Care Health Insurance for Family

'Care' by Religare is a comprehensive health insurance plan, designed to protect your family from financial trauma, which arises due to a medical emergency. With Care by your side, you can rest assured that you’ll get cashless treatment at the best network hospital in your city. Also available on an individual basis, Family health care insurance plans make sure you avail the best treatment in case you or any insured member of your family gets sick or meets an accident that requires a minimum of 24-hour hospitalisation.

Key Features of Family Health Care Insurance Plans

• Lifelong renewability
• Free annual health check-ups for the family
• Hassle-free cashless treatment
• A wide range of Sum Insured- up to Rs. 6 Crore
• Auto-renewal policy when exhausted
• Direct claim settlement
• Global healthcare treatment

Scope of Coverage Under Health Care Insurance Family Plans

• 30 day pre-hospitalisation if expenses incurred before hospitalisation
• 60 day post-hospitalisation if medical expenses incurred after discharge
• Organ donor cover coverage to undergo organ transplant surgery
• Cover for hospitalisation like ICU charges, nursing expenses, room charges, etc.
• Domiciliary hospitalisation if you are not able to get admitted in a hospital
• Alternate treatment like Ayurveda, Unani, Sidha or Homeopathy
• Room rent and ICU charges while you're staying in a single or private room

Family Health Care Insurance Plan Eligibility

The minimum entry age for Care insurance policy is 91 days. On the other hand, there is no specific maximum age limit.

Exclusions Under Health Care Insurance Family Plans

• Medical expenses for the treatment of AIDS
• Congenital disease
• Expenses due to intentional self-injury
• Any injury caused by nuclear weapons or materials
• Injury or diseases arising due to the use of drugs, tobacco chewing, alcohol, smoking, etc.

For complete details and exclusions of the Religare Care product, kindly refer to the policy wordings. Or call InsuranceDekho helpline 1800-1205-698.