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Top HDFC ERGO Car Insurance Plans

PLAN TYPE: Comprehensive
Starting From 2881
PLAN TYPE: Third Party
Starting From 2094
PLAN TYPE: Own Damage
Starting From 2202

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HDFC Ergo has established its reputation in the market as one of the finest insurance companies in India. It is a joint venture between HDFC Ltd. and ERGO International AG. Out of many products offered by HDFC Ergo, one of the popular products is the HDFC Ergo Car Insurance.

The HDFC Ergo Car Insurance Plan offers a variety of policies including stand alone damage policy, third-party liability, comprehensive plans, zero depreciation, etc. You can customise your plan with exciting add-ons to make your policy match your requirements.

Policy documents are the most important documents and are meant to be kept safely ensuring a smooth claim process and conflict resolution.

What is a Car Insurance Policy Document?

Policy documents reflect the details of your policy including the terms and conditions of the policy, coverage details, policy type, insurance amount and more. It includes important details such as the duration of the policy, start date, end date, inclusions and exclusions, car details, premium and cover amount, etc.

A general idea of this document should stay in the mind of the customer. It helps you to understand your policy and makes you more familiar with your overall policy, claim settlement, add-ons, rider details, etc.

Importance of HDFC Ergo Car Insurance Policy Document

  • Proof of Coverage: This document is essential in the claim process. Since it includes all the details included in the policy, it acts as evidence of the insurer’s word of providing cover.
  • Protection Against Fraud: The policy document lists out all the terms and conditions of the policy and hence protects you from any fraudulent activities as it is a legally binding document.
  • List of Benefits: All the benefits of your HDFC Ergo Car Insurance can be learned from the policy documents as they are all listed in this document.
  • Dispute Resolution: Since all the inclusions, exclusions, and terms and conditions are already mentioned in your policy document, it acts as a resolving force in case of a dispute.

Important Details Mentioned in the HDFC Ergo Car Insurance Policy Document

The important details mentioned in your HDFC Ergo car insurance policy documents are:

  • Policy number
  • Policy start and end date
  • Vehicle details
  • Insurance type ( stand-alone/ third-party/ Comprehensive)
  • Add-ons (If any)
  • Premium amount
  • Cover amount
  • Inclusions
  • Exclusions
  • Claim process
  • Terms and Conditions
  • Contact details of the Insurer
  • Add-ons (if any)
  • Accident Cover

​How to Check HDFC Ergo Car Insurance Policy Status and Download Policy PDF

You can download your HDFC Ergo Car Insurance policy documents as well as check your policy status from the InsuranceDekho website.

Download from InsuranceDekho

To download the policy documents or check the status from the InsuranceDekho website, follow the given steps:

  1. Visit the InsuranceDekho website.
  2. Click on the LogIn button.
  3. Fill out the form with the required details including mobile number and OTP.
  4. On your dashboard, you will have a list of all your policies. Select the HDFC Ergo Car Insurance.
  5. If your policy order is not completed, the policy status will be displayed on the dashboard. Otherwise, you will have the option to download the PDF to get the softcopy of your policy documents.

Download from the HDFC Ergo Website

Alternatively, you can download the policy documents from HDFC Ergo's official website. Follow the steps:

  • Visit the website and click on the ‘Help’ icon.
  • On the menu, click on ‘E-mail policy copy’.
  • Fill in your policy number, or registered mobile number, or email ID along with the captcha and press ‘continue’.
  • If you choose to enter your mobile number, enter the OTP sent to your mobile.
  • Follow the further given instructions and submit the request.

Official Website of HDFC Ergo Car Insurance

For more details on the HDFC Ergo Car Insurance policy document visit

https://www.hdfcergo.com/car-insurance/

How To Get a Hard Copy of the HDFC Ergo Car Insurance Policy Document?

A hard copy of a policy document was a vital document in the traditional days. With technological advancement and digitalisation, a hard copy is no longer mandatory to keep in possession. The soft copy of the same fulfils the necessity of a policy document.

You can inform the executive about the need of a hard copy while buying your car insurance so they can send it to your residential address in 7-10 days time.

In case you have active insurance and need a hard copy of the policy document, you can do any of the following:

  • Visit the support section in the HDFC Ergo mobile application and request for a hard copy delivered to your address.
  • Connect with Ergo customer support and request a hard copy of policy documents.
  • Moreover if convenient, you can always simply print your softcopy to get a hard copy.

How Can I Make Changes to My HDFC Ergo Car Insurance Policy Document?

It might seem like a complicated task to change details on your policy document but it is not. To change details like your name, address, nominee, gender, or address, follow the given steps:

  1. Visit the HDFC Ergo website.
  2. click on ‘E-mail policy copy’.
  3. Select the ‘Make changes/Endorsement’ on the menu.
  4. Optional step, you can check the required documents for endorsement of policy by clicking the ‘Check list’ option on the menu.
  5. Fill in your policy number, or registered mobile number, or email ID along with the captcha and press ‘continue’.
  6. If you choose to enter your mobile number, enter the OTP sent to your mobile.
  7. Select ‘Motor’ in the product type options and the desirable endorsement in the changes type option.
  8. Enter the changes to be made and submit the form.

It is important to note that there is a possibility that you won’t be able to make changes to the policy documents. Some common reasons are:

  • During an active policy term, you might not be able to make changes and will have to wait for renewal to make changes.
  • Insurers usually are allowed to make changes within a deadline after which changes cant be made to existing policy.
  • The guidelines might not allow you to make certain changes.
  • Significant changes would require review and approval from the higher authorities within the insurance company.
  • Lack of proper documents might restrict the insurer from making changes to your policy documents.
  • If premium dues are not cleared, the company won't allow you to make any changes to your policy until you clear all remaining dues.

Must Read Articles before buying Hdfc Ergo Car Insurance

Hdfc Ergo Car Insurance User Reviews

Write your review
What users are saying
  • All
  • Policy Download
  • Most Helpful
  • Comprehensive
  • Zero Depreciation
  • Third Party
  • Own Damage
  • Renewal
  • Cashless Garages
  • Price
  • Premium
  • Customer Care
  • Claim
  • Add On
  • Accident Claim Settlement

    I was involved in a minor accident where the front bumper of my car was damaged. HDFC ERGO's claim process was smooth and efficient. My claim was approved within 24 hours and car was repaired at one of their network garages. I'm grateful to InsuranceDekho for recommending HDFC ERGO for their hassle-free claim settlement.

    A
    By Arundhati Raj Gupta
    On: July 2, 2024
  • Quick repair service

    My car's bumper was hanging after it was hit by a car. I gave my car for repair at one of the cashless garages by HDFC Ergo and it was delivered back within the same day. I am very happy with the efficient services provided by HDFC Ergo. Kudos to InsuranceDekho for helping me choose the right fit insurance plan.

    K
    By Kabir Monga
    On: July 1, 2024
  • Roadside assistance

    I was travelling back to Delhi from Moradabad early morning when my car stopped working and smoke was coming out from the engine. I was in a panic situation and called the HDFC Ergo claim team and a towing vehicle arrived in justified time with a mechanic who assessed the car and identified the problem. The car was then towed to a garage and I came back to my home with a cab. In a couple of days, my car was delivered back and all the costs were handled by HDFC Ergo. The whole experience was more helpful than I wished for and I would encourage everyone to take insurance using InsuranceDekho to protect themselves from getting stuck in such situations.

    Z
    By Zeeshan Kamil
    On: June 27, 2024
  • Smooth claim process

    Couple of days before my car was damaged by a branch of a tree falling on it during a heavy storm. I could not imagine how much cost it would have taken to repair if I didn't have insurance. HDFC Ergo car insurance claim process was very simple and easygoing. Thanks to InsuranceDekho for helping in selecting the best insurance provider.

    A
    By Aman Malhotra
    On: June 25, 2024
  • Reimbursement claim

    A small accident a few days back caused minor damage to my car. I was very annoyed with the incident as it prevented me from making to my job interview. I took my car to my trusted garage and got it repaired and got the claim reimbursed through HDFC. I was already tensed and thought that the insurer would trouble me with a long process but instead, they were very understanding and quickly completed the inspection process. Have to give it to InsuranceDekho for their expertise, their assistance team mentioned that HDFC is one of the best when it comes to claim settlement.

    R
    By Ranbir Chatterjee
    On: June 24, 2024
  • Customised Plan

    Thanks to InsuranceDekho for helping me find the perfect insurer. HDFC Ergo's comprehensive plan fits all my needs. This plan is perfect for every season's needs and makes me secure on the roads. The add-ons are like a cherry on the cake. Kudos to the whole team.

    A
    By Agathiyan
    On: June 19, 2024
  • Overnight repair

    I got some minor dents on my car 2 days ago and the feature of HDFC Ergo overnight repair amazed me. They picked up my car in the evening and the next morning i had a call notifying that the car was repaired. I was so amused! Thanks to InsuranceDekho for the help during this processs.

    N
    By Nihal Siddiqui
    On: June 13, 2024
  • Best Services

    InsuranceDekho is awesome at its job. The cool interface is so much interesting with its features to compare quotes and apply filters. It was a great decision to purchase my HDFC Ergo car insurance through them.

    P
    By Parth Sharma
    On: June 11, 2024
  • Quality customer care

    I have a HDFC Ergo own damage car insurance and I have been very satisfied with the services and customer care. They respond on time and the car picks up service is fast as well. InsuranceDekho was key in finding the best policy to match my requirements.

    P
    By Prem Tripathi
    On: May 30, 2024
  • Easy and smooth process

    HDFC Ergo's car insurance plan for my Hyundai i20 eased my worries. I visited them again and bought the same plan for my wife’s car. The online process was straightforward, and their customer service team provided great assistance whenever needed.

    R
    By Rohan Patel
    On: May 29, 2024

545 Hdfc Ergo Cashless Garages in India

HDFC ERGO Car Insurance Policy Download FAQs

  • How do I get a duplicate copy of my HDFC Ergo car insurance policy?

    If you have lost or misplaced your car insurance policy document, then you can contact HDFC Ergo at their customer care number 022 6234 6234 and request them to send you a duplicate insurance copy.

  • How can I download my HDFC Ergo insurance plan?

    You can download your HDFC Ergo car insurance plan by going to their customer care support portal. There you are required to enter your personal information like contact number and email-ID along with the policy number of the insurance plan.

  • How can I download my HDFC Ergo insurance plan through their official application?

    You can download the HDFC Ergo Insurance Portfolio Organizer app, in order to manage all your insurance plans at ease. Moreover, you can not just check various details related to your policy document but you can also download it through the app.

  • What if I wish to make corrections to my HDFC Ergo policy documents?

    You can contact HDFC Ergo customer care number at number 022 6234 6234 and make a request to get the discrepancies corrected in the policy document. Thereafter, making all the required changes in the policy document, the company would send a new policy document to you.

  • How can I print a duplicate copy of the HDFC Ergo car insurance policy document?

    You can simply visit the customer care portal and enter information regarding your policy number, phone number and email ID. The company will send the policy document to you at the registered email ID, from there you can easily download the policy and take a print out for the same.

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#Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.