Calculate Your Car Insurance Premium Online
Select your car brand
- Maruti
- Hyundai
- Honda
- Toyota
- Mahindra
Which city is your car registered in?
- Ahmedabad
- Bangalore
- Chandigarh
- Chennai
- Gurgaon
When did you buy your car?
What is Car Insurance Premium Calculator?
A car insurance premium calculator is a tool available digitally that tells you the right premium amount of your car insurance plan. The insurance premium calculator arrives at the premium amount using your car details like its make, model and variant along with your No Claim Bonus status.
How to Use Car Insurance Premium Calculator?
Step 1: Choose your Car’s Make, Model, Variant and Fuel Type.
Step 2: Select Car’s Registered City and the Year of Purchase.
Step 3: Share with us if you had made any car insurance claim during the previous policy period.
Step 4: Click on ‘Calculate’. You will get the correct IDV and insurance premium for your car.Benefits of Car Insurance Premium Calculator
- Right Insured Declared Value - The premium calculator calculates the right Insured Declared Value of your car. In case of total loss and theft of your car, the insurance provider provides you with the IDV as compensation.
- Correct Premium - The premium calculator helps you know the correct insurance premium amount for your car.
- Helps you Make an Informed Decision - By letting you know the right IDV and premium amount, the premium calculator helps you make an informed decision.
- Helps You Choose the Right Plan: The knowledge of the right premium amount and IDV provided helps you choose the right car insurance plan.
Third Party Car Insurance Premium Rates
Engine Capacity | Premium To Buy A New Policy (3-Year Plan) | Premium To Renew Existing Policy (1-Year Plan) |
Under 1,000 cc | Rs. 5,268 | Rs. 2,072 |
Between 1,000 cc and 1,500 cc | Rs. 9,534 | Rs. 3,221 |
Above 1,500 cc | Rs. 24,305 | Rs. 7,890 |
(Source:IRDAI)
Premium for Comprehensive and Standalone Own-Damage Car Insurance Plans
The premium amount for standalone own-damage and comprehensive car insurance plans depends on factors like the make, model, variant, fuel type of your car, etc. Use our Premium Calculator to know the insurance premium for your car instantly.
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- Instant policy # within 5 mins
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