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Reliance Health Insurance for Family

HealthGain plan is easily available on family floater basis and individual basis. HealthGain is renowned for offering in-patient hospitalisation, pre & post hospitalisation expenses, and numerous others benefits in a medical emergency situation. In case of an illness, HealthGain offers coverage for the entire sum insured covering only one individual. When opted for on family floater basis, in case of multiple illnesses, the sum insured is distributed among the family members.

Key Features

  • Sum insured range - Rs. 3 Lakh to Rs. 9 Lakh (Plan A) & Rs. 12 Lakh to Rs. 15 Lakh (Plan B)
  • 4000+ network hospitals for cashless treatment
  • Covers 6 members of the family
  • Reinstatement of base sum insured
  • Special privileges for covering girl child and single women
  • Call option (in 5th year)
  • Policy & Claim service guarantee
  • Wellness services, etc.

Scope of Coverage

  • Cover for in-patient treatment
  • Pre & post hospitalisation expenses covered up to 60 days
  • Coverage for donor expenses - 50% of the sum insured up to max Rs. 5 Lakh
  • Daycare treatment
  • Domestic road ambulance expenses covered​
  • Domiciliary hospitalisation covered up to 10% of sum insured, subject to a maximum of Rs. 50,000
  • Cumulative bonus at the end of a claim-free year
  • Tax benefits, and others.

Eligibility

For Reliance HealthGain plan, the minimum age entry for the individual as well as family floater plan is 5 years and above. The maximum entry age is 65 years.

Exclusions

  • Intentional self-injury/injury under the influence of alcohol or drugs/criminal act
  • Maternity, fertility excluding Ectopic pregnancy
  • Cost of spectacles, contact lenses and hearing aids
  • Treatment received outside India/stem cells surgery
  • War/Nuclear/Chemical/Biological injuries or illnesses, etc.​

Need detailed information about HealthGain Health Insurance plan? Kindly refer to policy wordings for the same. You can also get in touch with InsuranceDekho experts at 1800-1205-698 to explore more.

Health Insurance Calculator

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Mother

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Disclaimer : Actual Premium might vary basis your location, age and number of members

Health Insurance Coverage Calculator

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Disclaimer : Actual Coverage might vary basis your location, age and number of members

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FAQs

  • What does family floater health insurance plan cover in Reliance General?

    The family floater plan in Reliance covers cashless hospitalisation, reimbursement, pre & post hospitalisation expenses, and various other add-on features.

     

  • I want to add my family members to my existing plan. How do I do that?

    Adding family members to an existing policy is easy, but it is possible only at the time of policy renewal (be it an individual policy or family floater).

  • Does Reliance General offer health insurance on a family floater basis?

    Yes, you can opt for Reliance General health insurance policy on a family floater basis. In such a case, multiple members of a family are covered under a policy by paying a single yearly premium.

  • Will I be eligible for a tax deduction if I buy a family floater plan of Reliance General?

    Yes, a policyholder who chooses family floater insurance at Reliance General is eligible for tax exemption as per the Section 80D of Income Tax Act. 

  • Who should buy Reliance family health insurance plan?

    Reliance family health insurance policy HealthGain is an optimum choice for people looking forward to securing themselves as well as their loved ones, both financially and health-wise under a single sum insured. HealthGain is a must buy if you want to insure the health of self, spouse, children, parents, siblings, grandparents, grandchildren, and son or daughter in law.

Network Hospital in Popular Cities

CityNo of Hospital
Faridabad53
Indore58
Hyderabad298
Pune323
Jaipur129
Nagpur131
New Delhi294
View All