ICICI Lombard Car Insurance Policy Download

ICICI Lombard General Insurance Company was started as a joint venture between Fairfax Financial Holdings Limited and ICICI Bank. With its inception in the year 2001, ICICI Lombard caters to a wide range of customers across insurance domain from motor, life, investment, liability etc. With over 3.6 million general insurance claims processed, ICICI Lombard General Insurance Company is one of the leading car insurance providers in the industry. [1] This page will give you the understanding on all you need to learn about ICICI Lombard Policy Document Download.

What is a Car Insurance Policy Document?

A car insurance policy document is a reference document that contains all information regarding the policy coverage like sum insured, insured declared value (IDV), premium paid, risks covered, etc. This document is issued by your insurance company and is a legally binding document that will be your reference document at the time of need or renewal of your policy.

Importance of ICICI Lombard Car Insurance Policy Document

In India, it is mandatory by law to have a third-party car insurance and it is required that you carry your policy document in the car in case the requirement arises. Here are some key reasons on why having your car insurance policy document is important:

1. Held as Proof of Insurance: Your car policy document holds as a proof of your insurance. This shows that you are in a legally binding agreement with your insurer, in this case ICICI Lombard General Insurance.
2. Includes all Coverage Details: Your insurance policy document contains all details of the coverage like sum insured, validity date of the policy, etc
3. Make, Model, Variant Details: Your policy document also includes the details of your car’s make, model and variant which helps in identifying the correct insurance policy against a car.
4. Insured Declared Value: Your policy document also contains the insured declared value that determines your car’s value and will be used at the time you want to sell your car or get a claim on your insurance.
5. Inclusions and Exclusions: Your ICICI Lombard car policy document will also cover the details on all the inclusions and exclusions that you get within the policy.
6. Educational Tool: Your policy document becomes an important educational tool that helps cover details of all nomenclature and jargons used in the car insurance industry.
7. Protection Against Fraud: Your policy document also protects you against any insurance fraud as this document is a legally binding contract between you and your insurer.

Important Details in a Policy Document

Below are the details that are covered under your ICICI Lombard car insurance policy document:

1. Personal Information: Your personal information like name, phone number, email ID are all mentioned in the policy document.
2. Registration Number: Your car’s registration number is mentioned in the policy document.
3. Insured Declared Value: Your car’s insured declared value is also mentioned in the policy document.
4. Car Details: Your vehicle’s make, model and variant, engine number, chassis number, manufacturing year, number of seats, body type and CC are all mentioned in the document.
5. RTO Details: The Regional Transport Office details are also mentioned in your ICICI Lombard policy document.
6. Premium Details: The details of your own damage and liability damage premiums are also mentioned in the document.
7. Geographical Area: The geographical location for which the policy is valid is also mentioned in your policy document.
8. Compulsory Deductibles: The details on compulsory deductibles under your policy is also mentioned in the document.
9. Terms and Conditions: The terms and conditions of the policy are also mentioned in your ICICI car insurance policy document.
10. Grievance Redressal Procedure: Your policy document also consists of the details on grievance redressal which proves to be of importance at the time when you are not satisfied with the claim process or have any complaints.

There are two ways in which you can download your ICICI Lombard car insurance policy document through InsuranceDekho:

Online Process from InsuranceDekho

Step 1: Log on to InsuranceDekho’s Website

Log in to www.insurancedekho.com to check your policy status or download your policy document PDF. Click on the ‘My Login’ button on the extreme top right of the page.

Step 2: Enter Mobile Number & OTP

Enter your registered mobile number and verify through OTP

Step 3: Check The Status or Download Policy PDF

Once you have entered the InsuranceDekho customer dashboard, you will be able to see the list of all policies you have taken through InsuranceDekho and can select ICICI Lombard Car Insurance. After selecting the insurer and insurance name, you can click on the download policy.

Step 4: Save PDF

Once you click on the download policy button, your policy document will be downloaded on your system (laptop, phone, tablet, etc). You can now save and view your policy document.

Offline Process

To check your ICICI Lombard policy document offline you can connect with an InsuranceDekho advisor by calling them on 0755-1196989 or by emailing your query to us on support@insurancedekho.com

Note that you can also download your policy document through ICICI Lombard by visiting their website and following a similar process as above.

How can I Check my Policy Status?

To check the status of your ICICI Lombard car insurance policy status, login to InsuranceDekho portal and follow the steps as mentioned in the above how to download policy section.

How To Get a Hard Copy of the ICICI Lombard Car Insurance Policy Document?

As per the Indian law, it is mandatory to carry a hard copy of your car insurance policy by every car owner. However, with the introduction of e-Vahan Bima by the Government of India [2] has made it easy to carry your digital version of a policy document and do not require you to carry a hard copy only. This helps the policyholder as it is easy to carry, digitally available and easy to share. This digital car insurance policy can be availed using the QR Code that holds the details of a policyholder’s policy.

However, if you still need the hard copy of your ICICI Lombard car insurance policy you can follow the steps mentioned in the above section for downloading the policy and then take a print out of the same. You can also write to us at support@insurancedekho.com stating that you require a hard copy and the same will be arranged for you by your insurer.

How Can I Make Changes to my Existing Car Insurance Policy?

Some of the common reasons why you’d require to make changes in your ICICI Lombard car insurance policy document are due to:

1. Incorrect personal information or typing error
2. Error or misprinting in car details (model, variant, cc, registration number etc)
3. Wrong Information on inclusions and exclusions
4. Discrepancy in premium amount
5. Issue with Insured Declared Value

In all of the above cases and more, you can connect with an InsuranceDekho advisor to assist you in solving your problems. You can connect on call 0755-1196989 or email us at support@insurancedekho.com

In case your query is still not resolved, you can also connect with our Grievance Redressal team by emailing on grievance@insurancedekho.com.

Official Website of ICICI Lombard Car Insurance

To visit ICICI Lombard’s official website, you can click here and follow the directions: www.icicilombard.com/motor-insurance/car-insurance