How to Get Bike Insurance Details by Registration Number?

No matter how much comfort a car offers, two-wheelers are definitely the need of the hour. From helping you easily maneuver during peak traffic hours, to being reasonably priced to offering good mileage to reducing the headache of parking, the benefits of owning a two-wheeler cannot be overstated. Thus, due to all of the above factors as well as several other factors, the demand for two-wheelers in India is only rising. 

However, owning a bike requires you to be aware of certain necessary mandates as mentioned under the Motor Vehicle Act of 1988 and one such requirement is having bike insurance. So, in today's blog, we are going to discuss all about bike insurance and your question - how to know my bike insurance details will be answered.

How to Get Bike Insurance Details by Registration Number? 

Before talking about how to get bike insurance details using the registration number, let's first understand what the bike registration number is. 

What Is A Bike Registration Number?

A bike registration number is a unique number issued by the Regional Transport Office (RTO) of the district where you reside. After the purchase of a bike, the owner must register it with the local RTO within 30 days. The RTO issues a bike registration number after successful registration, which serves as identification for the vehicle and its owner. The registration number is to be printed on a number plate that has to be fixed on the bike as a compulsion.

Every two-wheeler vehicle, be it a bike, scooter, scooty, etc., owns a different registration number.  For instance, in a typical bike registration number, the last four digits are always unique. The format of the bike registration number is the initial letters of the state in which your two-wheeler is registered, followed by the district code which is further followed by the sequential number provided by your RTO, and finally the unique four-digit number. 

Steps To Fetch Bike Insurance Details With Its Registration Number

There are numerous ways of getting bike insurance details, of which the most popular one is to contact your insurer. However, at times, when you are unable to contact your insurer and you are wondering how to find bike insurance policy number, you can also get bike insurance details with its registration number in the following manner:

• You can simply visit the official website of RTO Or state transport department or even VAHAN.
• Next, just enter the bike registration number on any of these portals, followed by which the details of bike insurance will be visible. 

Benefits Of Bike Insurance

Some of the common benefits of bike insurance are listed below:

• Offers Financial Coverage: As a result of heavy traffic, road accidents are very common in India which is why bike insurance is a must.  Bike insurance offers you financial compensation in case your bike gets damaged due to any accident or theft. On the other hand, if any third party is injured during such events, then in such cases too, bike insurance can offer financial compensation.

• Protection Against Natural Calamities: Natural disasters are highly unpredictable. But, thanks to bike insurance, that even covers losses due to natural calamities. For staying protected against natural calamities, make sure to buy comprehensive bike insurance.

• Can Add Riders: To further enhance the benefits of your bike insurance, you can also include the necessary add-ons. However, please note that depending on the add-ons you include, the premium of the two-wheeler accordingly varies.

• Cashless Claim: Depending on the type of two-wheeler policy you buy, you can also get a cashless claim settlement. This means that you need not bear any cost from your end to get your two-wheeler repaired. You can simply get your two-wheeler repaired at a network garage listed in the insurance policy. 

• Staying Stress-free: Last but most important, having two-wheeler insurance helps you lead a stress-free life. With two-wheeler insurance, you need not worry about the potential risk that may occur on the road. So, with two-wheeler insurance, you not only safeguard your two-wheeler but also lead a worry-free life. 

Take Away

Thus, no matter where you are, always keep your bike registration number handy as it helps with most of the details pertaining to your bike. Also, if you face difficulty in obtaining bike insurance details through its registration number, then please contact us and we will be happy to assist you with your bike insurance.

FAQs

1. How to find my bike insurance policy number using a vehicle number? 

If you're looking to find your bike insurance policy number using your vehicle's registration number, you can contact your insurance provider directly. They will guide you through the process and provide you with the information needed. Keep your vehicle registration documents handy when reaching out for quicker assistance.

2. What steps should I take to know my bike insurance details online? 

To access your bike insurance details online, visit your insurance company's official website or mobile app. Log in to your account. Navigate to the policy information section, where you'll find details such as your policy number, coverage, premium amount, and policy term. If you haven't registered online, you might need to create an account or contact customer support.

3. Is it possible to find bike insurance policy details by registration number alone? 

Generally, bike insurance policy details aren't available solely by using the vehicle's registration number. Insurance companies typically require additional information, such as the policyholder's name, contact details, or policy number, for security purposes. When contacting your insurer, it's recommended to have your policy documents or other relevant information ready.

4. I've lost my bike insurance policy number. How can I retrieve it? 

If you've misplaced your bike insurance policy number, don't worry. You can retrieve it by contacting your insurance provider's customer service. They will guide you through a verification process, which may involve providing personal details or your vehicle's registration number. Once verified, they will assist you in recovering your policy number.

5. Can I find my bike insurance policy number through any third-party websites? 

It's advisable to avoid third-party websites claiming to provide bike insurance policy details by registration number. Sharing sensitive information with unauthorized sources can lead to privacy and security risks. Always rely on official channels, such as your insurance company's website or customer support, to access accurate and secure policy information.

Also read

Two Wheeler Comprehensive Insurance

Benefits of Multi Year Two Wheeler Insurance Policy For Long Term

Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.