Sbi Comprehensive Car Insurance Policy

SBI General helps you to deal with all the uncertainly that you face when on the road with its Comprehensive Private Car Insurance policy.

SBI General comprehensive car insurance plan comes with a range of benefits. Instead of the limited coverage, which is offered with Act Only cover, a comprehensive plan insures your car and you along with covering third-party liabilities. Having a comprehensive car insurance cover means that the insurer will bear the liability arising from damage/theft to the insured car, injury/death of the policyholder, injury/death of the third party and any third-party property. This includes coverage from fire, explosion, self-ignition, accidental damage by external means, natural or man-made calamities, riots, etc. You will also get an additional discount on premium if you opt for Voluntary Excess along with Compulsory Excess.

SBI General has the iAAA rating for its highest claim settlement ability.

Benefits of SBI General Comprehensive

SBI General Comprehensive car insurance policy eliminates the need to spend heavy sums after an accident. Thanks to the vast coverage, it exempts you from reimbursing to a number of things. SBI General comprehensive car insurance policy brings the following benefits:

• It covers expenses of several things after a road-mishap including compensation for damage/theft of your car, injury/death of a third-party/policyholder and any third-party property damages.
• SBI General offers you a 24*7 assistance of well-trained professional customer care executives.
• SBI General car insurance policyholders also have the opportunity to repair their damaged cars in any of the cashless garage authorised by the company.
• You will also be available to purchase a number of add-on covers that prove to be highly practical during claim settlement.

1) Initiation of Claim

Get in touch with SBI General immediately and inform them about the accident and location. This will initiate the claim process. To reach SBI General, call the toll free number 1800 22 1111 or SMS "CLAIM" to 561612 or email your details on customer.care@sbigeneral.in. Alternatively, you can also initiate the claim online post filling basic details: SBI General Insurance

2) Confirmation of the process

The claims manager/executive will contact you within 24 hours of registering the claim and provide a claim number/reference number. This also means that your claim request has been accepted by the company.

3) Registration of FIR

Lodging an FIR at the nearest police station is mandatory in case of grave injury to any person or theft of the vehicle. Also, explain about the accident (if asked) and furnish the details of witnesses (if any) to the company.

4) Service at workshop

Tow/drive your damaged car to the nearest cashless garage for repairs. SBI General has a network of more 2500 garages for cashless claim settlement. Furthermore, you also need to submit the required documents to the claims manager/executive and get them verified against the originals.

5) Sit and relax

SBI General will sanction the claim amount post completion of documentation and all necessary formalities. All admissible claims are settled within a maximum of 30 days of receipt of the final survey report or the last relevant and necessary document.