Motorcycle Safety Awareness: May 2024

 Each year, the world celebrates National Motorcycle Bike Month in May. It is a month-long event dedicated to promoting motorcycle safety, awareness, and community among bike enthusiasts. May is officially designated as National Motorcycle Bike Month, during which many events and activities take place, promoting the importance of motorcycle safety.

National Motorcycle Bike Month has its roots in the early 1980s, when the Motorcycle Riders Foundation (MRF), (an advocate for motorcyclists' rights), began the initiative to dedicate May as Motorcycle Awareness Month. Since then, the event has seen widespread support from motorcycle clubs, organisations, dealerships, and riders from across the world.

The Importance of Motorcycle Awareness Month

Motorcycle Awareness Month is a reminder for riders to drive responsibly. With the number of motorcycle accidents on the road increasing every year, it's crucial to prioritise safety measures. At InsuranceDekho, we believe that education is key to promoting road safety. Through various initiatives and campaigns, we aim to educate riders on safe riding practices, such as wearing proper protective gear, obeying traffic laws, and staying visible to other motorists.

How to Prevent a Motorcycle Accident?

Before hitting the road on your motorcycle, it's crucial to ensure you have a valid driver's licence. Additionally, you should select a motorcycle that fits you comfortably by taking multiple test rides, ensuring it aligns with your body frame and controls. You should equip yourself with essential protective gear. Remember, riding under the influence of drugs or alcohol increases the risk of accidents, so always ride sober.

You can always reduce the chances of a motorcycle accident by keeping a few things in mind. For instance, wearing a helmet while riding is important for your safety and reducing the risk of serious injury while on the road. Additionally, you should pack essential tools and spare parts for your bike. While you don't need to bring everything, having the essentials on hand can prevent the inconvenience.

Furthermore, you should always ensure thorough safety checks before changing lanes. You should use your mirrors to assess traffic both behind you and in the lane you want to enter. It is advised to always glance over your shoulder to check for any blind spots. Then you should signal your intention to change lanes well in advance. It is advised to accelerate smoothly and decisively, avoiding sudden movements that could compromise control.

The Importance of Bike Insurance for Accident Protection in India

Bike insurance policies is a crucial financial safety measure in the event of a bike accident in India. In India, there are three types of bike insurance policies available for riders:

• Third-Party Bike Insurance: This insurance policy is mandated by law and offers protection against liabilities arising from damage to a third party's vehicle or property, or injury or death of a third party. However, it does not provide coverage for damages to your own vehicle.
• Comprehensive Bike Insurance: This insurance plan includes all the benefits of a third-party policy while also covering damages to your own vehicle. Comprehensive bike insurance extends coverage to instances such as theft or damage caused by natural disasters, providing a more extensive level of protection.
• Own damage bike insurance:  Own damage bike insurance provides coverage for damages sustained by your own vehicle due to various factors such as accidents, theft, vandalism, natural disasters, and fire. Own damage insurance ensures that you receive financial assistance to repair or replace your bike in case of any unfortunate incidents. 

Documents Required to Make a Bike Accident Claim in India

Here are all the documents you will need to file a bike insurance claim:

• Driving licence of the driver
• A copy of the insurance policy certificate of the bike
• Proof of Identification of the policyholder
• Registration Certificate (RC) of the insured bike
• First Information Report (FIR), if lodged
• Cancelled cheque
• Any other documents, as requested by the insurer

How to Buy a Bike Insurance Policy in India with InsuranceDekho?

We’ve provided the steps that you can follow to buy a Bike Insurance Policy in India with InsuranceDekho:

• Step 1: Go to InsuranceDekho's website and find the bike insurance form.
• Step 2: Enter your vehicle number and other required details in the form.
• Step 3: Select the Plan from the options provided.
• Step 4: Choose any desired add-ons for the insurance plan.
• Step 5: Optionally, request a call back to speak with an InsuranceDekho advisor.
• Step 6: Complete your KYC process by entering the necessary identification details.
• Step 7: Verify the pre-filled form with your vehicle details for accuracy.
• Step 8: Complete the payment using a credit/debit card, UPI, or net banking.

To opt for an offline method of purchasing a bike insurance policy via InsuranceDekho, simply reach out to our customer support team at 7551196989, or send an email to support@insurancedekho.com  to schedule a home visit from our dedicated relationship manager.

Our relationship manager will personally visit your home, providing full assistance throughout the insurance purchase process.

Conclusion

As we celebrate Motorcycle Awareness Month, let's remember to prioritise safety on the roads. Whether you're a seasoned rider or a new enthusiast, practising safe riding habits and securing the right insurance coverage is essential. At InsuranceDekho, we're dedicated to supporting riders with comprehensive insurance options and promoting a culture of safety year-round. Together, let's make every ride a safe and enjoyable experience.

Frequently Asked Questions (FAQs)

Ques 1. What is Motorcycle Awareness Month?

Ans. Motorcycle Awareness Month is observed annually in May to promote safety and awareness among motorcyclists and other road users.

Ques 2. Why is Motorcycle Awareness Month important?

Ans. Motorcycle Awareness Month raises awareness about the presence of motorcycles on the road and encourages all motorists to share the road safely.

Ques 3. How can I participate in Motorcycle Awareness Month?

Ans. You can participate in Motorcycle Awareness Month by spreading awareness among your friends and family, sharing safety tips on social media, and attending local events organised by motorcycle advocacy groups.

Ques 4. What are some safety tips for motorcyclists?

Ans. Motorcyclists should wear protective gear, including helmets, jackets, gloves, and boots, and ensure their bikes are properly maintained. Additionally, obeying traffic laws, staying alert, and avoiding distractions are crucial for safe riding.

Ques 5. Why is motorcycle insurance important?

Ans. Motorcycle insurance provides financial protection in case of accidents, theft, or damage to your bike. It also offers liability coverage in case you injure someone else or damage their property while riding.