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Shriram Third Party Car Insurance

According to the Indian Motor Tariff, every car owner is compulsorily required to have at least a third party car insurance. The Shriram third party car insurance policy insures you against all the third party liabilities which may arise due to an unfortunate event like a road accident involving your car. The Shriram third party cover provides you compensation for all third party losses, be it injury or death of a third party or be it third party property damages.

Moreover, the third party liability cover is also the least option available for the car owners to fulfill the compulsion of having a policy cover. Shriram also provides compulsory personal accident cover for the policyholder as well as for the co-passengers.

Shriram Third Party Policy Vs Comprehensive Policy

Basis

Third Party Policy

Comprehensive Cover

Extent Of Cover

The Shriram third party car insurance policy covers injury/death of a third party caused by your car and offers compensation up to Rs 7.5 lakh for third party property damage.

The Shriram comprehensive car insurance policy covers damages caused to the insured vehicle as well as all the third party liabilities including Rs 7.5 lakh cover for third party property damage.

Add-ons

No add-ons are available with the third party liability only cover.

A wide array of add-ons such as Zero Depreciation, Invoice Cover are available with the comprehensive cover.

Cost

Third party cover is relatively cheap as it has limited coverage.

Comprehensive policy is relatively expensive owing to the wider coverage.

Shriram Third Party Car Insurance Policy Coverage

  • Unlimited liability cover for the death of a third party.
  • Limited/Unlimited cover for injuries caused to a third party as decided by a court of law..
  • Compensation of up to Rs 7.5 lakh for third party property damage.

The following are not covered under Shriram Third Party Liability Only Policy

  • Damages caused to the insured car in a road accident or any natural or man-made calamity.
  • Bodily injury of the policyholder and other co-passengers.

Must Read Articles before buying Shriram Car Insurance

Shriram Car Insurance User Reviews

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  • Amazing benefits

    I recently bought the Shriram car insurance policy for my BMW X1 from the InsuranceDekho website. The plan offers amazing benefits. I got all the benefits I wanted from car insurance. If you are looking for a car insurance plan, do try this out.

    By Tarun Kumar
    On: March 1, 2023
  • Amazing benefits

    I recently bought the Shriram car insurance policy for my BMW X1 from the InsuranceDekho website. The plan offers amazing benefits. I got all the benefits I wanted from car insurance. If you are looking for a car insurance plan, do try this out.

    T
    By Tarun Kumar
    On: February 16, 2023
  • 7 days availability

    The InsuranceDekho website provides services to its customers on all 7 days of the week. I visited their website on a Sunday to buy the Shriram car insurance plan for my Kia Seltos. I could easily buy it, the team guided me throughout the process.

    A
    By Anil Grover
    On: February 9, 2023
  • Say goodbye to paperwork

    I bought a Shriram car insurance policy for my Ford Classic car from InsuranceDekho. I purchased the insurance policy from the comfort of my house. The process was completely digital, the documents required were uploaded on the website. The policy documents were sent at my email address.

    S
    By Shripad Chittor
    On: February 3, 2023
  • Amazing benefits

    I recently bought the Shriram car insurance policy for my BMW X1 from the InsuranceDekho website. The plan offers amazing benefits. I got all the benefits I wanted from car insurance. If you are looking for a car insurance plan, do try this out.

    T
    By Tarun Kumar
    On: January 11, 2023
  • Relevant information on the we...

    The InsuranceDekho website has accurate and relevant information. While buying the Shriram car insurance plan for my MG Hector, I saw a lot of relevant information available on the website, which satisfied me to buy this plan and also made my purchase quick and smooth.

    A
    By Anant Goyal
    On: December 28, 2022
  • 7 days availability

    The InsuranceDekho website provides services to its customers on all 7 days of the week. I visited their website on a Sunday to buy the Shriram car insurance plan for my Kia Seltos. I could easily buy it, the team guided me throughout the process.

    V
    By Vishal Singh
    On: October 13, 2022
  • Relevant information on the we...

    The InsuranceDekho website has accurate and relevant information. While buying the Shriram car insurance plan for my MG Hector, I saw a lot of relevant information available on the website, which satisfied me to buy this plan and also made my purchase quick and smooth.

    A
    By Anant Goyal
    On: August 24, 2022
  • Wide range of plans

    There are a lot of plans available on the InsuranceDekho website. After going through each of them, I chose the Shriram car insurance plan for my Kia Seltos. The plan is amazing and fulfills all my requirements at its best. Happy with the purchase of this plan.

    D
    By Dhairya Batra
    On: August 16, 2022
  • 7 days availability

    The InsuranceDekho website provides services to its customers on all 7 days of the week. I visited their website on a Sunday to buy the Shriram car insurance plan for my Kia Seltos. I could easily buy it, the team guided me throughout the process.

    V
    By Vishal Singh
    On: August 9, 2022

Shriram Third Party Car Insurance FAQs

  • Can Shriram arrange its own representative in court during third party liability settlement?

    Yes, the company can arrange for representation at any inquest or inquiry in a case of the death of a third party.

  • Is it compulsory under the Motor Vehicles Act to have at least a third party only cover for a vehicle?

    Yes, it is a mandatory requirement for all car owners as per the Motor Vehicles Act.

  • What all does Shriram General Insurance Personal Accident covers?

    It offers coverage in the following events:

    • Accidental Death
    • Permanent Total Disability
    • Permanent Partial Disability
    • Temporary Total Disability
    • Additional Benefit Transportation of Mortal Remains
    • Children‘s Education Benefit
  • What are the benefits of buying Shriram third party car insurance?

    There are various benefits of buying Shriram third party car insurance, some of which are listed below:

    • A hassle-free claim settlement procedure
    • No hefty paperwork
    • Protection against accidental legal liabilities against third party property or person
    • Online policy buying facility
  • How much coverage is offered in Shriram car insurance plan in case of any third party property damage?

    A coverage for around 7.5 Lakhs will be offered in case of any third party property damage.

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