How To Make The Claim For Bajaj Allianz Bike Insurance?
Updated On Aug 06, 2021
Read this article to understand how you can claim your bike insurance at Bajaj Allianz online.
Table of Contents
- Filing Cashless Claim Settlement At Bajaj Allianz General Insurance
- Filing Reimbursement Claim At Bajaj Allianz General Insurance
- Take Away
Every bike owner is mandated to purchase a bike insurance policy. However, it is very crucial to purchase your bike insurance from a reputed company that you can rely on at stressful times. The claim settlement ratio of Bajaj Allianz bike insurance is an amazing 88.83 percent (in the financial year 2019-2020). Its seamless and simple claim settlement approach has resulted in the successful settlement of thousands of claims. Bajaj Allianz has digitized its claim processes to make the process easier for its customers. It has also established an effective help desk service to support its policyholders at any time of day. In this article, you can read about how you can claim your bike insurance with Bajaj Allianz General Insurance online without any hassle.
Filing Cashless Claim Settlement At Bajaj Allianz General Insurance
Cashless claims are one of the most beneficial facilities offered by Bajaj Allianz General Insurance. With over 4,000 network garages, you can conveniently claim your bike insurance online within minutes. The following are the steps you need to follow to file a cashless claim at Bajaj Allianz General Insurance -
Inform Insurance Provider
Begin the claim settlement procedure by contacting the insurer and registering the claim by providing all relevant facts, such as the accident's location, time, and location of witnesses (if any were collected), and so on. Calling your insurer's toll-free hotline number, 1800-209-5858, is the quickest way to get in touch with them. To register a claim, send an email to email@example.com. Another alternative is to file a claim online using their official website.
Investigation of Damages Sustained By Your Bike
After filing a claim, the insurance company dispatches a surveyor to the scene of the accident to assess the amount of damage to the bike caused by the collision. You can take your bike to be repaired after the damage has been assessed.
Taking Your Bike To Network Garage
Tow your bike to the nearest Bajaj Allianz Two-Wheeler Insurance network garage after the survey is completed. You might also request that the towing service be handled by Bajaj Allianz. Once the repairs are done, the bill will be directly sent to Bajaj Allianz General Insurance. They will then analyze the bill and settle it. You will have to pay the voluntary deductible amount depending on your policy and thus be done with the claim.
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Filing Reimbursement Claim At Bajaj Allianz General Insurance
If you repair your bike anywhere other than the network garages, you can file a claim with the insurer for compensation. You must first pay for the repair costs, after which the insurer will transfer the funds. The following steps are included in the reimbursement process -
Contact Your Insurer Immediately
After filing an FIR at the nearest police station, make sure to contact Bajaj Allianz General Insurance and inform them about the accident. Make sure to gather pictures, contact details of the third party and also the images of the damages sustained by your bike.
Apply For Claim Settlement Online
When you want to claim your bike insurance, go to the official website of Bajaj Allianz General Insurance and click on the “claim” tab. Download and fill the claim form and submit it along with the other documents.
Bajaj Allianz General Insurance will send a survey team to your location or you can conduct a self-inspection process to inspect the damages sustained by your bike. Once this is done, the team will approve or reject your claim insurance depending on the legitimacy of your claim. If the claim is approved you can take it for repairs.
Repairs And Settlement
Once your claim is approved, you can take your bike to get repaired at any garage. Once the repairs are done, you will have to pay the bill and forward the invoice to Bajaj Allianz General Insurance. The invoice amount will then be transferred to your account after evaluation. Hence, your claim amount is reimbursed.
While claiming your bike insurance, it is extremely important for you to be honest with your insurer and give all the details of the accident. Make sure to adhere to the policy’s guidelines to avoid rejection of your claim.
Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.