Hero Glamour 2017 Insurance

There is no single insurance policy that can be declared the best. In insurance, the best policy is one that fits your requirements and your budget. The easiest way to find an insurance policy for your Hero Glamour is to purchase it online. You can compare the different aspects of the insurance policies to find the one for you. Some things to check when deciding on your two-wheeler insurance policy include the claim settlement ratio, the customer service reviews, the terms and conditions of the policy especially the exclusions and their network of cashless garages.

If the windshield of your Hero Glamour is damaged due to a mishap the insurance company will compensate for it only if you have an own damage cover. This type of two-wheeler insurance is not compulsory and can be purchased either as a standalone own damage cover or as part of a comprehensive two-wheeler insurance plan. However, if the windshield of your Hero Glamour was damaged under conditions not covered by the insurance policy or due to illegal driving or misuse the insurance company will not provide compensation.

Yes, it is compulsory for every two-wheeler to purchase at least a third party insurance in India according to the Motor Vehicles Act of 1988. Thus, you must purchase this cover for your Hero Glamour even if it is a second-hand two-wheeler. Those who are caught using their two-wheeler without this insurance will be fined Rs 2000 and/or face imprisonment for up to 3 months. The third party insurance will take care of your third party liabilities in the event of a mishap involving your Hero Glamour including bodily injuries, death and property damage.

The premium amount charged for your Hero Glamour depends on several factors. The most important of these is the Insured Declared Value of your Hero Glamour. This is the maximum amount the insurance company will offer you in case there is a mishap involving the Hero Glamour. Moreover, the IDV takes into account the depreciation rate of the two-wheeler depending on its age. Thus, the older your Hero Glamour the lower its IDV, premium amount and claim settlement amount will be.

To file a claim for your Hero Glamour follow the below-mentioned steps:

Step 1: Inform the two-wheeler insurance company about the mishap as soon as possible. There is a list of documents you must provide for filing the claim, make sure to confirm the documents required with the insurance provider as they may vary depending on your situation.

Step 2: If the mishap involved theft, vandalism or a road accident you will need to file an FIR at your nearest police station. A copy of the FIR will also be required for the claim procedure.

Step 3: Collect all the documents required along with the claim form that needs to be filled carefully and submit them to the insurance company as soon as possible so they can begin the claim procedure.

Step 4: If the mishap damaged the Hero Glamour such that it needs to be repaired the insurance company will send a surveyor. They will assess the damage after which the claim will go through a verification process before it can be approved.

Step 5: If the claim is approved you can then take it to a network garage where your Hero Glamour will be repaired and the cost will be dealt with in a cashless manner by the insurance company.