Planning To Modify Your Two Wheeler? Learn The Right Way!
Many young bikers could have grown up watching hit Hollywood films in which bikes take centre stage. All of this contributes to the fact that bikes are simply irresistible to die-hard fans. Shiny sports bikes have a certain allure about them. Steely cruiser bikes are also appealing. Different bikers have different preferences, which is what keeps the industry thriving.
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The Indian market also has a variety of thrilling motorcycle models. However, things can seem pale compared to the larger-than-life bikes seen in movies or on international social media handles. Here's where bike modifications come into play. Modifying your bike will provide a feeling of accomplishment.
Planning To Modify Your Two Wheeler? Learn The Right Way!
For others, changing their bike is a deeply personal experience. It is a way for them to share their ideas, enthusiasm, and imagination. It is a way for them to express themselves. Having said that, one must exercise caution while doing so. If you want to modify your favourite two-wheeler insurance, keep reading to learn some useful pointers about making improvements to your bike.
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Make Sure You Follow The Law
If you want to modify your bike and ride it on Indian roads, you must do so under the law. Any institutional improvements, for better understanding, require prior approval from the relevant authorities. If you want to make modifications to your bike's engine, you must reflect those modifications in your bike's Registration Certificate (RC). As a result, you would need to go to your local Regional Transport Office to get the improvements made to your RC.
You are not expected to take action if you want to make minor cosmetic improvements to your bike, such as putting a sticker on it. However, if you modify the entire colour scheme of your bike, you must notify the RC.
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Give Importance To Functions
Choose Function Over Aesthetics: Aesthetic modification can appear to be more appealing in the short run, but functional modification produces results in the long run. Swap medium-sized tyres for larger ones. But the question here is whether they will impair the bike's efficiency. If so, are you willing to take the hit in order to make your bike look a certain way?
Many people want to modify the bike's carbon fibre components. You should remember doing so could affect the bike's results. This is because the manufacturers take several factors into account when designing the bike, such as aerodynamics. Changing the bike's parts can affect the bike's fundamental design, which can affect its performance.
You may also like to read:- Things to Be Cautious About Before Modifying Your Two-wheeler
- Anti-Theft Devices
If you're thinking about making modifications, downloading an anti-theft system is a good idea. It will not only deter fraud but also lower your insurance premiums. If your bike is equipped with a licenced anti-theft system, you could be eligible for a discount on your bike insurance premium. Install only devices that have been accredited by the Automotive Research Association of India (ARAI).
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Trusted Professionals
Changing the look of your bike can be costly. A specialist must handle it. Do not give your two-wheeler to some mechanic to save money or in the excitement of having your bike changed. Just put your trust in professionals who understand your bike's brand, the modification it can withstand, its ideal capability, and so on.
After all, your bike is a machine, and every machine has limitations. You need a skilled bike modifier who can assess your bike's potential, consider your needs in terms of improvements, and then work on a plan. Discuss the modification in terms of your budget and then proceed.
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Inform Your Insurance Company
Keep your insurance company up to date with any modifications you make to your bike. Failure to notify the insurer may have unintended consequences. Certain bike modifications will raise the insurance premium and failing to disclose such modifications can be seen by the Bike insurance provider as fraudulent behaviour. This will cause claim denial.
Also Read
How Does Modification Affect Bike Insurance Premium?
Conclusion
When there are so many factors influencing your two-wheeler insurance premium, don't be afraid to neglect the effect on the premium if you decide to make a modification. Most significantly, notify the insurer of any changes well in advance of their introduction. The insurer will determine the situation and recommend a premium based on the risk involved. However, there is no hard-and-fast law dictating the precise percentage of increase or decrease in the two-wheeler insurance premium. You may agree on the sum recommended by the insurer, find a middle ground, or mutually agree on the best solution that works for both parties.
Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.
