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How to Get Duplicate Two Wheeler Insurance Copy Online?


Written by Sharad Bajaj

Updated Jun 10, 2024

Process to Get Duplicate Bike Insurance Copy

India is one of those countries that is home to the most significant number of two-wheelers. Be it bikes, scooters, or any other two-wheeler; it cannot be denied that the demand for two-wheelers in India is immensely high. A few documents are required when driving a motor vehicle: the registration certificate, the PUC certificate, and the insurance policy. These standards are the same whether driving a car or riding a bike. The Motor Vehicles Act of 1988 established this regulatory obligation, which, if violated, carries heavy fines. You do not want to pay fines, do you? Bike insurance is a must-have document that should always be taken when riding your two-wheeler, whether it is a ride to the store or a daily commute to work. 

However, it is possible that you need to find the document. What comes next? Will you need to purchase new insurance? Will you lose all your policy benefits? The simple reply is 'no'. All you must do is apply for a duplicate two-wheeler insurance copy. The following section will walk you through Two-wheeler Insurance and the steps of applying for an exact two-wheeler insurance copy. 

Exploring Two-Wheeler Insurance: Ride Secure, Ride Insured

Two-wheeler insurance is an agreement between you and the insurer that protects you from accidents and unanticipated events. This holds immense significance. On the other hand, physical copies are prone to damage, loss, or natural disasters. Many insurers offer digital copies of two-wheeler policies to strengthen your protection. These electronic duplicates are easily portable and may be quickly obtained from the insurer's website whenever needed. Using a soft copy as a preventive precaution guarantees you are prepared for any situation. In the modern era, getting duplicate two-wheeler insurance online is a wise move toward protecting your vehicle and your peace of mind.

Why is it Important to have a Duplicate Bike Insurance Copy?

Having a duplicate insurance copy for your two-wheeler is a must. It's like carrying an ID for your bike! Not having it could mean hefty fines and legal trouble if pulled over. Plus, if something happens to your bike, you will need it to make a claim. So, it's your backup plan. Imagine if you lost your ID – you'd want a replacement. Similarly, if you misplace your insurance paper, you must ask your insurance company for a duplicate. It's about staying on the right side of the law and ensuring you're covered when needed.

Steps To Get Duplicate Two-Wheeler Insurance Copy Online

Need help finding your two-wheeler insurance? Here are some easy steps on how to get an insurance copy online

  • Step 1: Visit the official website of your insurance provider.
  • Step 2: Then select the type of policy, here two-wheeler insurance. 
  • Step 3: Enter your policy details like policy number, mobile number, etc.
  • Step 4: Then, enter OTP as prompted. Also, verify your profile if asked.
  • Step 5: After verification, view, print, or download your two-wheeler policy.

If you prefer a physical copy of your two-wheeler insurance, no worries! Just give your insurer a call on their toll-free number. They will guide you through it. You can also go old-school and get a copy offline. If you feel extra secure, you can even buy a new insurance policy for your bike. And guess what? We've got you covered on how to purchase new insurance with InsuranceDekho. It's like a menu of options to ensure you're all set. Your bike's safety, your way!

How to Download Bike Insurance Copy using the Vehicle Number?

When you get bike insurance, it is linked to your vehicle number. That number is like your bike's ID –unique and connected to its engine and chassis details. Now, if you are wondering how to download an insurance copy by vehicle number, follow these steps:

  • Visit Official Websites:
    • Go to the Ministry of Road Transport & Highways or your State Transport Department's website.
  • Enter Vehicle Details:
    • Provide your bike's registration number and click "submit."
  • Policy Details:
    • The website will display your insurance policy information.
  • Insurance Information Bureau:
    • You can also check your policy details on the Insurance Information Bureau's website, which IRDAI regulates.
  • Insurance Provider Website:
    • Once you have your insurance details, visit your insurance company's website.
  • Download Policy:
    • Enter the info, and you can easily download a copy of your bike insurance policy.

Stay legal and covered on the road with these steps!

Steps To Download New Two-wheeler Insurance Policy on InsuranceDekho

Scroll through the section below to learn all about the steps to download a new two-wheeler insurance policy from InsuranceDekho:

  • Step 1: Visit our website and explore the bike insurance section.
  • Step 2: Select the two-wheeler insurance option, and a drop-down menu will appear. Select the type of insurance you would like to purchase.
  • Step 3: Enter the required details, such as bike registration number or make, model, and year of registration. Select the "Get Your Quote" button.
  • Step 4: Your details, i.e., name and phone number, will be required. After you have provided the information, the insurance plans for your category will be available on your screen.
  • Step 5: Choose the best option based on your budget and requirements, then select the add-ons.
  • Step 6: Pay for your chosen policy, and the policy document will be sent to your registered mobile number. For any other queries, you can also contact our customer care team or call our toll-free number, 7551196989.


To wrap it up, having your two-wheeler insurance close at hand is a must. Having a digital copy safeguards you during claim settlements, ensuring smooth processes. For added convenience and security, utilise apps like mParivahan and DigiLocker to store not only your bike insurance but also essential documents like your license and registration. By staying digitally prepared, you ensure hassle-free rides and seamless interactions with authorities. So, remember, it is not just about riding; it is about riding smart with your insurance safety net and a digital vault of necessary credentials all at your fingertips.


  1. What is two-wheeler insurance?

Two-wheeler insurance is a policy that protects your bike from accidents and unexpected events, offering financial coverage for damages and liabilities.

  1. Is it necessary to carry a copy of my insurance policy?

Yes, it is crucial. Presenting your insurance document to authorities is mandatory. It also helps during claim settlements.

  1. Can I get a duplicate copy of my two-wheeler insurance?

 Absolutely; contact your insurer for a duplicate. Many offer digital copies for convenience.

  1. How can mobile apps help with insurance copies?

 Apps like mParivahan and DigiLocker allow you to store digital copies of your insurance, license, and more, ensuring easy access and safety.

  1. Can I purchase new insurance online?

Yes, you can buy new two-wheeler insurance online through platforms like InsuranceDekho, simplifying the process and ensuring coverage.

Read More:

How to Get Bike Insurance Details by Registration Number

Two Wheeler Insurance Claim Settlement

Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.


Written by Sharad Bajaj

Sharad is an insurance industry veteran who has managed motor insurance products for over a decade. Read More


This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.

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