Compare & Buy Car, Bike and Health Insurance Online - InsuranceDekho
Claim, renew, manage & moreLogin
Hurry Up!
Save upto ₹54,600 in taxes under 80C & 80D. Buy a term insurance plan now!
View Plans
HomeLife InsuranceTerm InsuranceIndiaFirstFAQ

IndiaFirst Life Term Insurance FAQs

145 reviews Rate This
IndiaFirst Life Term Insurance
Highlights
Claim Settlement Ratio96.81%
Customer Care9:00 AM to 7:00 PM
Death Benefit Paid For11,887 Policies
Inception2009
Presence4,800 branches
Total Death Benefit PaidRs. 310.71 Crore

Term Life Insurance Premium Calculator

Gender

  • Male
  • Female

Date of Birth

calendericon

Do you smoke or chew tobacco?

  • Yes
  • No

Choose required coverage to secure your family’s future

50L
1Cr
1.5Cr
2Cr
Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Best IndiaFirst Life Term Insurance Plans

1 Crore
2 Crore
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.51%
Starting From ₹ 707/Month
24hr Claim Settlement
Key Features:
  • Zero Cost Benefit
  • Terminal Illness
  • Nominee's Choice payout
  • Voluntary Top Up
  • Tax Benefits
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹97.84%
Starting From ₹ 857/Month
24hr Claim Settlement
Key Features:
  • Waiver of Premium on Disability
  • Terminal Illness
  • Life Stage Benefit
  • Tax Benefits
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.4%
Starting From ₹ 771/Month
24hr Claim Settlement
Key Features:
  • Tax Benefits
  • Terminal illness
See More Plans

Benefit

  • What are the benefits of choosing IndiaFirst Life Term Insurance?

    Term plans at IndiaFirst Life Insurance are simple that come with superior coverage. Available at affordable premium rates, term plans offer the desired financial security an individual may look for their family when they are not around. Other than excellent coverage at nominal rates, term plans also come with tax benefits.

  • How do I know the right amount of coverage for me?

    If looking for the perfect coverage amount, make sure you emphasize your specific requirements, duration of coverage, and sum assured in mind.

  • Being an NRI, can I buy the Online Term Plan from IndiaFirst Life?

    Yes, you can buy an Online Term Plan if you are an NRI from a standard country. Medical tests will be conducted in India, if applicable.

  • I have the Online Term Plan from IndiaFirst. Will I get the maturity benefit if I survive the tenure?

    IndiaFirst’s Online Term Plan is a protection plan that does not come with maturity benefit or payout at the end of the policy term if the buyer survives.

  • Can I change my policy premium amount during the tenure?

    No! Unfortunately, you cannot change your premium amount during the policy tenure.

Claim Settement

  • What is the stipulated time frame for settling IndiaFirst Life Insurance term insurance claims?

    IRDA stipulates 15 days for settling claims, but IndiaFirst Life Insurance completes the process as soon as possible.

  • Who can lodge the claim in the IndiaFirst Life Insurance term insurance policy?

    The death claims have to be lodged by the nominee, whereas the policyholder can make the critical illness claims.

  • What is the claim settlement ratio of IndiaFirst Life Insurance?

    IndiaFirst Life Insurance has a claim settlement ratio of 96.65% for individual claims for the financial year 2019-20.

  • Can IndiaFirst Life Insurance decline an insurance claim?

    If there is a misrepresentation of information or the documents are incomplete, IndiaFirst Life Insurance can decline the claim.

  • How does IndiaFirst Life Insurance pay the claim amount to the nominee?

    IndiaFirst Life Insurance credits the claim amount to the bank account of the nominee/claimant.

Over View

  • What is the maximum term insurance policy term offered by IndiaFirst Life Insurance?

    IndiaFirst Life Insurance offers a maximum policy term of 40 years in their IndiaFirst Life Plan.

  • Do the riders available in IndiaFirst Life Insurance come at a cost?

    Yes, the riders in IndiaFirst Life Insurance term insurance are optional. You have to pay an additional premium to avail the benefits.

  • Can you purchase the IndiaFirst Life Insurance term insurance plan online?

    Yes, two plans, IndiaFirst Life Guaranteed Protection Plan and IndiaFirst Online Term Plan, are available online.

  • What does the accidental death coverage rider in IndiaFirst Life Insurance term insurance provide?

    An additional payout is available in the case of unnatural death by accident during the policy term.

  • How does the IndiaFirst Life Insurance term insurance plan help during a critical illness?

    IndiaFirst Term Insurance offers a lump sum payout in the event of diagnosis of a critical illness.

Plans

  • What all term insurance plans does IndiaFirst Life Insurance offer?

    IndiaFirst Life Insurance offers three term insurance plans namely IndiaFirst Life Guaranteed Protection Plan (online plan), IndiaFirst Life Plan, and IndiaFirst Online Term Plan (online plan).

  • What is the toll-free customer care number for IndiaFirst Life Insurance?

    The toll-free customer care number for IndiaFirst Life Insurance is 1800-209-8700.

  • What are the online modes of payment offered by IndiaFirst Life Insurance?

    The online modes of payment offered by IndiaFirst Life Insurance are Net Banking, Debit/Credit cards, Bill Desk and NEFT.

  • What is a ‘Free-Look Period’ under IndiaFirst Life term insurance plans?

    The free look period under IndiaFirst Life term insurance plans is 15 days.

Premium Calculator

  • Can you calculate the IndiaFirst Life Insurance term insurance premium in an alternative method?

    You can visit the InsuranceDekho website and access the IndiaFirst Life Insurance term insurance to calculate the term insurance premium.

  • What are the factors that define my IndiaFirst Life Insurance term insurance premium?

    The insurance plan, the sum assured, the policy term, and your age determines the premium you pay.

  • Can I seek an IndiaFirst Life Insurance quote for my family/friend?

    Yes, there is an option available for you to seek a quote for a third-party. You have to select the option “Family/Friend” while submitting the details.

  • Can I add the special riders when calculating the IndiaFirst Life Insurance quote?

    There is no option to calculate the additional premium payable for riders in the IndiaFirst Life Insurance plan.

  • Can you calculate your annual or half-yearly premium using the IndiaFirst Life Insurance quote?

    Yes, You can change the premium frequency and arrive at the accurate premium accordingly.

IndiaFirst Term Insurance User Reviews

4.9
Rating based on
145 User reviews
Write your review
What users are saying
  • All
  • My Go-To for Term Insurance!

    I've relied on InsuranceDekho for my term insurance needs, and they've consistently delivered. Their IndiaFirs...

    Read More
    A
    IndiaFirst
    By Anishka Saxena
    On: Oct 16, 2023
  • Peace of Mind Guaranteed

    With InsuranceDeko's IndiaFirst Life Term Insurance Policy, I have peace of mind knowing that my family's fina...

    Read More
    A
    IndiaFirst
    By Arnav Kohli
    On: Sep 18, 2023
  • Long-Term Financial Security

    InsuranceDekho's IndiaFirst Life Term Insurance Policy is an integral part of my long-term financial security ...

    Read More
    V
    IndiaFirst
    By Vandana Pant
    On: Sep 08, 2023
  • Hassle-free renewal

    I wanted to renew my IndiaFirst Life Term Insurance Policy so I visited InsuranceDekho’s website. The re...

    Read More
    K
    IndiaFirst
    By Kalpesh Patel
    On: Aug 28, 2023
  • Best plan as per the requireme...

    I required an affordable term insurance policy that secured me. I visited the InsuranceDekho and found that it...

    Read More
    G
    IndiaFirst
    By Gayatri Bedi
    On: Aug 16, 2023
View All IndiaFirst Life Term Insurance Reviews

Explore IndiaFirst Term Insurance

Must BuyMust Buy

Why to Buy Term Insurance Policy Online from InsuranceDekho

  • Tax benefit upto 1,50,000*
  • Claim support everyday 10AM-7PM
  • 50 Lacs+ happy customers

IndiaFirst Life Term Insurance Contact Details

Reach us for help anytime

Claim Process at IndiaFirst Life Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

Best Insurance Advisors in Your City.

Find the right IndiaFirst Life Term Insurance for you
By clicking, I agree to *terms & conditions  and privacy policy.

Partner Term Insurance Companies

View All Term Insurance Companies

Disclaimer: InsuranceDekho does not endorse, rate or recommend any particular insurance company or insurance plan.

You May Also Be Interested in

    View All Term Insurance FAQ

    Insurance Calculators