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About Navi Car Insurance
Navi General Insurance is a widely renowned insurance firm that offers a range of plans to secure people. Sachin Bansal, CEO of Navi, acquired DHFL General Insurance from Wadhawan Global Capital WGC, which originally provides housing loans, but now has expanded its ambit. Navi General Insurance is a completely owned subsidiary of Navi Technologies which was established in 2016 and began its operations in 2017. The company has over 1.1 million customers to whom it has offered a range of insurance solutions such as car insurance, bike insurance, health insurance, property insurance, commercial insurance, etc.
Navi General Insurance provides complete trust among the customers by providing them with the best insurance products and services. In addition to this, the company emphasizes a lot on its claims process which are prompt and transparent. Overall, the firm gives its policyholders a sense of empowerment with financial independence through an extensive range of affordable products and a seamless customer experience. The company offers two types of car insurance policies which comprise a third party insurance policy and a comprehensive insurance policy.
With its excellent products and unparalleled services, the Navi General Insurance has won several awards and recognition like ''Golden Globe Tigers Award'' for the most admired service provider in the financial sector, ''Gold Award For The CSR Campaign Delivering Hope'' at the Asia Pacific Customer Engagement Forum, ''Gold At The ACEF Awards'' for best use of celebrity endorsement, ''Grand Prix Award'' for the marketing campaign of the year, ''Dream Companies To Work For'' award, and ''The Economic Times Iconic Brand Award'' for providing best car insurance plans and services.
Navi Car Insurance
Navi General Insurance is a leading car insurance company in the country known for its excellent covers of third party insurance and comprehensive insurance. The third party insurance is mandatory to be owned by all the car owners as per the Indian Motor Tariff, which is designed to cover your financial liabilities towards a third party for their injuries, death and property damage. On the other hand, the comprehensive car insurance cover is meant to cover your car’s damage expenses in an accident, theft, vandalism, natural disaster and man-made calamities. To purchase a comprehensive car insurance policy is the best way out to secure your car under a single premium.
The coverage of standard comprehensive car insurance policy provided by Navi General Insurance can be expanded with add-on covers. The optional covers can be purchased with the comprehensive policy to enhance the coverage of your policy which eventually can give your car better protection. The add-on covers can be purchased by paying an additional premium but it brings a significant difference during the claim settlement. Some major add-on covers which are offered by the Navi General Insurance are zero depreciation cover, hospital cash, daily conveyance allowance, new car for an old car, no claim bonus secure, emergency transport and hotel stay, key and lock replacement, tyre replacement, the roadside assistance cover, etc.
The Navi General Insurance provides you with an instant insurance policy, a wide variety of add-on covers, a paperless insurance process, hassle-free cashless claim settlement, no claim bonus and other benefits.
Significant Points of Navi Car Insurance
|Claim Settlement Ratio||53.10%|
Property Damage in Third Party Insurance
Up to Rs 7.5 Lakh
Own Damage Cover
Determined by the IDV of the Car
Personal Accident Cover
Up to Rs 15 Lakh
24x7 Helpline Available
Benefits of Navi Car Insurance
- A wide network of 1,100+ garages
- 24x7 emergency assistance is provided
- The easy and quick claim settlement process
- Digitally enabled insurance solutions offered
- Allows policyholders to request unlimited claims.
Must Read Articles before buying Navi Car Insurance
- Navi Car Insurance offers an online service to settle claims. Read to know more about the claim settlement process of Navi Car Insurance.
- Read this article to know all about roadside assistance covered by Navi Car Insurance.
- Read this article to find out everything you need to know about the self-inspection process at Navi General Insurance.
Navi Car Insurance User Reviews
- Most Helpful
- Zero Depreciation
- Third Party
- Own Damage
- Cashless Garages
- Policy Download
- Customer Care
- Add On
Navi Car Insurance FAQs
What are the car insurance plans offered by Navi General Insurance?
The Navi General Insurance offers two types of car insurance plans which comprise a third party car insurance policy and a comprehensive car insurance policy.
What factors are considered to determine the premium of a car insurance policy?
The amount of premium which policyholders have to pay for Navi Car Insurance is determined on the basis of the following factors:
- Age of the car
- Add-on covers chosen
- Anti-theft devices in the car
- Engine Capacity of the car
- Discount and No Claim Bonus Earned
- Insured Declared Value of the car.
Does the Navi car insurance policy provide a cashless claim settlement facility?
Yes, with above 900 network garages across the country, Navi General Insurance offers the facility to easily get your car repaired free of cost through the cashless claim settlement facility. Policyholders can locate the nearest network garage or workshop by entering their current exact location on the official website of Navi General Insurance.
What all is covered under a Navi Comprehensive Car Insurance Plan?
Navi Comprehensive Car Insurance Policy provides coverage for damages and losses arising out of road accidents, fire, theft, earthquake, flood, riot. terrorist activity, and so on. However, in order to understand the coverage details, you can look through the policy wording of your car insurance policy.
What are the add-on covers provided with the Navi car insurance policy?
Navi General Insurance provides various add-on covers with its car insurance policy that includes Zero Depreciation cover, New Vehicle for Old Vehicle cover, No Claim Bonus Secure, Consumable Expenses, Engine Protector, Accidental Hospitalisation, Hospital Cash, Roadside Assistance cover, EMI protector, Emergency Transport and Hotel Stay, Key and Lock Replacement, Tyre Replacement, and so on. Policyholders can get these add-on covers by paying a little extra premium amount to enhance their car insurance policy as per your requirement.
Why to buy from InsuranceDekho?
- Instant policy # within 5 mins
- More than 45 Lac happy customers
- Claim Support available all 7 days of the week
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