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HDFC ERGO Energy Health Insurance User Reviews

526 reviews Rate This
HDFC ERGO
Highlights
Cashless Approval TATWithin 37 mins
Claim Settlement Ratio99.80%
Network Hospitals13,000+
PED Coverage Starting From3 year
Special Benefits2X Cover from Day 1
Starting Premium Rs. 1090/month

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Rating of Energy
5.0
Based on
5 User reviews

  • Amazing coverage features

    My HDFC ERGO Energy that I recently bought at InsuranceDekho offers me many coverage benefits. I was able to buy the policy easily at the portal by following a few easy steps.

    H
    Hitesh Narang
    On: Aug 08, 2023

  • Finding relevant information was simple

    InsuranceDekho is a user-friendly website where finding relevant policy information is simple. I wanted a health plan that had Diabetes coverage, So I chalked out my requirements and based on it, I started to compare the offered quotes. Finally, I came across the Energy plan by HDFC Ergo General Insurance. 

    S
    Senjuti Das
    On: Mar 09, 2021

  • Instant quotes

    When I came to InsuranceDekho, I got requested to check my quotes. I filled in some basic information and instantly my quotes were generated. Using the premium calculator, I started comparing them and found HDFC Ergo General Insurance’s Energy plan.

    A
    Abhishek Malhotra
    On: Feb 16, 2021

  • Easy policy comparison

    InsuranceDekho has profound information on a wide range of policies, yet comparing them based on the key features was easy. I wanted a health plan that covered diabetes. After comparing a number of plans, I chose HDFC Ergo General Insurance’s Energy Plan. I am satisfied with my selection.

    J
    Janhavi Chaturvedi
    On: Feb 09, 2021

  • 5 minutes policy issuance

    Issuing my HDFC Ergo General Insurance’s Energy Plan was a seamless experience on InsuranceDekho. It took me 5 minutes to get my policy issued. I gave my details, selected the plan and made the payment. I received the policy documents via email almost immediately.

    F
    Farukh Srivastav
    On: Jan 05, 2021
    • Must BuyMust Buy

    Why to Buy Health Insurance Policy Online from InsuranceDekho

    • Tax benefit upto 75,000*
    • Claim support everyday 10AM-7PM
    • 80 Lacs+ happy customers

9552 HDFC ERGO Cashless Network Hospitals in India

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FAQs

  • What are the types of plans offered by HDFC Ergo?

    HDFC Ergo best health insurance plans involve individual health insurance plans, family health insurance plans, parents health insurance plans, senior citizen health insurance plans, critical illness insurance plans, and a super top-up insurance plan.

  • Why should I buy health insurance by HDFC Ergo?

    HDFC Ergo helps its customers ‘Take it easy. Experience the convenience.' To ensure the same, the company offers HDFC Ergo best health insurance plans that are specifically designed keeping the diverse health insurance needs of customers in mind. Moreover, HDFC health insurance policy offers benefits such as pre and post hospitalisation coverage, cashless claims, no sub-limits, tax benefits, day care procedures, domiciliary medical treatment, and others.

  • How to apply for and buy health insurance plans offered by HDFC Ergo?

    You can apply for and buy HDFC Medical Insurance plans online through the HDFC Ergo website www.hdfcergo.com or through www.insurancedekho.com. Remember, you can make use of net banking, debit card, or credit card to pay the premium of HDFC health insurance policy as the company allows flexible payment modes. 

  • Is there a limitation on the entry age for buying HDFC medical insurance plans?

    The entry age for children is 91 days. However, there is no maximum entry age for adults to buy HDFC Ergo health insurance plans.

  • What is the customer care number of HDFC Ergo?

    The customer care number for HDFC Ergo is 022 6234 6234.

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Claim Process at HDFC ERGO Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

HDFC ERGO Health Insurance Contact Details

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