Navi Comprehensive Car Insurance Policy

Navi General comprehensive car insurance policy provides a wide range of coverage for cars to its policyholders. This car insurance policy gives coverage for legal compliance as well as financial liabilities that an insured individual may have incurred towards the third party car insurance as well as own-damage expenses incurred by the insured person’s car. Navi General Insurance is a leading insurance company that provides comprehensive car insurance policy to policyholders with the aim to get them the best repair services at the most affordable prices.

Navi Comprehensive Car Insurance vs Third Party Car Insurance

What All Is Covered Under Navi Comprehensive Car Insurance Policy?

Navi car insurance policy provides extensive coverage to secure you against several incidents that could incur damage or loss to your car. This policy gives coverage for both third party and own damage. Navi comprehensive car insurance provides coverage to policyholders for the given below situations:

1. Third Party Liabilities: The insurance company gives coverage to its policyholders against financial liabilities for any injury, death or property damage incurred by the third party due to a collision with the involvement of the insured’s car. The insurance company provides compensation for injuries, death, disability and property damage sustained by the third party.

2. Own-Damage caused by natural calamities: Any damage or loss incurred by the car of an insured individual due to any type of natural disaster which includes earthquake, landslide, flood, and so on, is covered under the Navi comprehensive car insurance policy.

3. Own-Damage caused by man-made disasters: The insurance company provides coverage for any type of damage or loss incurred by the car of the insured individual due to man-made disasters which comprise fire, riot, terrorist activities, strike, and so on.

4. Own-Damage caused by accident and theft: The damage or loss sustained by the car of the insured individual due to accident or theft or burglary gets covered by the insurance company.

What All Is Not Covered Under Navi Comprehensive Car Insurance?

Navi comprehensive car insurance policy does not provide coverage for the given below points:

• Normal wear and tear
• Due to willful negligence
• Driving without a valid licence
• Mechanical or electrical breakdown
• Any damage caused due to contractual liability
• Driving under the influence of alcohol or intoxicating drugs.
• Damage incurred due to war, nuclear risk, or related situation.

A comprehensive two-wheeler insurance policy is way more beneficial in comparison to any other car insurance plan. A policyholder with a comprehensive policy of Navi General Insurance can get the following benefits:

• Easy to access the customer support team
• Swift and simple claim settlement process
• Online facility to buy a policy in a few minutes
• Range of add-on covers for extensive policy coverage
• Compensation for third party liability and own damage expenses
• Over 1,100 network garages for cashless repair and replacement services.