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Calculate Your Car Insurance Premium Online

Select your car brand

  • Maruti
  • Hyundai
  • Honda
  • Toyota
  • Mahindra

Which city is your car registered in?

  • Ahmedabad
  • Bangalore
  • Chandigarh
  • Chennai
  • Gurgaon

When did you buy your car?

What is a Car Insurance Premium Calculator?

A car insurance premium calculator is an online mechanism that assists me in knowing the correct insurance premium amount for your car. You can get the personalized results from the calculator by choosing the car details and No Claim Bonus status of your car. With the knowledge of the right premium amount of your car, you can select the premium quote as per your needs and budget.

How to Use a Car Insurance Premium Calculator?

Step 1: Select your car’s Make, Model, Variant and Fuel Type.

Step 2: Select your car’s Registered Location and Purchase Year.

Step 3: Mention if you have requested any claim against your car insurance in the last policy term.

Step 4: Hit the ‘Calculate’ button to get the right IDV and premium amount of your car insurance.

Benefits of Car Insurance Premium Calculator

  1. Right Insured Declared Value – You can get the Insured Declared Value (IDV) of your car with the help of our premium calculator for car insurance. The IDV is an amount which you are entitled to get the theft or total loss of your car. Get the right IDV of your car from your insurance provider.
  2. Right Premium – With the premium calculator you can easily calculate the amount that you should be paying as the car insurance premium.
  3. Helps in Making Informed Decisions – Decision making becomes easier with the right information. Therefore, the right premium amount and IDV can assist you in making informed decisions related to car insurance.
  4. Helps You Choose The Correct Policy – The correct information of the right IDV and the premium amount of your car, calculated computed by the premium calculator, can help you choose the right premium quote from the available options.

Third-Party Car Insurance Premium Rates

Engine Capacity

Premium To Buy A New Policy (3-Year Plan)

Premium To Renew Existing Policy (1-Year Plan)

Under 1,000 cc

Rs. 5,268

Rs. 2,072

Between 1,000 cc and 1,500 cc

Rs. 9,534

Rs. 3,221

Above 1,500 cc

Rs. 24,305

Rs. 7,890

(Source:IRDAI)

The Premium for Comprehensive and Standalone Own-Damage Car Insurance Plans

The premium amount for standalone own-damage and comprehensive car insurance policies is dependent on various factors such as make, model, and the variant of the car, age of the car, RTO location of the car, fuel type and engine capacity of the car, etc. Make use of our Premium Calculator to get instant results for the premium amount of your car insurance.

Must Read Articles before buying Sbi Car Insurance

SBI Car Insurance User Reviews

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What users are saying
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  • Low premium prices

    I found a great car insurance plan of SBI through InsuranceDekho! Their website makes it easy to compare quotes and find the best value policies. Thank you InsuranceDekho team for all the help!

    V
    By Vinita Desai
    On: April 12, 2024
  • Easy and Fast

    Lot of companies to choose and the interface is simple to complete the transaction faster. The description must be at least 125 characters. So I'm typing this also.

    J
    Tata Tiago 2019-2020 Chennai
    By JAYA PRAKASH M
    On: February 9, 2022
  • Car insurance renewal

    Very fast and comfortable payment service even when I am outside India. Recommended this website for all types of insurance. Thanks Insurance dekho team

    P
    Nissan Micra Ahmedabad
    By PUROHIT DHAIRYA B
    On: November 27, 2021
  • Very Good experience

    Good experience. I am very happy to buy this policy. I am satisfied with InsuranceDekho's services. It was easy buy this policy at the portal.

    A
    Maruti Alto 800 Khargone
    By Aneesh khan
    On: November 9, 2021
  • Fast comparison of various pol...

    Fast comparison of various policies on this portal made work easy. Detailed information about available garages with complete address is mentioned in some policies.

    P
    Honda WRV Mumbai
    By Parin K Raval
    On: August 23, 2021
  • Fast and useful

    Quick and easy payment ! The support from online agent was excellent. The pin code was an issue as it didn’t match with my location - just changed the PIN making mapping possible and the process was completed in seconds

    B
    Mahindra XUV500 Kanjirappally
    By BIJUMON T VARGHESE
    On: July 28, 2021
  • Customer Ease

    Very easy to access and customer friendly. Also lot of companies to choose the access at our ease. It is also better if you would confirm immediately through whatsapp or mail

    H
    Toyota Etios 2010-2012 Visakhapatnam
    By HemanthKumarKantam
    On: July 2, 2021
  • Excellent service

    I had taken insurance from InsuranceDekho earlier also. I did not know much about the process but the executives helped me a lot.

    S
    Maruti Baleno Bhiwani
    By SURESH KUMAR
    On: May 22, 2021
  • Most affordable insurance

    InsuranceDekho's services are too good, the price is most affordable and the guidance is perfect. Follow-up calls are many sometimes but still overall the services are excellent.

    P
    Honda Amaze bulandshahr
    By PRASHANT YADAV
    On: May 18, 2021
  • Convenient

    Easy transaction with comparative premium statement and also document-less transaction are the features to rate this experience as EXCELLENT.

    W
    Maruti A Star Agartala
    By WATCYN L KEIVOM
    On: March 17, 2021

616 Sbi Cashless Garages in India

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Calculate your Car IDV

Cashless Garages in Popular Cities

CityNo of Garages
Mumbai122
Hyderabad88
Pune82
Chennai75
Ahmedabad54
Kolkata48
Delhi47
View All
#Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.