Bajaj Allianz Health Insurance for Individual
The plan is designed basically for individuals so they can withstand the hefty medical expenses. The policy offers cashless as well as reimbursement treatment and allows the entry for everyone without any pre-medical test up to the age of 45 years. The plan ensures that
Key Features
- Wide coverage up to Rs. 50 Lakh
- Availability of lifelong renewal option
- Policy term options of 1, 2 and 3 years
- Discounts offered on choosing long-term options
- Pre-
hospitalisation coverage for 60 days - Post-
hospitalisation coverage for 90 days - No medical screening is required until 45 years of age
- Cashless facility across 6000+ network hospitals
Scope of Coverage
- Preventive health check-up is offered every 3 years
- Bariatric surgery cover is offered under the plan
- Cover ambulance expenses up to a limit of Rs 20,000
- Expenses of all sorts of daycare treatment are covered
- Coverage for homeopathic and
ayurvedic hospitalisation - The benefit of convalescence is covered up to Rs. 7,500 per year
- 10% cumulative bonus offered every claim free year up to 100%
- The cost incurred on organ donor during organ transplantation
Eligibility
The entry age for proposer is required to be between 18 years and 65 years.
Exclusions
- Injuries caused by self-inflicting actions such
as suicide attempt, etc. - Treatment of specific diseases such as hernia, piles, cataract, etc.
- Treatment of intoxicating or addictive substances like drugs, alcohol, tobacco, etc.
- Coverage of pre-existing diseases before the waiting period of 3 years
- Maternity and newborn expenses without completion of the waiting period
If the above-mentioned points couldn’t answer all your queries, you can get more information about the product and exclusions in detail by referring to the brochure and policy wording. Also, you can contact our customer support team at our helpline number - 1800-1205-698.
Health Insurance Calculator
Whom do you want the insurance for ?
Select the age of all members
- You
Where do you live ?
Choose required Coverage for yourself?
Health Insurance Coverage Calculator
Who do you want to insured ?
- Individual
- Couple
- Family
- Parents
Age of eldest insured member ?
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FAQs
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What is the policy term for individual health insurance plans?
The Bajaj Allianz individual plans offer policy term options of 1, 2 and 3 years.
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Does individual health insurance cover pre-hospitalisation and post-hospitalisation expenses?
Yes, the policy provides coverage for pre-hospitalisation and post-hospitalisation, which might have occurred either 60 days before hospitalisation or 90 days after hospitalisation.
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What is the sum insured amount of individual health insurance plan offered by Bajaj Allianz?
Bajaj Allianz individual health insurance plan provides sum insured options ranging from Rs. 1.5 Lakh up to Rs. 50 Lakh.
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Does Bajaj Allianz individual health plan provide the coverage for daycare treatments and procedures?
Yes, Bajaj Allianz individual health plan covers the expenses for all sort of daycare treatments.