Suzuki Access 125 Insurance

Suzuki Access 125 is one of the best models launched by Suzuki Motors in India. It is presently available in 5 variants which ranges from Rs. 68,800 to Rs. 73,400. When it comes to power, this two-wheeler leaves no stone unturned to impress you by offering an engine cubic capacity of 124 cc that tends to generate 8.7 PS of power and 10 Nm of torque. It offers the mileage up to 52.45 kmpl, which makes it a value for money vehicle. This Suzuki Access 125 hosts a range of features such as disk brakes, tubeless tyres, kick and self start, alloy wheels, manual transmission, air-cooled engine system, LED headlight and tail light, maintenance free battery and so on.

It is mandatory to own at least a third party or liability only bike insurance cover in India, according to the Indian Motor Tariff. It is the most basic insurance policy designed to offer compensation against the financial liabilities towards a third party, arising due to an accident with the involvement of your bike. Driving a bike without holding a minimum of third party bike insurance policy can penalize you with a charge of Rs. 2,000 and/or imprisonment of up to 3 months.

Benefits of Buying Suzuki Access 125 Bike Insurance from InsuranceDekho

Purchasing your Suzuki Access 125 bike insurance through InsuranceDekho offers several advantages that can enhance your insurance buying and managing experience. Here are some key benefits:

1. Wide Range of Choices: InsuranceDekho collaborates with various insurers, providing a broad spectrum of insurance options. This allows you to compare different policies and select one that best suits your requirements and budget.
2. Easy and Convenient Process: The entire process of selecting and buying insurance on InsuranceDekho is online, which saves time and offers convenience. You can complete the process from anywhere, without the need for physical visits to an insurance office.
3. Tailored Insurance Solutions: You have the flexibility to customize your insurance policy based on your specific needs. Whether it's opting for comprehensive coverage, adding specific riders, or adjusting the Insured Declared Value (IDV), InsuranceDekho provides the options you need.
4. Instant Policy Issuance: Once you have selected your insurance plan and completed the payment, your policy is issued instantly. The digital copy of the policy is sent to your email, ensuring immediate coverage.
5. Expert Assistance: InsuranceDekho offers expert guidance to help you make informed decisions. If you have questions or need advice, their team is available to assist you.
6. Transparent Process: The platform operates with complete transparency. There are no hidden costs or charges, and the details about premiums and coverage are clearly presented.
7. User-Friendly Interface: InsuranceDekho’s website is designed to be intuitive and easy to navigate, making it accessible even for those who are not tech-savvy.

By choosing InsuranceDekho for your Suzuki Access 125 bike insurance, you get a hassle-free, transparent, and informed insurance buying experience, ensuring that your bike is adequately protected according to your needs.

Types of Insurance Cover

1. Third Party Cover – Third party insurance is the most basic bike insurance cover which is compulsory to own by every bike owner in the country, according to Indian Motor Tariff. This policy safeguards you by paying the financial expenses of the third party for bodily injury or death along with property damage which may arise due to an accident involving your bike. The coverage for the property damage expenses can go maximum up to Rs. 1 lakh.
2. Standalone Own-Damage Cover – Standalone own-damage insurance cover offers compensation for your expenses that may arise due to any damage or loss incurred to your own bike in an accident or a mishap.
3. Comprehensive Cover – The comprehensive insurance gives a complete coverage for the expenses incurred towards a third party, arising due to an accident with the involvement of your bike, along with the damages suffered by your bike due to an accident or any unfortunate event.

How to Buy Insurance for Suzuki Access 125 From InsuranceDekho

Find easy solutions related to your bike insurance at the website of InsuranceDekho. Follow the steps given below to purchase a bike insurance plan for your Suzuki Access 125:

Step 1: Visit the official website InsuranceDekho

Step 2: Fill your bike number in the “Get Your Quote” column. In case you do not know your bike number, you can also enter details like bike brand, bike model, bike variant, registration year, RTO location, etc., to continue.

Step 3: Fill your name and mobile number to get the bike insurance policy quotes

Step 4: Select a quote for bike insurance policy as per your budget and requirements

Step 5: Pay for the selected insurance plan and get the policy document via email in a few minutes.

What is Covered in Suzuki Access 125 Insurance?

The coverage in a Suzuki Access 125 insurance policy typically includes the following:

1. Damage to the vehicle: This includes coverage for any damages to your Access 125 due to accidents, natural disasters (like floods, and earthquakes), and man-made events (like riots, theft, and vandalism).
2. Third-Party Liabilities: The policy covers any legal liabilities arising due to injuries or damages caused to a third party or their property by your bike.
3. Personal Accident Cover: It provides financial protection in case of injury or death of the rider while using the bike.
4. Engine Protection: If included or as an add-on, this covers damage to the engine due to water ingression or oil leakage, which is particularly beneficial for bikes like the Access 125.
5. Roadside Assistance: As an optional add-on, it offers services like towing, fuel delivery, and on-site minor repairs in case of breakdowns.

The specific inclusions can vary based on the chosen policy and insurer, so it's important to review the policy details for exact coverage.

What is Not Covered in Suzuki Access 125 Bike Insurance?

When it comes to Suzuki Access 125 bike insurance, there are certain exclusions that policyholders should be aware of:

1. Wear and Tear: General wear and tear of the bike over time, including depreciation, is not covered under insurance.
2. Mechanical or Electrical Breakdowns: Failures due to mechanical or electrical breakdowns are typically excluded from the coverage.
3. Damages Under Influence: Any damage caused while riding under the influence of alcohol or drugs is not covered.
4. Riding Without a Valid License: Damages incurred while the bike is being ridden by someone without a valid driving license are excluded.
5. Use Beyond Limitations: Damages resulting from using the bike for purposes other than specified in the policy, like commercial use or participating in racing events, are not covered.
6. Unauthorized Modifications: Modifications made to the bike without informing the insurer, especially those that alter the bike's performance or value, may lead to denial of claims.

Understanding these exclusions is crucial for Suzuki Access 125 owners to ensure they have the right expectations about their insurance coverage and to avoid any surprises at the time of filing a claim.