Significance of Roadside Assistance Cover For Your Bike Insurance

Long rides are one of the best things you can do when you own a bike. This is your time to connect with yourself and cherish the memories of the cool wind on your face. However, your bike is also a machine which is prone to breaking down in unwanted situations. This could be frustrating, especially when your bike breaks down in the middle of your journey leaving you stranded. This is the part where you understand the importance of purchasing a roadside assistance cover for your bike insurance policy. 

What Is Roadside Assistance Cover For Bike Insurance? 

Insurance companies offer extra facilities to policyholders in the form of additional covers that can be added to your bike insurance policy at the time of purchase or renewal. The roadside assistance cover is one such very vital additional cover that provides professional assistance if your bike breaks down in the middle of your journey. The roadside assistance cover offers a wide range of facilities to help you set back on your ride without any hassle. This is a secure way to deal with breakdown of your bike. Purchasing this insurance cover will send you professional help to repair your bike or tow it to the nearest network garage. It also provides accommodation and alternative transport in case of emergency. 

Why Is Roadside Assistance Cover For Bike Insurance Important? 

Purchasing the roadside assistance cover provides many benefits. Different insurance companies may provide different facilities under this cover. However, the general facilities are as follows- 

• Tire Issues 

One of the major reasons for your bike to break down or stop in the middle of your journey is a flat tire or a puncture. This could be because of riding on uneven roads that may have sharp objects that could have cut an opening in your tire. The roadside assistance cover sends a professional mechanic to your location to help you replace the faulty tire.

• Battery Issues 

A worn out battery or battery breakdown can result in the bike coming to an abrupt halt. This is very common in long rides. The bike insurance company will send you professional mechanic help to make necessary arrangements to jump start the bike. If your bike doesn’t start, it will be provided with towing services to the nearest network garage. 

• Key-Related Issues 

Most insurance companies help you to get a spare key in case you have lost yours. If you happen to misplace your keys, the insurance company can fetch you a spare key to your location. 

• Emergency Fuel 

It is always wise to ensure that you have refuelled your bike before you start your journey. However, it is very common to forget to do this. Your bike may run out of fuel during the journey which could be a nightmare. If you have a roadside assistance cover, your insurance company will arrange for the fuel as mentioned in the cover and reach out to you at your location. 

• Alternative Transport And Accomodation 

In certain situations where the bike breaks down too far from the person’s residence or from the destination, the insurance company will arrange for a taxi and accommodation if it is required. The expenses of the same shall be handled by the insurance company.

Take Away

Bike insurance is without a doubt mandatory according to the Indian Motor Vehicle Act. However, there is more importance to it than just legal paperwork. Having a bike insurance which offers the required coverage provides you financial assistance in times of need along with peace of mind. Thus make sure to have a valid bike insurance policy that provides optimal coverage and ride safely! 

Also read 

Benefits of Roadside Assistance Add-on in Two-wheeler Insurance

Roadside Assistance Add-on in Two-wheeler Insurance – 24×7 RSA Benefits

Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.