Iffco Tokio Comprehensive Car Insurance Policy
- CASHLESS GARAGES 4,300
- CLAIMS SETTLED 96%
- ZERO DEP. CLAIMS UNLIMITED
- Spot Claim Upto Rs 50,000
- Minimal Documentation
- Roadside Assistance
- 4 Hour Claim Settlement
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IFFCO Tokio Comprehensive Car Insurance Policy
IFFCO Tokio Comprehensive Car insurance is a package policy that provides coverage for both personal and third party liabilities arising out of the use of your vehicle. This plan ensures the policyholder for damages incurred on the insured car in a range of scenarios not limited to accidents, such as theft, natural calamities, riot/strike, etc.
The comprehensive car insurance cover also offers an option for the personal accident cover for the policyholder as well as for the passengers traveling in the insured vehicle during a mishap. Besides the personal accident cover, the comprehensive policy also offers a number of add-ons that help you boost the protection of your car and get higher claim amounts.
Coverage of IFFCO Tokio Comprehensive Car Insurance Policy
An IFFCO Tokio comprehensive car insurance policy offers the following coverage:
- All third party liabilities arising out of an accident caused by the insured car.
- Damage and theft of the insured car. The cover includes damage caused by all-natural and manmade calamities and damage during travel by road, rail, water or air, terrorist activity.
- Optional cover for Injury/death of the policyholder.
- Optional cover for the death of the passengers traveling in the insured car.
IFFCO Tokio Comprehensive Car Insurance Benefits
There is a wide array of benefits that IFFCO Tokio comprehensive plan brings for the policyholders:
- Complete ‘on-road protection’ facility, which includes coverage for third party liabilities, for the insured car, and all third party liabilities.
- Optional personal accident cover of Rs. 2 lakhs for the policyholder.
- Coverage for the insured car against man-made causes like theft, burglary, fire, etc
- No Claim Bonus discount in case of no claim during the policy tenure.
- Easy endorsement of the policy
- Hassle-free renewal.
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IFFCO Tokio Comprehensive Car Insurance FAQs
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What add-on covers are available with the package policy of IFFCO Tokio?
There are several add-on covers that can be affixed with the standard package policy. The available add-ons include zero depreciation Cover, Consumable Cover, Roadside Assistance, Garage Cash Cover and many more. -
What documents do I need to submit for purchasing a IFFCO Tokio comprehensive car insurance policy?
The documents required during the claim settlement are:
- Copy of vehicle’s Registration Certificate (RC)
- Previous Auto Insurance Policy Number (if any)
- Your contact details (phone no., email id and residential address)
- Nominee details
- Copy of vehicle’s Registration Certificate (RC)
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What is No Claim Bonus?
No Claim Bonus or NCB is a discount offered on premiums when no claim is filed during the policy tenure. The discount increases with every claim-free year up to 5 years.
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Will I get compensation for my car if an accident occurs with someone else driving my car?
The liability follows the car and not the driver. This means that you would be eligible to get the compensation for your vehicle from your insurer even if someone else was driving (with a valid driving license) your car during the accident.
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