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United India Third Party Car Insurance

Third-party insurance mostly pertains to automobile sector where it is mandatory as per the law. It is legally binding on owner/driver of the car to have at least the minimum injury liability which is inclusive of property damage claims as well. It is the most common and basic form of motor insurance and covers for losses and damages sustained by the third party in an event of an accident. Here, insured is the first party, the insurer is the second party, while the party who will claim for the sustained losses is the third party.

The third-party motor insurance from United India protects the holder of the policy from any liability that may arise from the injury/death of a third party or even damage in physical property. Moreover, it also covers legal expenses aroused during the court trial and even the lawyer’s fee.

Benefits of United India Third Party Car Insurance

  • The foremost benefit of the United India third-party insurance is that it makes you compliant to the law. It frees the owner/driver from the legal liabilities that arise in case of any fatal consequences or property damage.
  • The process of the claim is hassle-free since it does not involve a lot of cover.
  • In most cases, the claim is directly passed on to the third-party, without involving the insured, thereby making things easier for all the parties involved in the insurance contract.
  • Since this is the most basic form of insurance cover, cost of the premium is a lot lesser in comparison to a comprehensive policy.

United India Third Party Claim Process

  • Contact the insurer

Get in touch with the authority of UIIC. In case the accident has happened outside the home city, the nearest office needs to be contacted.

  • Leave the vehicle for inspection

If the accident has been grave, like catching fire etc., it is recommended to leave your car at the accident site until the inspection is done.

  • Lodge an FIR

In case of fatality, the insured needs to inform the nearest police station and lodge FIR.

  • Furnish relevant details to the insurer

Submit all the details along with the relevant documents as instructed by the insurance company.

  • Claim settlement

Sit back and relax, the company will settle the claim amount (as per the policy) after completion of all formalities.

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United India Car Insurance User Reviews

4.9
Rating based on
197 User reviews
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  • Effortless Purchase

    Getting United India Car Insurance through InsuranceDekho was effortless! Their team helped me choose the right coverage hassle-free. Now, I feel confident about my car's protection.

    Read More

    S
    By Sakshi Taneja
    On: March 11, 2024
  • Protection with No Compromises...

    InsuranceDekho's own damage coverage offers comprehensive protection without any compromises for my United Car Insurance Policy. It covers everything I need without cutting corners for my MG car.

    Read More

    By Anushka Biswas
    On: November 21, 2023
  • Supportive Renewal Team

    I had taken a car insurance policy for my Hyundai car. The renewal team at InsuranceDekho is supportive and ready to assist with any questions or concerns during the process of renewal of the United Car Insurance Policy.

    Read More

    G
    By Gyan Prakash
    On: November 9, 2023
  • Zero Depreciation for a Stress...

    InsuranceDekho's Zero Depreciation insurance offers a stress-free ownership experience. I knew that with the United Car Insurance Policy, my Chevrolet car's value was fully protected, making every drive worry-free.

    Read More

    K
    By Kriti Mehta
    On: October 23, 2023
  • Accessible Anytime, Anywhere

    I can access InsuranceDekho's premium calculator anytime and from anywhere, which is incredibly convenient when deciding to renew the United Car Insurance Policy for my Kia car.

    Read More

    S
    By Samagya Gupta
    On: October 19, 2023
  • Educational Tool

    The premium calculator also served as an educational tool for me. It helped me understand how various factors affect my premium for the United Car Insurance Policy that I secured for my Maruti car, making me a more informed policyholder.

    Read More

    G
    By Gautam Srivastav
    On: September 29, 2023
  • Competitive Rates for Third-pa...

    I've been using InsuranceDekho for my MG car’s insurance needs for a couple of years now. What I appreciate most is their competitive pricing. I've always found that the United Car Insurance Policy’s third-party insurance fits my budget without compromising on coverage. Plus, their reminders for policy renewals are a lifesaver. Highly recommend!

    Read More

    M
    By Meenakshi Chaturvedi
    On: September 25, 2023
  • Efficient Cashless Claims

    I had to make a claim for my Nissan car after an accident, and as my car was insured with the United Car Insurance Policy with InsuranceDekho's cashless claims process was efficient. I didn't have to go through the hassle of reimbursement; it was all handled directly with the garage.

    Read More

    S
    By Saher Dharani
    On: September 21, 2023
  • Customization Made Simple

    The ability to customize the renewal of my United Car Insurance Policy is what I love about InsuranceDekho. I can adjust my policy to match the evolving needs of my Nissan car without any complications.

    Read More

    N
    By Nidhi Nauthiyal
    On: September 14, 2023
  • Trustworthy Claims Partner

    InsuranceDekho has proven to be a trustworthy claims partner. They handle claims professionally for my United Car Insurance Policy and without any hassle for my Honda car.

    Read More

    A
    By Aarti Gogia
    On: September 12, 2023
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United India Third Party Car Insurance FAQs

  • Why is third-party insurance mandatory according to law?

    In any case of an accident, it is very important to cover the third-party (or victim). However, teaming it up with comprehensive insurance would just make the premium amount go higher, thereby discouraging most applicants. Hence, third-party insurance is always a standalone option to abide by the law.

  • Why is the third-party from UIIC is better than most others?

    Basic third-party insurance from United India even covers driver/owner in an event of an accident. Hence, if there is an accident where the third party and the insured party have sustained injuries, the insurance would cover for both.

  • How to calculate the premium for the insurance?

    To know the premium of UIIC motor insurance policy, visit our website www.insurancedekho.com and enter the required details to get quotes.

  • What is the first thing I should do after an accident?

    The first thing that needs to be done is to inform the local police and lodge an FIR. The copy of FIR is very important for the claim process. Following this, if the victim needs medical attention, get to a hospital and inform the nearest UIIC insurance office.

  • Does the third-party insurance cover mechanical and electrical damages of the car/motorcycle?

    No. The third-party insurance will not cover for damaged car or motorcycle, be it minor or major. Since it covers basics as per law, covering for everything is not be feasible.
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