How To Renew And Claim Your Bike Insurance With Bharti AXA General Insurance?

Having a valid bike insurance policy is mandatory for every bike owner according to the Indian Motor Vehicle Act. With the increase in the number of vehicles on the road, the number of road accidents have shot up by a huge extent. Being involved in an accident causes damage to your bike as well as to the third party’s vehicle. Compensating for the third party’s loss and repairing your bike will result in atrocious expenses. Thus, it is imperative to have a valid bike insurance policy that offers optimal coverage. Bharti AXA has a simple bike insurance renewal and claim process. Read this article to understand how you can seamlessly renew your bike insurance and file for a settlement claim in Bharti AXA. 

How To Renew Your Bike Insurance Policy With Bharti AXA General Insurance? 

Like any other insurance policy, bike insurance also has a particular term until which it is valid. Bharti AXA has a simple insurance renewal process which can be done online from the comfort of your residence. The following are the steps you can follow to renew your bike insurance policy at Bharti AXA without any hassle- 

1. Visit the official website of Bharti AXA and log in to renew your policy online. 
2. To log into the website, you will be required to provide your car’s registration number, existing policy number and your contact details. 
3. After entering the required information of your bike and the previous bike insurance policy, you will be taken to a page where you can select the type of the insurance policy along with a choice of add ons that you can add to your bike insurance plan.
4. Once you select the policy details, you will be given an insurance quote or the premium. 
5. Pay the premium amount using any internet banking app to confirm the renewal. 
6. Once you have paid the premium, you will receive the renewed bike insurance policy documents on your email indicating the successful renewal of your insurance plan. 

Once you renew your policy, you can file insurance claims in case of any accident easily in Bharti AXA without fearing rejection of your claim. 

How To Claim Bike Insurance In Bharti AXA? 

Insurance claim process in Bharti AXA is seamless and straightforward. Bharti AXA General insurance company has enabled their policyholders to claim bike insurance online. The following are the steps you can follow to file a bike insurance claim without hassle in Bharti AXA- 

1. File an FIR right after the accident at the nearest police station and get a copy of the FIR. 
2. Contact Bharti AXA on their toll-free number 1800-103-2292 or send them a mail at claims@bharti-axa.co.in. and narrate the event of the accidents along with the details of witnesses. 
3. Inspect the damages sustained by your bike. Check for any dents or scratches or loss of any auto part. Take a note of these damages. 
4. You will be required to fill in the form which you can download from the website of Bharti AXA and submit it along with the copy of FIR, bike RC, etc documents. If you are claiming insurance online, you can go for the self inspection process where you will be required to make a video of your bike and upload it as per guidelines of Bharti AXA. 
5. You can take your bike to any garage for repairing your bike after the inspection is complete and approved. Taking your bike to the company’s network garage will make the repairs quicker and also save you money and effort. The repair bills will be directly settled by Bharti AXA if you repair your bike in their network garage. You will just have to pay the compulsory deductible amount and you are free to take your bike home. 

Take Away

You will be required to renew your policy regularly to continue to avail the benefits offered by the insurance company. Your insurance claim will be rejected if your insurance policy is expired. Thus, make sure to renew your bike insurance policy regularly to remain covered. When you claim your bike insurance make sure to adhere to the terms and conditions mentioned in the policy to avoid rejection of your claim. 

Also read 

Disadvantages Of Not Renewing Bike Insurance

How To Renew Bike Insurance Online?

Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.