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Calculate Your Car Insurance Premium Online

Select your car brand

  • Maruti
  • Hyundai
  • Honda
  • Toyota
  • Mahindra

Which city is your car registered in?

  • Ahmedabad
  • Bangalore
  • Chandigarh
  • Chennai
  • Gurgaon

When did you buy your car?

What is a Car Insurance Premium Calculator?

A car insurance premium calculator is an online mechanism, which is developed to assist you in knowing the correct insurance premium of your car. The personalised results can also be achieved with this premium calculator by entering car details and No Claim Bonus status. With the knowledge of the right amount of premium, you can opt for the best premium quote for you from the available ones.

How to Use a Car Insurance Premium Calculator?

Step 1: Choose the Make, Model, Variant and Fuel Type of your car.

Step 2: Choose the Purchase Year and Registered Location of your car.

Step 3: Tell us if you have made any claim for insurance in the last policy term against your car.

Step 4: Hit the ‘Calculate’ button to get the right IDV and correct car insurance premium amount.

Benefits of Car Insurance Premium Calculator

  1. Right Insured Declared Value – The car insurance premium calculator gives you the right Insured Declared Value of your car. It is an amount that you will be entitled to get against the theft and total loss of your car. Try to have the correct IDV for your car from your insurance provider.
  2. Right Premium - The premium calculator computes the amount that you should be paying as the car insurance premium.
  3. Assistance in Making Informed Decisions – You can make informed decisions only with the correct information. Thus, the correct IDV and the premium amount can assist you in making informed decisions related to your car insurance plan.
  4. Helps You Choose the Right Policy – With the knowledge of the correct IDV and the premium amount of your car, computed by the premium calculator, you can select the right premium quote for you from the available quotes.

Third Party Car Insurance Premium Rates

Engine Capacity

Premium To Buy A New Policy (3-Year Plan)

Premium To Renew Existing Policy (1-Year Plan)

Under 1,000 cc

Rs. 5,268

Rs. 2,072

Between 1,000 cc and 1,500 cc

Rs. 9,534

Rs. 3,221

Above 1,500 cc

Rs. 24,305

Rs. 7,890

(Source:IRDAI)

Premium for Comprehensive and Standalone Own-Damage Car Insurance Plans

The amount of premium for standalone own-damage and comprehensive car insurance plans are calculated on the basis of various factors such as make, model, variant, fuel type, age of the car, RTO location, engine capacity, and so on. Use our Premium Calculator to get the instant results for your car’s insurance premium amount.




Must Read Articles before buying Shriram Car Insurance

Shriram Car Insurance User Reviews

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What users are saying
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  • Amazing benefits

    I recently bought the Shriram car insurance policy for my BMW X1 from the InsuranceDekho website. The plan offers amazing benefits. I got all the benefits I wanted from car insurance. If you are looking for a car insurance plan, do try this out.

    By Tarun Kumar
    On: March 1, 2023
  • Amazing benefits

    I recently bought the Shriram car insurance policy for my BMW X1 from the InsuranceDekho website. The plan offers amazing benefits. I got all the benefits I wanted from car insurance. If you are looking for a car insurance plan, do try this out.

    T
    By Tarun Kumar
    On: February 16, 2023
  • 7 days availability

    The InsuranceDekho website provides services to its customers on all 7 days of the week. I visited their website on a Sunday to buy the Shriram car insurance plan for my Kia Seltos. I could easily buy it, the team guided me throughout the process.

    A
    By Anil Grover
    On: February 9, 2023
  • Say goodbye to paperwork

    I bought a Shriram car insurance policy for my Ford Classic car from InsuranceDekho. I purchased the insurance policy from the comfort of my house. The process was completely digital, the documents required were uploaded on the website. The policy documents were sent at my email address.

    S
    By Shripad Chittor
    On: February 3, 2023
  • Amazing benefits

    I recently bought the Shriram car insurance policy for my BMW X1 from the InsuranceDekho website. The plan offers amazing benefits. I got all the benefits I wanted from car insurance. If you are looking for a car insurance plan, do try this out.

    T
    By Tarun Kumar
    On: January 11, 2023
  • Relevant information on the we...

    The InsuranceDekho website has accurate and relevant information. While buying the Shriram car insurance plan for my MG Hector, I saw a lot of relevant information available on the website, which satisfied me to buy this plan and also made my purchase quick and smooth.

    A
    By Anant Goyal
    On: December 28, 2022
  • 7 days availability

    The InsuranceDekho website provides services to its customers on all 7 days of the week. I visited their website on a Sunday to buy the Shriram car insurance plan for my Kia Seltos. I could easily buy it, the team guided me throughout the process.

    V
    By Vishal Singh
    On: October 13, 2022
  • Relevant information on the we...

    The InsuranceDekho website has accurate and relevant information. While buying the Shriram car insurance plan for my MG Hector, I saw a lot of relevant information available on the website, which satisfied me to buy this plan and also made my purchase quick and smooth.

    A
    By Anant Goyal
    On: August 24, 2022
  • Wide range of plans

    There are a lot of plans available on the InsuranceDekho website. After going through each of them, I chose the Shriram car insurance plan for my Kia Seltos. The plan is amazing and fulfills all my requirements at its best. Happy with the purchase of this plan.

    D
    By Dhairya Batra
    On: August 16, 2022
  • 7 days availability

    The InsuranceDekho website provides services to its customers on all 7 days of the week. I visited their website on a Sunday to buy the Shriram car insurance plan for my Kia Seltos. I could easily buy it, the team guided me throughout the process.

    V
    By Vishal Singh
    On: August 9, 2022

Shriram Car Insurance Claim FAQs

  • How can I calculate the premium payable for Shriram Car Insurance plan?

    You can calculate the payable premium amount easily by using the premium calculator available at InsuranceDekho’s website.

  • How will I receive my policy document after paying premium online?

    Once you have made the payment for your Shriram car insurance plan, you will receive the policy document at your registered email-ID.

  • How does the premium calculation take place for my car insurance?

    The premium calculation for car insurance takes place based upon the factors like make of the car, model of the car, variant of the car, fuel type of the car, engine cc of the car, amongst others.

  • Can I use a premium calculator to calculate the payable premium for my old car?

    Yes, you can calculate the premium charged by your insurance company both for a new car as well as an old car.

  • What is the significance of a car insurance premium calculator?

    A premium calculator can be used to calculate the payable premium amount and Insured Declared Value or IDV by different insurance companies.

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Calculate your Car IDV

#Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.