Royal Enfield Classic 350 Insurance

Royal Enfield Classic 350 bike comes with classic design and relaxed dynamics. It is acknowledged for its excellent dependability, riding comfort and powerful engine. It has an engine to comply with the BS6 emission norms that holds the capacity of 346 cc and power of 20.07 PS, which makes it the ultimate ruler of the streets. This Royal Enfield Classic 350 bike is available in 7 different variants and 15 colours, which are built to catch the eyeballs. Its security features distinguishes it, which comprise double disc brakes, tyres with tubes, dual channel ABS system, air-cooled engine, 12 V - 12 Ah battery capacity, halogen headlight, and so on.

To own at least a third party bike insurance cover is a compulsion as per the Indian Motor Tariff. This insurance policy helps you bear the expenses incurred by you towards a third party which may arise due to an accident with the involvement of your bike. If you get caught driving your bike without holding at least this basic insurance cover, you can be penalised with Rs. 2,000 and/or imprisonment of up to 3 months.

Benefits of Buying Royal Enfield Classic 350 Bike Insurance from InsuranceDekho

There are various benefits to getting your Royal Enfield Classic 350 bike insurance through InsuranceDekho.

• Vast Selection of Options: InsuranceDekho offers a wide range of plans by partnering with several insurers. This lets you evaluate many plans and select the one that best fits your requirements and price range.
• Convenience: You may choose, compare, and purchase insurance all online, saving you time and trouble. These steps can be finished whenever you like, in the comfort of your own home.
• Policies That Can Be Customised: You can modify your insurance policy to meet your needs. InsuranceDekho provides flexibility in adding certain riders and deciding between a comprehensive and third-party insurance.
• Instant Policy Issuance: As soon as you choose and pay for your insurance plan, the policy is immediately issued and emailed to you, guaranteeing that you'll be protected right away.
• Professional Advice: InsuranceDekho offers professional advice to aid you in making defensible choices. Their staff is available to assist you with the procedure, respond to your questions, and explain the subtle differences between various insurance.
• User-Friendly Interface: Anyone can easily navigate the website, discover the information they need, and finish the buying process thanks to its user-friendly design.
• No Hidden Fees: The platform runs transparently, so there aren't any unstated costs or fees. You pay the premium that is displayed.

You can enjoy a simple, knowledgeable, and transparent insurance process when you select InsuranceDekho for your Royal Enfield Classic 350, knowing that your treasured motorcycle is suitably safeguarded.

Types of Insurance Plans Available for Royal Enfield Classic 350

1. Third Party Cover – It is the most basic bike insurance cover which you should at least have while driving a bike in India. It shields you against the financial liabilities incurred towards the third party for their bodily injuries, death or property damage occurred due to an accident involving your bike. This coverage for the expenses of property damage under this cover is limited to Rs. 1 lakh.
2. Standalone Own-Damage Cover – This is an insurance policy that offers you compensation for the expenses that may arise due to damage or loss sustained by your own bike in an accident or a mishap.
3. Comprehensive Cover – This insurance coverage shields you from the financial liabilities that you may incur towards a third party for their bodily injuries, death or property damage as well as own-damage expenses, arising due to an accident or an unfortunate incident involving your bike.

What is Covered in Royal Enfield Classic 350 Bike Insurance?

An insurance policy for a Royal Enfield Classic 350 bike usually covers the following:

1. Damage to the Bike: This covers your Classic 350 against harm from accidents, man-made events (such as rioting, theft, and vandalism), and natural catastrophes (such as earthquakes and floods).
2. Third-Party Liabilities: The coverage pays for any legal obligations resulting from harm your bike causes to other people or their property, including accidents.
3. Personal Accident Cover: It offers monetary security in the event that the rider is hurt or dies while operating a bike.
4. Engine Protection: This is especially useful for bikes like the Classic 350 and covers damage to the engine caused by water intrusion or oil leaks whether it is incorporated or available as an add-on.
5. Roadside Assistance: This extra add-on provides towing, fuel delivery, and minor repairs on-site in the event of a breakdown.

It is crucial to examine the policy specifics to ensure that you are covered exactly, as the inclusions may differ depending on the insurer and policy you have selected.

What is Not Covered in Royal Enfield Classic 350 Bike Insurance?

There are a few exclusions regarding Royal Enfield Classic 350 bike insurance that policyholders should be aware of:

1. Wear and Tear: Insurance does not cover general wear and tear or depreciation on the bike over time.
2. Mechanical or Electrical Breakdowns: Generally, the coverage does not extend to failures brought on by mechanical or electrical breakdowns.
3. Damages During Imbibition: This policy does not cover any harm that results from riding while under the influence of drugs or alcohol.
4. Riding Without a Valid Licence: This clause excludes damages sustained by a rider who does not possess a valid driver's licence.
5. Use Beyond Limitations: This policy does not cover damages that arise from using the bike for uses other than those listed, such as racing events or commercial use.
6. Unauthorised Modifications: Claims may be denied for modifications made to the bike without notifying the insurer, particularly if they affect the bike's worth or performance.

It is imperative that owners of Royal Enfield Classic 350s comprehend these exclusions in order to make informed decisions regarding their insurance coverage and to prevent unpleasant surprises when it comes time to submit a claim.

How to Buy Insurance for Royal Enfield Classic 350 Bike From InsuranceDekho?

Find the best bike insurance solutions at the website of InsuranceDekho. Follow these simple steps to buy a bike insurance policy for your Royal Enfield Classic 350 bike:

Step 1: Visit the official website of Insurancedekho

Step 2: Fill your bike number in the “Get Your Quote” column. If you do not hold your bike number, you can also enter other details such as bike brand, bike model, bike variant, registration year, registration place, etc., to move ahead.

Step 3: Fill your name and mobile number to get the best bike insurance quotes

Step 4: Select an insurance policy quote as per your budget and requirements

Step 5: Make payment for the selected insurance and get the policy document directly in your inbox.

How to Renew Insurance for Royal Enfield Classic 350 Bike from InsuranceDekho?

Using InsuranceDekho to renew your Royal Enfield Classic 350 bike insurance is a simple, quick process that is intended to be convenient and effective. Here's how to go about it:

1. Check out the InsuranceDekho website: Go to the InsuranceDekho website to get started. This platform is renowned for having an easy-to-use interface that makes finding what you need simple.
2. Enter Your Account Information: To get into your account, enter your login information. You may need to register if you haven't already by using the information from your current policy and your bike.
3. Find Your Current Policy: Look for your current Royal Enfield Classic 350 insurance policy in your account dashboard. Near your policy details, the renewal alternatives are typically prominently displayed.
4. Examine Policy Details: It's a good idea to go over the specifics of your present policy before moving forward with the renewal. Verify whether any modifications or additions are required, such as new add-ons or updated personal data.
5. Option to Choose: Pick the one that allows you to extend your coverage. If you're thinking about switching policies, you could also be able to compare costs and plans.
6. Pay: Pay for the renewal by going ahead and doing so after you've verified the information and approved the terms. Generally, payments can be done online using a number of methods, including digital wallets, credit/debit cards, and net banking.
7. Download Renewed Policy: You should be able to download the most recent version of the policy straight from the website following the successful processing of your payment.
8. Customer Service: InsuranceDekho's customer service is available to help you with any problems or inquiries you may have in order to guarantee a seamless renewal procedure.

It's essential to renew your motorbike insurance on time to maintain coverage and maintain legal compliance. InsuranceDekho makes this process easier, enabling you to renew your coverage as efficiently and with as little trouble as possible.

How to Claim Royal Enfield Classic 350 Bike Insurance?

There are procedures involved in filing a claim for your Royal Enfield Classic 350 bike insurance in order to make sure the process goes well. Here's how to go about it:

1. Instant Notification: Notify your insurance company right away of any incident (accident, theft, damage, etc.) that necessitates filing a claim. Since most insurers have notice deadlines, it's critical to respond quickly.
2. Record the Incident: If at all feasible, record the incident. This may entail gathering the contact information of any witnesses as well as taking pictures of the accident scene and the damage. File a First Information Report (FIR) at the closest police station in the event of theft.
3. Submit Claim Form: Complete the claim form that your insurance has given you. Typically, information regarding the policyholder, the bike, and the occurrence are needed for this form.
4. Provide Required documentation: Please send in the claim form and all necessary documentation. A copy of your driver's licence, insurance policy paperwork, FIR in the event of theft, and any other pertinent documents requested by the insurer are usually included in this.
5. Damage Assessment: A surveyor will be sent by the insurance provider to evaluate the degree of damage to your bike. This evaluation is important since it establishes the amount of the claim.
6. Repair and Reimbursement: Bring your bike to a network garage for cashless claims, and the insurance will pay the repair costs outright. If you want to file a reimbursement claim, you must first pay for the repairs and then send the insurance company the bills to be reimbursed.
7. Claim Settlement: In accordance with the provisions of the policy, the insurer will continue with the claim settlement after verifying all supporting documentation and the surveyor's report.

Keep in mind that depending on the insurer, the precise procedure and papers needed may change slightly. For a hassle-free experience, it is therefore advised that you become familiar with your insurer's claim procedure and maintain all required documentation close to hand.

Documents Required for Royal Enfield Classic 350 Bike Insurance Claim

A seamless insurance claim process for your Royal Enfield Classic 350 depends on having the appropriate paperwork available. These are the main documents that are usually needed for accidental as well as theft claim settlement.

Documents Required for Accidental Claim Settlement

• Insurance Policy Document
• Claim Form
• First Information Report (FIR)
• Driving Licence
• Registration Certificate (RC)
• Medical Receipts (if applicable)
• Repair Bills and Invoices
• Photographs

Documents Required for Theft Claim Settlement

• Registration Certificate (RC)
• Royal Enfield Classic 350 insurance policy documents
• First Information Report (FIR)
• Driving License
• No-Trace Report
• RTO transfer papers and relevant RTO forms

It's crucial to inquire with your insurance provider about any particular paperwork they might need, as specifications can fluctuate slightly between insurance providers. Having these records in order facilitates the filing of claims, leading to a quicker determination and payment.