Reliance Health Insurance for Parents

Health Insurance, designed for parents, provides coverage to senior citizens aged between 60 years and 80 years. HealthGain Health Insurance by Reliance is one of the most common insurance products designed to cover elderly parents’ health. Besides covering you, your spouse, dependent children, the policy also provides coverage to your parents with a pre-policy medical check-up option. HealthGain is basically available on an individual as well as a family basis.

Key Feature

• Varied sum insured options
• Free look-in period for 15 days
• Wellness solutions
• Cumulative Bonus
• Reinstatement of Base Sum Insured
• Quick support and Claim Services
• Life-long renewability- no exit

Scope of Coverage

• In-patient treatment
• Pre & post hospitalisation
• Post-hospitalisation
• Daycare procedures
• Domiciliary treatment
• Donor expenses covered
• Cover for domestic road ambulance
• Tax benefits under Section 80D

Eligibility

The maximum entry age for parents is 65 years. There is no entry age bar for an insured sum of Rs. 3 Lakh. Also, there is no exit age. The policy offers lifelong renewability.

Exclusions

• Dental treatment or surgery
• Cosmetic, aesthetic treatment
• Intentional self-injuries and Joint Replacement Surgery
• HIV / AIDS or any related ailment is not covered
• No cover for claims within 30 days from the date of the policy purchased
• Cost of spectacles, contact lenses and hearing aids

To know more about the Health Insurance policy for senior citizens, go through the policy wording or contact InsuranceDekho at 1800-1205-698.