Reliance Comprehensive Car Insurance Policy

It is better to go for comprehensive car insurance plans instead of just third-party liability cover. Reliance General offers complete protection to your car, to yourself as well as the third-party liabilities through Reliance comprehensive plans

Regular maintenance can keep your car give good performance but it cannot save it from the unforeseen mishaps of the road. Instead of playing the fortune game, deal with the uncertainty of accidents with Reliance General comprehensive car insurance policy. Be it fire, flood, riots, earthquake or even theft, your car will always remain covered under a comprehensive plan. Reliance General also offers a 24x7 roadside assistance within a 25-km radius of the breakdown location, through the plan. Moreover, you can also add Anywhere Assist Services (chargeable) by downloading Anywhere Assist App on your Android Smartphone.

Reliance Comprehensive Car Insurance vs Third Party Car Insurance

What All Is Covered Under Reliance Comprehensive Car Insurance Plan?

With the Reliance comprehensive car insurance, the policyholders are secured from all the damage and loss caused due to any unwanted circumstances. The coverages provided under the Reliance comprehensive car insurance policy is as following:

• Own-damage coverage against theft: This plan also insures the car against theft.
• Third Party Liability: Bodily injuries/death/permanent disability of a third party as well as third party property damage caused due to insured’s car is covered under this plan.
• Own-damage coverage against natural calamities: Own-damages incurred by the insured’s car due to natural disasters such as flood, earthquake etc.
• Own-damage coverage against man-made disaster: The insurer provides coverage for own-damage incurred by the insured’s car occurred due to riots, strikes, etc.

What All Is Not Covered Under Reliance Comprehensive Car Insurance Plan?

The Reliance comprehensive car has a few limitations when it comes to providing coverage. The factors not covered under this policy are as following:

• Regular wear and tear: Depreciation charge is applicable under the reliance Comprehensive car insurance policy. Insured cars are not provided coverage against regular wear and tear unless they have opted for the Zero Depreciation coverage.
• Commercial activities: cars used in or for commercial activities will not get covered against damage or loss under this policy.
• Illegal activities: car engaged in illegal activities can not avail the coverages provided under the Reliance Comprehensive car insurance policy. In the case of illegal activities such as underaged driving, the policyholders will have to bear the cost of damage or loss.
• Driving without a valid licence: Driving without licence falls under illegal activity and thus is not covered by the Reliance Comprehensive car insurance policy.
• Driving in the intoxicated state: Any damage or loss of the insured car and the owner or driver caused due to driving under intoxication is not valid for coverage under this policy.
• Driving outside geographical zone: The Reliance Comprehensive car insurance policy has a geographical limitation. Injury or loss gained during driving outside the pre-determined geographical area is not covered by this policy.
• Other limitations: The Reliance Comprehensive car insurance policy does not provide coverage for various other situations such as compulsory deductibles, damage to tyres and tubes, mechanical and electrical breakdowns.

The Reliance comprehensive car insurance comes with many advantages in the form of additional features. The policyholders can get the below-mentioned benefits by opting for the Reliance comprehensive car insurance policy:

• Protection against third party liabilities.
• Quick and hassle-free claim settlement
• 24x7 active telephone support and assistance
• Availability of multiple add-ons for maximum coverage
• Easy purchase and instant renewal via various channels
• Availability of optional Personal accidents cover of Rs. 15 lakh
• Financial and legal assistance during any unanticipated events
• More than 6,200 network garages providing cashless repair and replacement services all over India.