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Cholamandalam Comprehensive Car Insurance

A comprehensive car insurance policy is a complete insurance cover which insures your car against own damage as well as third party liabilities. The comprehensive car insurance policy offered by Cholamandalam is known as Private Car Package policy and provides protection against a wide range of expenses arising out of an accident or any other mishap involving your car.

The Cholamadalam package policy also offers several add-on covers for enhanced protection of your car. There are a total of 25 add-ons that the company offers with its comprehensive car insurance policy.

Cholamandalam Comprehensive Policy Vs Third Party Cover

Basis

Comprehensive Policy

Third Party Cover

Extent of Cover

A comprehensive policy offered by Cholamandalam covers damages for the insured car and all third party liabilities, including up to Rs 7.5 lakh compensation for third party property damage.

Third Party cover only offers compensation for injury/death of a third party and a maximum of Rs 7.5 lakh reimbursement for third party property damage.

Add-on Covers

Add-ons such as Zero Depreciation Cover, Consumables Cover, etc are available with a comprehensive policy.

No add-on covers are available with a third party liability cover.

Assistance Services

Roadside assistance services such as emergency fuel delivery, towing service are available on an optional basis.

No assistance services are available with third party liability-only cover.

Cholamandalam Comprehensive Car Insurance Policy Coverage

  • Compensation for injury/death of any third party.
  • Up to Rs 7.5 lakh compensation for third party property damage.
  • Cover for damages of the insured car.
  • Bodily injury of the policyholder (if opted for a personal accident cover).
  • Optional personal accident cover of up to Rs. 2 lakh for co-passengers.
  • Assistance for roadside emergencies (if opted for).

Cholamandalam Comprehensive Car Insurance Benefits

  • Insurance for all third party liabilities.
  • Insurance for own damages incurred by the insured vehicle.
  • Optional ‘Fixed Daily Allowance’ option when the damaged car is out for repairs.
  • Add-on cover for loss of key, RC and license.
  • Free towing service of up to Rs 1,500.
  • Availability of roadside assistance services round the clock.
  • Availability of a range of add-on covers.

Explore Cholamandalam Car Insurance

Must Read Articles before buying Cholamandalam Car Insurance

Cholamandalam Car Insurance User Reviews

4.9
Rating based on
167 User reviews
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What users are saying
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  • Sensible Choice for Legal Prot...

    Third-party car insurance from InsuranceDekho is a sensible choice for legal protection. The Chola MS Car Insurance Policy ensures that I comply with the law while keeping my expenses in check for my Skoda car.

    Read More

    S
    By Samisha Boudh
    On: November 8, 2023
  • Economical Premiums

    I found that the premiums for the zero-depreciation Chola MS Car Insurance Policy from InsuranceDekho are economical, making it a valuable investment for my MG car.

    Read More

    D
    By Dheraj Mangla
    On: November 7, 2023
  • Ease of Use

    The premium calculator from InsuranceDekho is incredibly easy to use. It's designed with the customer in mind, making it accessible to all. With its help, I could purchase the Chola MS Car Insurance Policy for my Renault car.

    Read More

    N
    By Neel Pawani
    On: October 18, 2023
  • Comprehensive Protection

    Opting for zero-depreciation claim for the Chola MS Car Insurance Policy with InsuranceDekho provides me with comprehensive protection, ensuring that my investment in my Maruti car is safeguarded.

    Read More

    S
    By Sakshi Chand
    On: October 16, 2023
  • Responsive Customer Support fo...

    I recently bought the Chola MS Car Insurance Policy for my Maruti car. And I must say that the customer support team at InsuranceDekho is responsive and ready to assist with any issues related to cashless garage repairs.

    Read More

    K
    By Kenisha Saraf
    On: October 11, 2023
  • A Trustworthy Partner

    In summary, InsuranceDekho has proven to be a trustworthy partner when it comes to claim the Chola MS Car Insurance Policy for my Honda car. Their efficient and transparent claims process ensures that you're well taken care of during stressful times.

    Read More

    N
    By Nikita Sethi
    On: October 3, 2023
  • Customized Premiums

    I appreciated InsuranceDekho's premium calculator for allowing me to customize my coverage for the Chola MS Car Insurance Policy to match my needs and budget for my Mercedes-Benz. It's a flexible tool that caters to individual preferences.

    Read More

    V
    By Vikram Thakur
    On: September 27, 2023
  • Peace of Mind with Zero Dep In...

    I opted for a Zero Dep Chola MS Car Insurance Policy through InsuranceDekho, and it's been a game-changer. With this policy, I don't have to worry about the depreciation of car parts during a claim. It's like having a safety net for my Ford car. Highly recommended for car owners who want complete peace of mind.

    Read More

    P
    By Priyal Randhawa
    On: September 25, 2023
  • Prompt Settlement at Cashless ...

    I recently had my Audi car repaired at one of InsuranceDekho's cashless garages, and the settlement process of the Chola MS Car Insurance Policy was incredibly prompt. I was back on the road in no time.

    Read More

    By Pihu Balani
    On: September 20, 2023
  • Comprehensive Coverage for a W...

    InsuranceDekho's comprehensive coverage protects my Nissan car against a wide range of risks, from accidents to natural disasters. The Chola MS Car Insurance Policy is a reliable safety net.

    Read More

    M
    By Mili Dhingra
    On: September 15, 2023
Cholamandalam Reviews

Cholamandalam Comprehensive Car Insurance FAQs

  • What does the roadside assistance cover offers?

    The roadside assistance is a 24*7 service offered to the policyholders by Cholamandalam in event of breakdown of the car. The service includes fuel delivery, battery top-up, car breakdown assistance such as fixing a flat tyre and on-site repair as well. To note, that it is offered as an add-on cover and hence, it is chargeable.

  • How much daily allowance would I get if my car is out for repairs?

    Cholamandalam will provide your Rs. 500 or Rs. 1,000 (depending upon the additional premium) to meet commute expenses in case your car is out for repairs.

  • Is there any personal accident cover for co-passengers?

    Yes, there is an optional personal accident cover of Rs 2 lakh for co-passengers offered by Cholamandalam.

  • What is NCB?

    No Claim Bonus (NCB) is a discount offered on the premiums for claim-free policy tenures. The discount starts at 20% and can go up to 50% for a maximum of 5 claim-free years.
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