Canara HSBC Life Insurance Policy Download

A Life Insurance policy document is a contract between the policyholder and the insurance provider which highlights the features, terms, and conditions of the insurance policy.

The policy document will include the below-mentioned details.

• Coverage and premiums of the policy
• Payment frequencies and policy revision details
• Details of policy inclusions and exclusions
• All medical test reports
• Personal details of the policyholder
• Beneficiary or nominee details
• Grace period details
• Non-payment actions
• Policy terms and conditions
• Maturity date
• Premium waiver clause

Below are some of the reasons justifying the importance of the Canara Life Insurance policy document.

• Proof of Coverage

The policy document clearly outlines the scope of policy coverage, including benefits.

• Legal Agreement

The document also serves the purpose of a legal agreement between the insured person and the insurance provider. It clarifies the obligations and rights of both the insured and the insurer.

• Beneficiary Information

The policy document contains the information of the beneficiaries and nominees. This ensures that the right person will get the death benefit in case of the insured person’s sudden demise.

• Policy Terms and Conditions

The document contains the details of all the terms and conditions of the policy and helps the policyholder understand what is and what is not covered under the policy.

• Claim Process Guidance

The policy document also has detailed information about how to file a claim. This gives the insured person an understanding of the claim process and what documents are required at the time of filing a claim.

You can choose both online or offline mode to check the status of the Canara Life insurance policy and to download the policy PDF.

Online Mode

To check online, you can either visit InsuranceDekho or Canara Life’s website.

Check Policy Status or Download Policy PDF on InsuranceDekho

Step 1: Log on to InsuranceDekho’s Website

Head to our website; in the top-right corner, you’ll find the “login” option.

Step 2: Enter Mobile Number & OTP

Enter your Mobile Number & OTP to sign in and click “Continue.”

Step 3: Check The Status or Download Policy PDF

On the dashboard, Select Canara HSBC Life Insurance and choose the option to check the status or download the policy.

Check Policy Status on the Canara Life Insurance Website

To track the policy status or download the policy statement via insurer, you can follow the mentioned steps on their website.

Offline Mode

If you prefer offline mode, get in touch with an InsuranceDekho customer support team via call at 7551196989 or drop an email at support@insurancedekho.com

All the important details that are included in a policy document are listed below:

• Policy Number

Your policy number is probably the most important information in the policy document. It is a unique identifier that’s essential for all communications with the insurance company, whether it’s for claims, inquiries, or updates.

• Coverage Amount

The policy document contains the coverage amount or the sum assured that will be paid to the beneficiary. This helps the insured person to understand the financial protection they will receive from the company.

• Policy Term

The duration of the policy, including the start and end dates, is specified here.

• Premium Details

Premium details suggest the amount that the policyholder needs to pay to the insurance company and how frequently they need to make the payment. This lets the policyholder know their due date to pay the premium and avoid any lapses.

• Riders/Add-Ons

This section details any riders you’ve chosen beyond your base policy for additional coverage.

• Exclusions

The policy document also clarifies the scenarios that the policy will not cover. It gives the policyholder a clear understanding of the situations where their claim might be denied.

If you face any trouble with the Canara Life Insurance Policy, get in touch with their customer care team to resolve your issue. You can follow any of these ways to contact the team. (2)

• If you are calling from India, then dial 1800-891-0003, 1800-103-0003, or 1800-180-0003 from Monday to Saturday (9:00 AM to 6:00 PM IST). All these numbers are Toll-free.
• If you are calling from abroad, then dial 0120-4929050 from Monday to Saturday (9:00 AM to 6:00 PM IST).
• Request a Call Back through SMS: SMS CALLBACK to 7039004411.
• You can also email cru@canarahsbclife.in

In case you are not satisfied with any of these facilities, then you can follow the below-mentioned ways as well.

• You can contact their Grievance Redressal Officer, Ms Pooja Verma, by emailing her at gro@canarahsbclife.in.
• You can also submit a written grievance and send it via post to the below address:

“The Grievance Redressal Officer

Canara HSBC Life Insurance Co. Ltd.

139 P, Sector - 44

Gurugram 122003

Haryana”

If you are still not satisfied with the solutions provided, then contact the Insurance Ombudsman of your State. To get the list of Ombudsmen, visit the insurer’s official website or the GBIC website. (3)

If you need more details about the policy document, then visit the official website of Canara Life Insurance: https://www.canarahsbclife.com/.