodge the claim in the IndiaFirst Life Insurance term insurance policy?
The death claims have to be lodged by the nominee, whereas the policyholder can make the critical illness claims.
What is the claim settlement ratio of IndiaFirst Life Insurance?
IndiaFirst Life Insurance has a claim settlement ratio of 96.65% for individual claims for the financial year 2019-20.
Can IndiaFirst Life Insurance decline an insurance claim?
If there is a misrepresentation of information or the documents are incomplete, IndiaFirst Life Insurance can decline the claim.
How does IndiaFirst Life Insurance pay the claim amount to the nominee?
IndiaFirst Life Insurance credits the claim amount to the bank account of the nominee/claimant.
Over View
Do the riders available in IndiaFirst Life Insurance come at a cost?
Yes, the riders in IndiaFirst Life Insurance term insurance are optional. You have to pay an additional premium to avail the benefits.
Can you purchase the IndiaFirst Life Insurance term insurance plan online?
Yes, two plans, IndiaFirst Life Guaranteed Protection Plan and IndiaFirst Online Term Plan, are available online.
What does the accidental death coverage rider in IndiaFirst Life Insurance term insurance provide?
An additional payout is available in the case of unnatural death by accident during the policy term.
How does the IndiaFirst Life Insurance term insurance plan help during a critical illness?
IndiaFirst Term Insurance offers a lump sum payout in the event of diagnosis of a critical illness.
Plans
What is the toll-free customer care number for IndiaFirst Life Insurance?
The toll-free customer care number for IndiaFirst Life Insurance is 1800-209-8700.
What are the online modes of payment offered by IndiaFirst Life Insurance?
The online modes of payment offered by IndiaFirst Life Insurance are Net Banking, Debit/Credit cards, Bill Desk and NEFT.
What is a ‘Free-Look Period’ under IndiaFirst Life term insurance plans?
The free look period under IndiaFirst Life term insurance plans is 15 days.
Premium Calculator
What are the factors that define my IndiaFirst Life Insurance term insurance premium?
The insurance plan, the sum assured, the policy term, and your age determines the premium you pay.
Can I seek an IndiaFirst Life Insurance quote for my family/friend?
Yes, there is an option available for you to seek a quote for a third-party. You have to select the option “Family/Friend” while submitting the details.
Can I add the special riders when calculating the IndiaFirst Life Insurance quote?
There is no option to calculate the additional premium payable for riders in the IndiaFirst Life Insurance plan.
Can you calculate your annual or half-yearly premium using the IndiaFirst Life Insurance quote?
Yes, You can change the premium frequency and arrive at the accurate premium accordingly.
Why to Buy Term Insurance Policy Online from InsuranceDekho
- Tax benefit upto 1,50,000*
- Claim support everyday 10AM-7PM
- 80 Lacs+ happy customers
IndiaFirst Life Term Insurance Contact Details
IndiaFirst Life Term Insurance
1800-209-8700Mon to Sat 9:00 AM to 7:00 PM