Process To Claim Car Insurance At Navi General Insurance

One of the most important steps, after you have bought a car insurance policy, is claiming the policy. The claim settlement process can be a really tedious task with some companies. The sum assured has to be claimed as soon as possible in case of an emergency. Navi General Insurance ensures a quick and hassle-free claim settlement process for its policyholders. The claim settlement process can be initiated both online or offline. 

The user-friendly and easily accessible website of Navi General Insurance makes it easier for policyholders to intimate the incident and initiate the claim settlement process. With an impressive claim settlement ratio, Navi General Insurance has made a name in the insurance market and continues to deal with the claim issues of its customers flawlessly. 

About Navi Car Insurance

Navi Car Insurance is a product of Navi General Insurance and is known to provide a wide variety of car insurance plans to its customers at pocket-friendly prices. It is compulsory to own third-party car insurance, therefore Navi Car Insurance has designed its policies accordingly to meet the demands of a larger group of people. The comprehensive car insurance policies by Navi Car Insurance can be expanded by including add-ons to its and enjoying more benefits at an affordable price. Some of the major add-ons include hospital cash, no-claim-bonus secure cover, and many more. Some of the significant features of Navi Car Insurance are: 

• The company has a network of 1,100+ linked garages to ensure cashless repair of the car. 
• It had a claim settlement ratio of 76.20% in FY 2019-20. 
• It supports a digitally enabled claim settlement process. 
• It provides third-party damage of up to Rs. 7.5 Lakh. 
• Navi Car Insurance offers a personal accident cover of up to Rs. 15 Lakh
• The company has a 24X7 call assistance facility for its policyholders. 
• It also allows the customers to request unlimited claims. 
• Easy and quick claim settlement process by Navi Car Insurance company. 

Claim Settlement Process For Navi Car Insurance

With the impressive claim settlement ratio, Navi Car Insurance maintains a good reputation among its customers in the insurance market. A 24x7 active chat box option on the official website of the company makes it easily reachable among its policyholders. Let us look at the steps to be followed to make a claim at Navi Car Insurance: 

1. Cashless Claim 

If you visit a garage that is linked to the insurance company, then you are entitled to get the facility of a cashless claim, where the claim amount is directly transferred to the garage thus clearing your bill dues. The steps involved are: 

• Contact Navi Car Insurance about the incident, so that they can begin the claim process. 
• With your car insurance policy number, you will have to submit a form for the claim to officially begin. After this, a claim registration number will be provided to you, which should be saved for future use. 
• A surveyor will visit you to check the extent of damage to your car. Based on this assessment, the amount will be claimed. 
• Once the proper verification is done, the company will make the claim for your car damage or loss, directly to the garage. 

2. Reimbursement Claim

In this case, you can get your car repaired in any garage of your choice and later, get the claim amount from the insurer. The steps involved are: 

• Contact Navi Car Insurance about the incident, so that they can begin the claim process. 
• With your car insurance policy number, you will have to submit a form for the claim to officially begin. After this, a claim registration number will be provided to you, which should be saved for future use. 
• A surveyor will visit you to check the extent of damage to your car. Based on this assessment, the amount will be claimed. 
• Once it is surveyed, you can send the car for repair to any garage of your choice. Make sure you collect all the bills and receipts as you have to submit them to the insurer along with the policy documents. 
• After proper verification, the claim amount will be transferred to your account.  

Conclusion 

Make sure you go through the claim-related inclusions and exclusions mentioned in the policy documents to avoid any confusion while settling the claim. Navi Car Insurance is a wise and reliable choice to go with based on the claim settlement ratio displayed by the company and its network garages.

Also Read: 

Things Covered In An Own-Damage Car Insurance Policy

Benefits of Buying Standalone Own-Damage Car Insurance 

Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.