Yamaha Gladiator Insurance

Since there is no single two-wheeler insurance policy that is best suited for your Yamaha Gladiator, it is best to purchase insurance online. It allows you to compare the different two-wheeler insurance providers, the quotes they are offering and their network of cashless garages to find a policy that suits your requirements and price point. Moreover, purchasing online allows you to do all of this from the comfort of your own home. Some other aspects to check when purchasing two-wheeler insurance include, the claim settlement ratio, the customer reviews and the terms and conditions of the policy.

The insurance provider compensates for the Yamaha Gladiator’s windshield if you have an own damage cover. You can purchase this as a standalone own damage cover or a comprehensive insurance plan for your Yamaha Gladiator. However, the insurance company will reject your claim if the Yamaha Gladiator was involved in illegal driving when the windshield was damaged.

Yes, you must have third party insurance for your Yamaha Gladiator. If caught on the road without at least this type of insurance you will be punished. Third party insurance is mandatory across India according to the Motor Vehicles Act of 1988. The fine for not having this cover is Rs. 2000 and/or imprisonment for up to 3 months. Moreover, the insurance will take care of third party liabilities including bodily injuries, death and property damage.

There are several factors that affect the insurance premium of your Yamaha Gladiator. The most important factor, however, is the Insured Declared Value of your Yamaha Gladiator. IDV takes into account both the price of your two-wheeler and the depreciation rate according to its age. Moreover, in case there is a mishap involving your Yamaha Gladiator, the IDV dictates the maximum compensation the insurance company will offer in such cases. Hence, the older your Yamaha Gladiator the lower the insurance premium, claim amount and IDV.

Follow these steps to file a claim for your Yamaha Gladiator:

Step 1: Inform the insurance provider about the mishap involving your Yamaha Gladiator as soon as possible. Also, confirm the documents you will need to provide for the claim process.

Step 2: If your Yamaha Gladiator was involved in a car accident, case of theft or vandalism you will need to file an FIR at the nearest police station as soon as you can. The document is also an important document required for the claim process.

Step 3: Submit the required documents along with your claim form to the insurance provider as soon as possible.

Step 4: If your Yamaha Gladiator was damaged and needs to be repaired the insurance company will first send a surveyor to assess the damage. The claim will also be verified before it is approved.

Step 5: If the claim is approved, you can then take your Yamaha Gladiator to the garage and get it repaired. If you choose to go to a network garage the insurance company will handle the expenses in a cashless manner.