How to Renew An HDFC ERGO Two Wheeler Insurance Online?

It is common knowledge that riding a two-wheeler is far riskier than driving a car since you are more prone to traffic accidents. A comprehensive two-wheeler insurance policy protects you from theft, natural disasters, personal injury, third-party liability, and more. Thus, it is essential to keep your two-wheeler insurance active by getting it renewed in time. This not only helps you mitigate financial risks but also helps you enjoy peace of mind.

How to Renew An HDFC ERGO Two Wheeler Insurance Online?

Mentioned below are the significant points about how to renew an HDFC ERGO two wheeler insurance online-

1. A comprehensive HDFC ERGO online insurance plan is intended to provide coverage for the following six key areas-

• Medical Bills for Riders Injured While Riding — This includes injuries sustained due to a multi-car collision or incidents in which no other two-wheeler is involved.
• The two-wheeler is damaged. - It covers physical damage to the two-wheeler as a result of accidents, as well as damage caused by theft, vandalism, or natural disasters.
• Accident coverage for the other harmed - The HDFC ERGO online insurance includes accidental coverage for the other party and legal liability for unintentional damages that result in permanent disability or death.
• Damage to any third-party two-wheeler — It covers damage to any third-party two-wheeler involved in the collision as well as damage to any physical property as a result of a two-wheeler accident.
• Comprehensive coverage provides complete two-wheeler protection or replacement if the bike is badly damaged. The bike's worth is determined using a depreciation value. 
• HDFC ERGO online Insurance is a safe, comprehensive, and simple way to ensure your home.

2. HDFC Ergo's two-wheeler insurance coverage is designed to protect you in all of the areas mentioned earlier, as well as many others. If your two-wheeler insurance coverage has expired and must be renewed, you may do it in three simple steps online. Here's how to do it-

• Step 1- Calculate Premium

To calculate the premium in online mode, go to the HDFC ERGO official website and put in your personal and vehicle information, as well as your prior policy number.

Note: Choose whether you wish to renew your insurance policy with another insurer or HDFC Ergo before filling in the data. 

• Step 2- Fill Details

Select the premium online, then go to the following page and fill in all your personal contact information, address, two-wheeler information, and nominee information. 

• Step3- Make Payments

You have various payment choices to select from, including credit/debit cards, online banking, and payment wallets. Choose the most appropriate payment method for making an online payment for your two-wheeler on the HDFC ERGO website, and you're done.

It's that simple. You will receive information online on the insurance policy at your registered email address after you have completed the process. HDFC ERGO will send you to notice well in advance of your next two-wheeler insurance renewal date, ensuring that your policy is renewed before it expires and saving you money on insurance renewal.

3. Benefits and Discounts

When you renew your two-wheeler insurance coverage with HDFC ERGO through online mode on time, you'll get significant savings and advantages like the No Claim Bonus. If you continue after the expiration date, you may lose these benefits and incentives.

4. A Feeling of Safety

It offers you a sense of comfort and peace of mind to know that your HDFC ERGO two-wheeler insurance coverage has been updated in online mode and is still current. This assures you that you can ride securely on the road.

5. Prevents Legal Consequences

If you get HDFC ERGO two-wheeler insurance through online mode, you might avoid fines imposed by traffic regulations if you renew your insurance on time. If a traffic officer stops you, you can produce the insurance document and continue riding without incurring a fine with your two-wheeler. 

Take Away

It is possible to acquire two-wheeler insurance online, which saves time. Renewing HDFC ERGO two-wheeler insurance online is the ideal alternative if you're often strapped for time. Before obtaining a bike insurance policy, make sure you read the policy terms and conditions and consider the following considerations to ensure you get the coverage that suits your needs and allows you to ride safely.

Also Read:

Consumables Add On Cover In Bike Insurance And Its Benefits 

Two Wheeler Insurance Companies

Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.