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IndiaFirst Life Term Insurance FAQs

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IndiaFirst Life Term Insurance
Highlights
Claim Settlement Ratio96.81%
Customer Care9:00 AM to 7:00 PM
Death Benefit Paid For11,887 Policies
Inception2009
Presence4,800 branches
Total Death Benefit PaidRs. 310.71 Crore

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Gender

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Choose required coverage to secure your family’s future

50L
1Cr
1.5Cr
2Cr
Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Best IndiaFirst Life Term Insurance Plans

1 Crore
2 Crore
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.4%
Starting From ₹ 1398/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Special Exit Benefit
  • Right Green Tick Terminal illness
  • Right Green Tick Accidental Death
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.7%
Starting From ₹ 1132/Month
Key Features:
  • Right Green Tick Special Exit Benefit
See More Plans

Benefit

  • What are the benefits of choosing IndiaFirst Life Term Insurance?

    Term plans at IndiaFirst Life Insurance are simple that come with superior coverage. Available at affordable premium rates, term plans offer the desired financial security an individual may look for their family when they are not around. Other than excellent coverage at nominal rates, term plans also come with tax benefits.

  • How do I know the right amount of coverage for me?

    If looking for the perfect coverage amount, make sure you emphasize your specific requirements, duration of coverage, and sum assured in mind.

  • Being an NRI, can I buy the Online Term Plan from IndiaFirst Life?

    Yes, you can buy an Online Term Plan if you are an NRI from a standard country. Medical tests will be conducted in India, if applicable.

  • I have the Online Term Plan from IndiaFirst. Will I get the maturity benefit if I survive the tenure?

    IndiaFirst’s Online Term Plan is a protection plan that does not come with maturity benefit or payout at the end of the policy term if the buyer survives.

  • Can I change my policy premium amount during the tenure?

    No! Unfortunately, you cannot change your premium amount during the policy tenure.

Claim Settement

  • What is the stipulated time frame for settling IndiaFirst Life Insurance term insurance claims?

    IRDA stipulates 15 days for settling claims, but IndiaFirst Life Insurance completes the process as soon as possible.

  • Who can lodge the claim in the IndiaFirst Life Insurance term insurance policy?

    The death claims have to be lodged by the nominee, whereas the policyholder can make the critical illness claims.

  • What is the claim settlement ratio of IndiaFirst Life Insurance?

    IndiaFirst Life Insurance has a claim settlement ratio of 96.65% for individual claims for the financial year 2019-20.

  • Can IndiaFirst Life Insurance decline an insurance claim?

    If there is a misrepresentation of information or the documents are incomplete, IndiaFirst Life Insurance can decline the claim.

  • How does IndiaFirst Life Insurance pay the claim amount to the nominee?

    IndiaFirst Life Insurance credits the claim amount to the bank account of the nominee/claimant.

Over View

  • What is the maximum term insurance policy term offered by IndiaFirst Life Insurance?

    IndiaFirst Life Insurance offers a maximum policy term of 40 years in their IndiaFirst Life Plan.

  • Do the riders available in IndiaFirst Life Insurance come at a cost?

    Yes, the riders in IndiaFirst Life Insurance term insurance are optional. You have to pay an additional premium to avail the benefits.

  • Can you purchase the IndiaFirst Life Insurance term insurance plan online?

    Yes, two plans, IndiaFirst Life Guaranteed Protection Plan and IndiaFirst Online Term Plan, are available online.

  • What does the accidental death coverage rider in IndiaFirst Life Insurance term insurance provide?

    An additional payout is available in the case of unnatural death by accident during the policy term.

  • How does the IndiaFirst Life Insurance term insurance plan help during a critical illness?

    IndiaFirst Term Insurance offers a lump sum payout in the event of diagnosis of a critical illness.

Plans

  • What all term insurance plans does IndiaFirst Life Insurance offer?

    IndiaFirst Life Insurance offers three term insurance plans namely IndiaFirst Life Guaranteed Protection Plan (online plan), IndiaFirst Life Plan, and IndiaFirst Online Term Plan (online plan).

  • What is the toll-free customer care number for IndiaFirst Life Insurance?

    The toll-free customer care number for IndiaFirst Life Insurance is 1800-209-8700.

  • What are the online modes of payment offered by IndiaFirst Life Insurance?

    The online modes of payment offered by IndiaFirst Life Insurance are Net Banking, Debit/Credit cards, Bill Desk and NEFT.

  • What is a ‘Free-Look Period’ under IndiaFirst Life term insurance plans?

    The free look period under IndiaFirst Life term insurance plans is 15 days.

Premium Calculator

  • Can you calculate the IndiaFirst Life Insurance term insurance premium in an alternative method?

    You can visit the InsuranceDekho website and access the IndiaFirst Life Insurance term insurance to calculate the term insurance premium.

  • What are the factors that define my IndiaFirst Life Insurance term insurance premium?

    The insurance plan, the sum assured, the policy term, and your age determines the premium you pay.

  • Can I seek an IndiaFirst Life Insurance quote for my family/friend?

    Yes, there is an option available for you to seek a quote for a third-party. You have to select the option “Family/Friend” while submitting the details.

  • Can I add the special riders when calculating the IndiaFirst Life Insurance quote?

    There is no option to calculate the additional premium payable for riders in the IndiaFirst Life Insurance plan.

  • Can you calculate your annual or half-yearly premium using the IndiaFirst Life Insurance quote?

    Yes, You can change the premium frequency and arrive at the accurate premium accordingly.

User Reviews

4.9
Rating based on
149 User reviews
Write your review
What users are saying
  • All
  • Satisfied With Purchase

    My experience buying the IndiaFirst Term Insurance Plan from InsuranceDekho was awesome. I advise everyone to consider buying an IndiaFirst-term insurance policy from here only. The customer care team was really helpful during my overall term insurance plan purchasing journey.

    Read More

    N
    IndiaFirst
    By Naveen Tiwari
    On: Feb 13, 2024
  • Effortless Service

    I enjoyed a 24*7 and effortless service when I was buying the IndiaFirst Term Insurance plan from InsuranceDekho. The Supporting team of InsuranceDekho readily helped me in every possible way and ensured that I was easily able to buy the IndiaFirst Term Insurance plan

    Read More

    N
    IndiaFirst
    By Naman Vats
    On: Dec 13, 2023
  • Good-to-go plan

    The IndiaFirst Life Term Insurance Policy is really good. It has all those benefits that one expects from a good term insurance plan. I am happy and satisfied with it. I bought this plan from the InsuranceDekho website.

    Read More

    R
    IndiaFirst
    By Raju Saini
    On: Nov 24, 2023
  • Complete Term Insurance Soluti...

    My experience with InsuranceDekho was comprehensive. They equipped me with the knowledge and support to find the perfect IndiaFirst Life Term Insurance Policy for my family's protection.

    Read More

    R
    IndiaFirst
    By Rachna Garg
    On: Nov 09, 2023
  • My Go-To for Term Insurance!

    I've relied on InsuranceDekho for my term insurance needs, and they've consistently delivered. Their IndiaFirst Life Term Insurance Policy and expert guidance make them my go-to platform for financial security.

    Read More

    A
    IndiaFirst
    By Anishka Saxena
    On: Oct 16, 2023
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IndiaFirst Life Term Insurance Contact Details

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Claim Process at IndiaFirst Life Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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