Care Heart Plans

Any type of disease can drain your savings. So, choosing Religare 'Care Heart' insurance policy is a solution to protect your finances. It’s a comprehensive health insurance plan, designed to cover pre-existing heart ailments. The policy has been designed with an aim to prevent heart ailments and other diseases, such as Cataract, Total Knee Replacement, all types of Hernia, stones of the renal system, Cerebrovascular disorders, breakage of bones, etc. With lower premiums and bigger coverage, you can stay focused on your health without any financial stress. The policy is available in both individual and floater basis.

Key Features

• Lifelong Renewability
• Cardiac health check-up annually
• Sum insured: Rs. 3 Lakh, Rs. 5 Lakh, Rs. 7 Lakh, and Rs. 10 Lakh
• No upper limit on entry age
• No requirement for pre-policy medical check-up
• Ideal for those who have undergone heart surgery in last 7 years
• Pre-existing ailments covered only after 2 years wait period

Scope of Coverage

• 30 day pre-hospitalisation medical expenses
• 60 day post-hospitalisation medical expenses
• Domiciliary hospitalisation
• Alternate treatment like Ayurveda, Unani, Sidha or Homeopathy
• Cover for the treatment of total knee replacement
• Coverage for 540+ day care treatments
• Ambulance & ICU charges cover
• Room rent/room category, ICU charges

Eligibility

Minimum entry age to get covered by the Care Heart Policy for adults is 18 years. There is no limit on maximum age.

Exclusions

• Medical expenses for the treatment of AIDS
• Tests and treatment relating to infertility
• Hospitalisation caused by riot, war, strike, nuclear weapons
• Undergoing surgery, diagnosis of diseases whose symptoms occur within 30 days of Policy Period Start date
• Medical expenses due to the use of drug, alcohol

For detailed information about the Care Heart Insurance policy, it is advisable to go through the sales brochure carefully. If you have any doubt, you can contact InsuranceDekho at its helpline number 1800-1205-698 before concluding a sale.