Reliance Car Insurance Policy Download

Reliance General Insurance is a private insurance company that has a variety of general insurance products. Reliance General Insurance was established in 2007 and very soon established trust and reliability within the market as today, more than 5 crore people have chosen Reliance General Car Insurance.

Policy Documents are a summary of the agreements between the insurer and the insured. It contains all the important details about the policy like start and end date, vehicle details, policyholder details, inclusions and exclusions, etc. In this page, you will read about Reliance General Policy Download methods, how to check your policy document, how to make changes to your policy document and some frequently asked questions.

What is a Car Insurance Policy Document?

A policy document is the collection of all the details of the contract between the insurer and the insured. This document contains all the coverages and exclusions within the policy along with the terms and conditions. Other important details such as information on the policyholder, vehicle details, start and end date, premium, and sum insured are also mentioned in these documents.

It is important to be aware of the information provided in the policy documents to maintain accuracy in your mind regarding what is covered and what is not covered in your policy. The policy document also contains important contact details that you might need when you need to file a claim.

Importance of Reliance General Car Insurance Policy Document

• Proof of Coverage: When you file a claim, it is essential to go through the policy documents to ensure coverage. Since this document contains all the cases where the customers get the claim, it acts as evidence of the insurer's obligation to provide a claim in valid circumstances.

• Protection Against Fraud: The policy document outlines all the inclusions and exclusions of the policy, and since the insurance is a legal document, it is presentable in court, eliminating the chances of fraudulent activities.

• List of Benefits: All the benefits included in your Reliance General car insurance policy are described and mentioned in the policy documents so you can be confident with your claims.

• Dispute Resolution: All the inclusions, exclusions, and terms and conditions are outlined in your policy document, hence it serves as a decisive factor in case of a dispute.

Important Details Mentioned in the Reliance General Car Insurance Policy Document

Following are the details that are mentioned on the policy documents of your Reliance General car insurance:

• Policy number
• Policy start and end date
• Vehicle details
• Insurance type ( stand-alone/ third-party/ Comprehensive)
• Add-ons (If any)
• Premium amount
• Cover amount
• Inclusions
• Exclusions
• Claim process
• Terms and Conditions
• Contact details of the Insurer
• Add-ons (if any)
• Accident Cover

How to Check Reliance General Car Insurance Policy Status and Download Policy PDF

Your Reliance General policy documents can be downloaded from InsuranceDekho’s website. You just need to follow a few simple steps outlined below:

Download from InsuranceDekho

Follow these steps to download your policy document:

1. Please visit the InsuranceDekho website.
2. When the home page appears, click on the LogIn button located on the top right corner of the screen.
3. Enter the details that are required and enter the OTP to proceed.
4. Now you will be redirected to your dashboard which will display a list of your policies. Click on the one whose document/status you want to view.
5. Here you will have the option to download a PDF of your policy documents, click on the download button to get your policy downloaded. If the selected policy is not delivered, then you will be shown the status of your policy.

Download from the Reliance General Website

As an alternative, your Reliance General policy document can be downloaded from the insurer's website by following the below-mentioned steps:

• Log on to the official website of Reliance General and click on the ‘Self-Help’ option.

• A menu will appear with multiple services, click on the ‘Email Policy Copy’ button.

• Click on Product, and a drop-down list will appear. Select car insurance from this list.

• Enter your mobile number and OTP to log in to your account.

• Once you have logged in, you will be able to download your policy.

How To Get a Hard Copy of the Reliance General Car Insurance Policy Document?

While purchasing the policy, you can ask the insurer to send a physical copy of the policy documents to you. The insurer will then send a hard copy of the same to your residential address.

In case you need the documents while your policy is active, simply contact the toll-free customer support of Reliance General or mail them mentioning the requirement of policy documents.

How Can I Make Changes to My Reliance General Car Insurance Policy Document?

The policy document is essential as it contains all the details concerning your insurance. Hence it is important to maintain accurate information on it, which includes getting it updated if any significant changes occur in your life like a change of name or address. It is important to note that some changes can affect the premium.

To endorse your Reliance General car insurance, follow the given steps:

1. Visit the official website of Reliance General website.
2. On the home page, click on ‘Self-Help’.
3. Now among the various options, click on the ‘Modify Policy Copy’ button.
4. Verify by providing the mobile number and policy details asked on the screen.
5. After verification, make the necessary changes and save them.

However, in some cases, changes can’t be made. These restrictions are set by insurers to avoid confusion and ensure smooth policy terms. Some common examples where you can't make a change in policy are:

• Policyholders can not make some specific changes during the active term of the policy and will have to wait for renewal to update their policy.

• Insurers usually have deadlines by which they can make changes, so you won't be able to make endorsements if you apply after the deadline has passed.

• Some endorsements are restricted by insurers' guidelines.

• Significant changes require review and approval from the higher authorities within the insurance company.

• If proper documents are not presented in support of making an endorsement, then your request won't be fulfilled.

• There should be no premium dues to make changes to your policy. If a premium does exist, then you won't be able to make changes to your policy.