Compare & Buy Car, Bike and Health Insurance Online - InsuranceDekho
Track & Policy DownloadLogin

Tata AIG Medicare Plus Health Insurance

316 reviews Rate This
Tata AIG Health Insurance
Medicare Plus Policy
Claim SettlementDedicated Team
Claim Settlement Ratio76.04%
COVID-19 CoverYes
Network Hospitals 3,000+
Policies Sold2,20,583
RenewabilityLifelong

About Tata AIG Medicare Plus Health Insurance

The Medicare Plus Policy offered by Tata AIG is an economical and affordable top-up policy that comes with several features and benefits that suit your needs. The policy reimburses for claims if the aggregate of medical expenses covered crosses the deductible mentioned in the policy document.
You can be the Proposer for the Medicare Plus TATA AIG Health Insurance policy if you are aged between 18 years and 65 years and include up to 7 family members including self, spouse, up to 3 dependent children, and up to 2 dependent parents. The policy comes with different sum insured and deductible options ranging between Rs. 3 Lakh and Rs. 1 Crore and Rs. 2 Lakh and Rs. 20 Lakh respectively. You can buy the policy for 1 year, 2 years, or 3 years, as per your budget and requirements.

TATA AIG Medicare Plus Health Insurance Policy offers wide coverage to the insured. This includes cover for in-patient hospitalisation expenses, second opinion, daycare procedures, pre-hospitalisation and post-hospitalisation expenses for a specific number of days, AYUSH benefit, ambulance cover, organ donor expenses, domiciliary treatment expenses, global cover (optional), and so on. Apart from coverage benefits, other benefits offered under the policy include tax deductions on the premium paid, lifelong renewal, cumulative bonus, etc. In short, the policy ensures complete well-being and protection for you and your loved ones.

Health Insurance Calculator

Whom do you want the insurance for ?

You
Couple
Family
Father
Mother

Select the age of all members

  • You

Where do you live ?

Choose required Coverage for yourself?

5 Lac
10 Lac
25 Lac
Disclaimer : Actual Premium might vary basis your location, age and number of members
Need help?

Get FREE Personalized Insurance Advice At Your Home

Key Inclusions and Exclusions of the Plan

What's Included

  • In-patient hospitalisation expenses
  • 60 days pre-hospitalisation and 90 days post-hospitalisation expenses
  • Cover for more than 540 daycare procedure
  • Ambulance expenses for up to Rs. 3,000 per hospitalisation
  • In-patient treatment taken under AYUSH systems of medicines
  • Cover for expenses incurred on domiciliary treatment

What's Not Included

  • Hospitalisation for the purpose of investigation
  • Expenses for treatment required due to intentional self-injury including attempt of suicide
  • Alcoholic pancreatitis
  • Insured committing breach of law with criminal intent
  • Treatment by medical practitioner outside his discipline is not covered
  • Treatment by medical practitioner outside his discipline is not covered.

4975 Tata AIG Cashless Network Hospitals in India

Add-ons to Enhance Benefits

  • Global cover

    This add-on covers you for medical expenses related to in-patient and daycare hospitalisation of the insured, arising outside the geographical boundaries of India, if the diagnosis was made in India. You can opt for this add-on by paying an extra premium of 10% at the time of policy purchase.

Claim Process at Tata AIG Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

FAQs on Medicare Plus Policy Health Insurance Plan

  • What is the eligibility for Medicare Plus Policy offered by Tata AIG General Insurance Company?

    Medicare Plus Policy can be bought by adults aged between 18 years and 65 years. You can also include dependent children under the policy if they are aged between 91 days and 5 years if both the parents are insured. Kindly note that people aged at least 5 years can also be covered on an individual basis. 

  • What are the sum insured and deductible options available under Medicare Plus Policy?

    Medicare Plus Policy comes with sum insured options of Rs. 3 Lakh, Rs. 5 Lakh, Rs. 10 Lakh, Rs. 15 Lakh, Rs. 20 Lakh, Rs. 25 Lakh, Rs. 50 Lakh, and Rs. 1 Crore and deductible options of Rs. 2 Lakh, Rs. 3 Lakh, Rs. 5 Lakh, Rs. 10 Lakh, Rs. 15 Lakh, Rs. 20 Lakh. 

  • What are the waiting periods under Medicare Plus Policy?

    Medicare Plus Policy comes with the following waiting periods: 

    • Initial waiting period of 30 days calculated from the date of inception of the policy 
    • Waiting period of 24 months for listed illnesses or treatments
    • Waiting period of 36 months for pre-existing conditions
  • Who all can be covered under Medicare Plus Policy?

    Can cover up to seven members. These include self, legally wedded spouse, up to 3 dependent children, and up to 2 dependent parents.

  • What is the cumulative bonus under Medicare Plus Policy?

    If covered under Medicare Plus Policy, you can avail a cumulative bonus of 50% for every claim free year up to a maximum of 100%. In case the claim is made during the policy period, then the cumulative bonus will reduce by 50% for the following year.    

Health Insurance Articles

  • Latest Articles
  • Popular Articles