Care Health Insurance for Senior Citizen

Religare Care Freedom policy is designed specifically for senior citizens in your family. With this health insurance for senior citizens plans in hand, you can ensure better care for elderly members of your family. It gives elderly people or any other elderly person in your family the freedom to live a healthy style. The senior citizen health insurance policy pays for treatment expenses incurred due to illness, injury or any accident. The policy is available in three plans: Plan 1, Plan 2 and Plan 3. Care Freedom policy comes with a bounty of inbuilt features for senior citizens.

Key Features of Health Care Insurance For Senior Citizens

• Guaranteed lifelong renewability
• Annual health check-up for insured members
• Cashless treatment in all network hospitals
• Sum insured: 3 Lakh, 5 Lakh, 7 Lakh, and 10 Lakh
• Auto-renewal policy if SI gets exhausted
• Plan tenure: 1 Year, 2 Year, and 3 Year
• Hassle-free direct claim settlement

Scope of Coverage Under Health Care Insurance For Senior Citizens

• Cover for 30 day pre-hospitalisation expenses
• Cover for 60 day post-hospitalisation expenses
• Ambulance Cover
• In-patient care up to the sum insured
• Cover for more than 170 daycare treatments
• Domiciliary Hospitalisation if not admitted in a hospital
• Dialysis Cover up to Rs. 1,000 per sitting limited up to 24 consecutive months

Health Insurance for Senior Citizens Eligibility

​The entry age to buy Plan 1 of Care Freedom policy is 18 years for adults. For a child, it is 90 days. For Plan 2, the entry age for the eldest insured person is 46 years, adults 18 and child 90 days. The maximum entry age for an adult is lifelong, child 25 years. There is no limit of age when it comes to exit the policy.

Exclusions Under Health Insurance for Senior Citizens

• Medical expenses for the treatment of AIDS
• Congenital disease
• Expenses due to intentional self-injury
• Treatments for behavioral, psychiatric, and mental disorders
• Any injury occurred due to nuclear weapons or materials

For complete details and exclusions about the Religare Care Freedom, it is advisable to go through the policy wordings. Or you can call our helpline 1800-1205-698 for any clarification.