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Offline Versus Online Two-Wheeler Insurance Policy Renewal

Updated On Nov 07, 2020

Online vs offline bike insurance: which one to choose? What is the difference between online and offline car insurance policy? Let's learn more.

At the time of renewing an two wheeler insurance policy for your bike/scooter, a lot of different questions and choices pop-up. One such choice to be made is whether when renewing your insurance, you should go for the offline or online renewal process. Both the options have their own set of benefits that you can take advantage of.

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Read on to find out the different advantages that come with each option, in order to take an informed decision about which is best for you.

Advantages of Renewing Two-Wheeler Insurance Offline

1. Direct Communication With the Insurance Agent

When purchasing or renewing bike insurance offline, you would be able to have one on one communication with the agent. The important thing is that you would be able to experience face to face interaction. This can add a huge comfort factor for many customers and so you may opt for offline renewal for this reason.

2. Assistance with Document Requirements

For some people, the process of arranging and submitting all the required documentation can appear daunting and they may rely on an agent to assist with the process. This is another important benefit to be considered when it comes to offline two wheeler insurance.

3. Instant Answers to Queries and Doubts

Another comfort factor is that you would be able to directly interact with the insurance agent and receive answers to your queries and doubts immediately. This is a big benefit and eliminates the wait sometimes created by digitising the process.

Advantages of Renewing Two-Wheeler Insurance Online

1. Easy to Compare Policies

Purchasing or renewing bike insurance online has the crucial benefit of making it incredibly easy to compare different policies in one go. This would allow you to view all the policy options simultaneously and compare the coverages and premiums to make a decision about which policy and which insurance company is best for you.

2. Maximum Efficiency

Two factors associated with online renewal of two wheeler insurance ensure the maximum efficiency. These are the fact that there is minimal paperwork involved and all documents can be submitted online. Secondly, you would save a lot of time, as you would not be required to physically visit any office or interact with anyone.

3. Saves Money

Because the intermediary in the form of the insurance agent is eliminated, you would save a lot of money for going for the online option when it comes to renewing your bike insurance. This is due to the fact that you would not have to pay any additional fee to an insurance agent as you would in an offline transaction.


Thus, each process has its own benefits and advantages. You should select the one that works best for you based on your needs and preferences, and then make an informed decision about your two wheeler insurance renewal.

Types of Bike Insurance You Should Know:

Third Party Two Wheeler Insurance

Comprehensive Two Wheeler Insurance Policy

You May Also Like To Read:

Why Should You Buy A Bike Insurance Policy

Facts About Two-Wheeler Insurance You Should Know

Things To Do If You Have Lost Your Two-wheeler Insurance Documents

Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.

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