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Reliance Critical Illness Health Insurance User Reviews

260 reviews Rate This
Reliance
Highlights
Cashless Approval TAT4 hour Cashless Claim Processing
Claim Settlement100%
Network Hospitals8,600+
Pre-existing Disease Waiting Period1 year
Special BenefitsMore Cover, More time, More Global
Starting Premium for Rs. 5 lakhs coverageRs. 243/month

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Disclaimer : Actual Premium might vary basis your location, age and number of members
Rating of Critical Illness Insurance
4.3
Based on
24 User reviews
  • Great fixed benefit plan

    Critical illness insurance plan covers 10 critical illnesses like cancer, burns, organ transplants, etc. It come with sum insured option of Rs. 5 Lakh, Rs. 7 Lakh, and Rs. 10 Lakh. The plan covers Coma quadriplegia is also covered under the plan. I hope that this plan work well for me   

    T
    Tushar Bhaskar Yadav
    On: Feb 27, 2020
  • Can give it a try.

    I was unsure of the benefits under this plan and therefore got in touch with the customer care executives at isurancedekho and they told m ethat apart from critical illnesses, this plan also covers me for Illnesses which impair the lifestyle of the policyholder like coma, heart valve repair or replacement, total blindness, etc.

    D
    Dipesh Sisodiya
    On: Feb 27, 2020
  • No plan can beat this

    No plan in the market can beat this critical illness plan from reliance. The plan is high on benefits and the insurer is high on commitments and assurance to the policyholders. The buying process was smooth as butter for me as I chose insurancedekho for my insurance needs. Good job team  

    D
    Deepak Nagpal
    On: Feb 04, 2020
  • I hope this plan proves to be fruitful for me

    The plan I high on benefits which is why I got convinced in purchasing this. And also I had trust on Insurancedekho as my brother had also purchased a policy from them last year and it really helped him at the time of need.  

    D
    Dinesh Singh
    On: Feb 04, 2020
  • Had average experience

    With this critical illness plan from reliance general, i have been benefited a lot. It is a fixed benefit plan that pays a pre-defined amount of benefit in lump sum in case of a claim. I was bale to cover my other expenses as well with the amount received on claim.   

    S
    Sukrit Kumar
    On: Jan 16, 2020
  • Must BuyMust Buy

    Why to Buy Health Insurance Policy Online from InsuranceDekho

    • Tax benefit upto 75,000*
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  • The insurer made process easy

    Critical illness plan made my suffering very less by helping me financially at the time of need. It is a fixed benefit plan which i didnt know earlier how it worked. But the customer care executives at insurancedekho explained everything to me over call and made me satisfied with the product

    R
    Ravi Prakash
    On: Jan 16, 2020
  • Good coverage in 5 lakh si

    I brought the basic plan for my family also from reliance general and it proved to be a helpful one.. I brought that on insurancedekho’s executives’ advice..and when i was looking for critical illness policy and was unable to decide which insurer to buy from, they suggested me reliance..   

    S
    Salma Bano
    On: Dec 30, 2019
  • hOpe this plan helps in future

    Critical illness plan from reliance is a comprehensive one and provides lump sum amount on diagnosis of plan.. I hope that i dont face any health issue in future but if in case i do, I hope this plan helps me thenn.. It covers total of 10 critical illnesses  

    P
    Prabhanshu Pandey
    On: Dec 30, 2019
  • Thank you for wonderful support

    Thank you insurancedekho for selling me this critical illness policy. I had little knowledge but you were sure if what is important for me. It is great timely support for clearing our claim which vanished our fear that claims are not easy to get approved in health insurance sector  

    A
    Akshay Bhardwaj
    On: Dec 12, 2019
  • Appreciate your gesture

    I really appreciate your team’s gesture and thank you for being so supportive. I would also like to share that your staff is well mannered and knows how to talk to customers. Also, they dont get irritated even if you call them more than once for any problem    

    R
    Rohan Jain
    On: Dec 12, 2019

9120 Reliance Cashless Network Hospitals in India

FAQs

  • What is the re-instatement of Base Sum Insured?

    This means that the insurer will refill the sum insured without any extra cost in case you exhaust your entire sum insured and cumulative bonus if any but still require hospitalisation.

  • What is a co-payment?

    A co-payment or co-pay in health insurance refers to cost-sharing requirements under a health policy. In it, the policyholder pays a specified percentage of the admissible cost. The remaining amount is paid by the insurance company.

  • Is pre-policy check-up covered?

    No, you need to pay for the cost of pre-policy examination directly to the diagnostic center or the doctor. Reliance General Insurance will coordinate the appointment with its empanelled or diagnostic center.

  • Does Reliance General Insurance pay the complete amount in case of a cashless treatment?

    The insurance company pays towards all admissible charges up to the limit of your sum insured.

  • What is the grace period to renew a policy online?

    The grace time is 30 days immediately following the premium due date of the policy.

Claim Process at Reliance Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

Reliance Health Insurance Contact Details

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