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  • CASHLESS GARAGES 7600+
  • CLAIMS SETTLED 99%
  • ZERO DEP. CLAIMS UNLIMITED
Key Features:
  • Right Green Tick Zero Depreciation till 7 years
  • Right Green Tick 6-Month Repair Warranty
  • Right Green Tick Free Pick-Up and Drop
  • Right Green Tick Quick Claim Settlement

Calculate Your Car Insurance Premium Online

Select your car brand

  • Maruti
  • Hyundai
  • Honda
  • Toyota
  • Mahindra

Which city is your car registered in?

  • Ahmedabad
  • Bangalore
  • Chandigarh
  • Chennai
  • Gurgaon

When did you buy your car?

What is Car Insurance Premium Calculator?

Online car insurance premium calculator is an instrument available online that helps you know the correct insurance premium amount for your car. The calculator calculates the premium amount considering your car details like the make, model, variant and fuel type of your car along with the No Claim Bonus, if applicable to your premium amount. The calculator thus, helps you choose the right plan for your car by telling you the correct insurance premium amount.

How to Use Car Insurance Premium Calculator?

Step 1: Choose your Car’s Make, Model, Variant and Fuel Type.

Step 2: Select your Car’s Registered City and the Year of Purchase.

Step 3: Tell us if you had any insurance claim against your car in the previous policy period.

Step 4: Click on ‘Calculate’. You will get the right premium amount along with the correct IDV.

Benefits of Car Insurance Premium Calculator

1. Right Insured Declared Value - The premium calculator tells the right Insured Declared Value of your car. In case of theft and total loss of your car, you get IDV as the compensation amount from the insurance provider.

2. Correct Premium - The premium calculator tells you the correct premium for your car insurance plan.

3. Helps you Make an Informed Decision - The premium calculator helps you make an informed decision by telling you the right IDV and premium amount.

4. Helps You Choose the Right Plan - The knowledge of the right premium amount and IDV helps you choose the right plan wisely from available options.

Third Party Car Insurance Premium Rates

Engine Capacity

Premium To Buy A New Policy (3-Year Plan)

Premium To Renew Existing Policy (1-Year Plan)

Under 1,000 cc

Rs. 5,268

Rs. 2,072

Between 1,000 cc and 1,500 cc

Rs. 9,534

Rs. 3,221

Above 1,500 cc

Rs. 24,305

Rs. 7,890

(Source:IRDAI)

Premium for Comprehensive and Standalone Own-Damage Car Insurance Plans

The premium amount for standalone own-damage and comprehensive car insurance plans depends on factors like the make, model, variant, its RTO location, the car’s engine capacity, etc. Use our Premium Calculator to know the insurance premium for your car instantly.

Factors Affecting Car Insurance Premium

1. Insured Declared Value (IDV) – The IDV is the current market value of a car and the amount that a policyholder is eligible to get as a claim against the theft or total loss of the car. Hence, for cars with high IDV, more premium has to be paid.

2. No Claim Bonus (NCB) – The NCB is a discount on the premium amount provided by insurers to its policyholder for making no claim. It accumulates from 20% to 50% with every claim-free year. So, the NCB affects the premium cost by reducing it.

3. City of Registration – The RTO locations in India are divided as Tier 1, 2 and 3 based on the density of traffic that impacts the accident rate. So, car insurance premiums of Tier 1 cities are higher than Tier 2 and Tier 3 cities.

4. Anti-Theft Devices – Many cars owners install anti-theft devices in their cars to enhance its safety. The security system curbs the risk for insurers too due to which they charge a lesser premium from persons who have got such devices installed in their cars.

5. Age of the Rider – With age and experience, the driving skills of people get better. On this note and track records, the insurance providers offer car insurance plans to older people on lower prices as the older people tend to drive more sensibly.

Explore Royal Sundaram Car Insurance

Must Read Articles before buying Royal Sundaram Car Insurance

Royal Sundaram Car Insurance User Reviews

4.9
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468 User reviews
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What users are saying
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  • Hassle-free Service

    While Buying Royal Sundaram’s car insurance, I had an amazing experience. Insurancedekho provides exceptional customer service, competitive pricing and comprehensive coverage options

    Read More

    J
    By Jatin Nagpal
    On: March 2, 2024
  • Tailored to Your Unique Needs

    What sets InsuranceDekho apart is its ability to tailor comprehensive coverage to individual needs. They work with me to determine the right level of protection for my Hyundai car, providing a personalized service. I am very happy with the Royal Sundaram Car Insurance Policy.

    Read More

    B
    By Badal Shaikh
    On: November 3, 2023
  • Timely Repairs, Timely Return

    Repairs at cashless garages through InsuranceDekho are done promptly, ensuring that I get my Kia car back as quickly as possible. I am so happy to have secured the Royal Sundaram Car Insurance Policy on time.

    Read More

    R
    By Ruhan Patel
    On: October 17, 2023
  • User-Friendly Website for Thir...

    The InsuranceDekho website and mobile app are both intuitive and easy to use. Whether you're comparing policies, getting quotes, or renewing your insurance, their online platform simplifies the process. I was easily able to secure the Royal Sundaram Car Insurance Policy for my Honda car.

    Read More

    By Farida Banu
    On: September 29, 2023
  • Effortless Policy Purchase

    Purchasing InsuranceDekho's own damage coverage with the Royal Sundaram Car Insurance Policy for my MG car is was effortless. Their user-friendly online platform made it quick and convenient.

    Read More

    A
    By Anita Gurung
    On: September 14, 2023
  • Quick and Convenient Quote Gen...

    Getting insurance quotes with InsuranceDekho's premium calculator was quick and convenient. It was a time-saver for me while looking for the Royal Sundaram Car Insurance Policy for my Renault car.

    Read More

    P
    By Prashant Rout
    On: September 12, 2023
  • Best Decision I Made for My Ca...

    Opting for InsuranceDekho's zero depreciation policy was the best decision I made for my Mitsubishi car. The Royal Sundaram Car Insurance Policy saved me from unexpected expenses during a recent accident.

    Read More

    H
    By Harman Chahal
    On: September 8, 2023
  • Trustworthy Repairs

    While buying the Royal Sundaram Car Insurance Policy for my BMW, one of the important factors I was looking into was complete trust. Trust is essential when it comes to car repairs. InsuranceDekho's Cashless Garages have consistently provided trustworthy repairs and ensured the safety of my vehicle.

    Read More

    By Pankaj Kapoor
    On: September 6, 2023
  • All-Round Protection

    I recently bought the Royal Sundaram Car Insurance Policy with Comprehensive Coverage for my Maruti car, I feel like I have all-round protection for my car. Whether it's a minor fender bender or a major accident, InsuranceDekho has me covered.

    Read More

    P
    By Purnima Bakshi
    On: September 4, 2023
  • Smooth and Transparent Claim P...

    I appreciate how InsuranceDekho's claim process for the Royal Sundaram Car Insurance Policy for my Maruti car is smooth and transparent. From filing the claim to receiving the settlement, everything is clear and well-organized.

    Read More

    M
    By Mihika Pathak
    On: August 29, 2023
Royal Sundaram Reviews

Royal Sundaram Car Insurance Premium Calculator FAQs

  • What is the purpose of using the car insurance premium calculator?

    The car insurance premium calculator is meant to assist you in finding the accurate premium amount for your car insurance policy, find the right IDV of your car, and choosing a reasonable insurance plan by making wiser decisions about the car insurance policy.

  • What details do I need to enter in the premium calculator?

    You need to enter details like make and model of your car, RTO location of your car, registration year of your car, etc, to find the right premium offer by the insurance companies for car insurance plans.

  • What are the factors that determine the premium of a car insurance?

    There are many factors which affect the premium of a car insurance plan like City of Registration, Insured Declared Value (IDV), Engine’s Cubic Capacity, Anti-Theft Devices, Age of the Owner, No Claim Bonus (NCB), and so on.

  • Where can I find the premium calculator to use it?

    You can get the best premium calculator to calculate the premium and IDV for your insurance policy at the website of InsuranceDekho, i.e., www.insurancedekho.com.

  • Does the premium calculator compute the premium for my old car?

    Yes, the premium calculator is framed to get you the premium amount offered by different insurance companies for new as well as old or used cars.

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Royal Sundaram Car Insurance Contact Details

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