Procedure to Make a Claim for ICICI Lombard Car Insurance Policy
Car Insurance protects your car against theft, riots, floods, and accidents, and as well as offers financial security against third-party liabilities. Read this article to know about the procedure to make a claim for the ICICI Lombard car insurance policy.
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ICICI Lombard car insurance coverage comes with a number of benefits that might come in handy when you need it most. The quick and timely insurance service, as well as the claim settlement benefit, serve as a helpful companion for safe and secure driving. The insurance company's car insurance coverage helps to alleviate accidental concerns and the resulting financial necessities for damage repair.
A claim is a policyholder's legal entitlement to compensate for premiums paid throughout the policy's term. It prevents you from paying a large quantity of money in the event of an accident. The claim settlement procedure at ICICI Lombard is quite easy and hassle-free. It pays out the claim amount based on the kind of insurance and the amount insured. In addition, the organization offers free pick-up and towing services in the event of an accident. The firm offers two types of claim settlement processes: cashless claim settlement and reimbursement claim settlement.
Procedure to Make a Claim for ICICI Lombard Car Insurance Policy
Following the steps below, you can make a car insurance claim with ICICI Lombard car Insurance right away:
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Notify the Company
After an accident or disaster on the road, notify your insurance company as quickly as possible. Give facts about the accident and the witnesses.
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File a Police Report
In the event of a serious injury or death to a person, get medical help right once. After that, you should file an FIR with the local police station.
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Verification
Within 24 hours, a Customer Service Manager (CSM) will call you to confirm the start of the claim process. You'll be directed to the nearest cashless workshop as well.
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Documentation and Repair
The insurance will also arrange for towing service after the car has been inspected. The CSM will get an estimate for your car's repairs and, following an inspection, will provide clearance.
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Claim Settlement
Once the paperwork has been submitted and reviewed, the firm will notify you of the amount you must pay (your liability), with the remainder being paid straight to the workshop by the company.
Documents That Must Be Provided During Claim Settlement
When resolving a bike insurance claim with ICICI Lombard car insurance, the following papers are required:
- A copy of the FIR.
- A copy of the policy document.
- Completed and signed Claim Form
- Copy of a valid driver's license.
- A valid copy of the vehicle's R.C.
- The original repair bill, evidence of release, and a cash receipt are all required.
Take Away
Filing or pursuing insurance claims used to be a hassle, but thanks to digitalization, the entire process is now straightforward and painless. ICICI Lombard provides E-Claim services, which allow you to file a claim both on the Internet and on the Insure app. Moreover, to ensure hassle-free claim settlement, you must download ICICI Lombard policy and keep its copy safe.
Also Read:
Top Ways to Renew the National Car Insurance Policy
Mistakes to Avoid While Renewing Shriram Car Insurance Policy
Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.
